Tennessee Unclaimed Property: How to Search and Claim for Free

How to search for Tennessee unclaimed property

The official search is at unclaimedproperty.tn.gov/app/claim-search.¹ The program's information pages are at claimittn.gov.⁶ You may see it called Unclaimed Property (ClaimItTN.gov), Tennessee Department of Treasury.³

Which names and places to try: how to search well.

Fast-track and automatic payments

• The Treasurer may skip the claim requirement and pay a person directly when the person is shown to be the apparent owner on a holder report and the Treasurer reasonably believes the person is entitled (since 2021; before that this applied only to Tennessee government entities). No dollar limit is set in the statute.⁸

Tennessee's records can also be searched through MissingMoney.com.⁹

Property the state program does not hold

These official bodies keep their own records, searched separately:

• Unclaimed funds that a Tennessee local government (metro government, city or county) or an electric/utility cooperative sent to the Treasurer can be paid back to it after 18 months unclaimed, on its request, if the total exceeds $100. Owners of those accounts then claim from that local government or cooperative, not from the Treasurer.⁷

How to claim unclaimed property in Tennessee, step by step

Search and file online at unclaimedproperty.tn.gov (reached from ClaimItTN.gov); documents can be uploaded and claim status checked in the Claims Portal.² Cost: Free: an owner can recover property from the Unclaimed Property Division without charge and without a finder. Finder agreements made before the property is reported to the Treasurer must say so.⁷

1. Search free at ClaimItTN.gov / unclaimedproperty.tn.gov by last or business name (or Property ID).²
2. Select the matching properties and choose 'Continue to File Claim', then follow the online instructions; the claim is filed in the format the Treasurer prescribes and verified as complete and accurate.¹
3. Include all supporting documents the Division asks for. Filing a claim is a statement that you are the true owner; a knowingly false claim must be repaid.⁷
4. Upload supporting documents and check the claim's status in the Unclaimed Property Claims Portal.²
5. Answer requests for missing documents within 30 days, or the Division may close the claim (you can then file a new one).⁷
6. The Treasurer approves or denies the claim within 90 days and pays within 30 days after approval.⁴

• Interest: Interest only on property that was an interest-bearing bank deposit (demand, savings or time deposit), paid at the average annual rate of the State Pooled Investment Fund from delivery to the Treasurer until payment. Securities and other non-cash property earn dividends/income until sold.⁴
• If a claim is denied: If denied, the Treasurer must give the reason and say what evidence is missing; you can file an amended claim, or sue the Treasurer in Davidson County Chancery Court within one year after filing the claim (also if the Treasurer has not acted). The case is tried without a jury.⁴

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

Claiming your own property

• The rule lists the proof the Division may require: photo ID; document showing your tax ID number; birth or adoption records; will; probate distribution or letters testamentary; marriage certificate; divorce decree; proof of connection with the reported address or business for the year of last transaction; contract; guardianship or trust agreement; tax returns; court records; an affidavit from someone else with knowledge when documents are not available; checks, passbooks or safe deposit box rental agreements; stock certificates and broker statements; insurance policies; invoices and bills of lading; any other document requested.⁷
• Driver's license or other photo ID; document proving your tax identification number⁷
• When documents are missing: an affidavit from another person who knows the facts⁷

A former address or a name change

• Documents linking you to the reported address or business for the year of the last transaction⁷

The owner has died (estate)

• Heirs and estates prove their right with documents such as the will, probate distribution or letters testamentary, birth/adoption and marriage records. The Treasurer may share the deceased owner's confidential details with the personal representative, attorney, next of kin, designated agent or heir.⁷

You are an heir

• Will; evidence of probate distribution or letters testamentary; birth certificate or adoption records; marriage certificate; court records⁷

A business or government agency

• Contract; invoices and bills of lading; income tax returns and other tax records⁷
• Tennessee government entities (agencies, local governments, public colleges, school systems) can be paid without a claim if shown to be the reported owner⁴

Securities, safe deposit boxes and other cases

• Guardianship or trust agreement⁷
• Copies of checks, passbooks, or safe deposit box rental agreements⁷
• Stock certificates and broker statements⁷
• Insurance policies⁷

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

Processing time

• By law: decision within 90 days of filing; payment within 30 days of approval⁴

Deadline

There is no deadline for owners and heirs in Tennessee.

• No claim deadline in the Act: the property is held in custody for the owner and is not owned by the state⁴

Contact the Tennessee unclaimed property office

When property becomes unclaimed: dormancy periods

In Tennessee most property is presumed abandoned after 3 years without owner contact.⁴ Wages move faster: 1 year.⁴ More on how this works: what happens after the dormancy period.

Other states: dormancy periods table.

• Minimum amounts: Holder reports must give owner name, address, birth date and SSN/TIN for items of $25 or more; items under $25 may be reported in aggregate (since 2021; was $50). Holders mail owner due-diligence notices for items of $50 or more. The Treasurer mails notices for items of $50+ and lists owner names online for items of $25+.⁸
• Gift cards: Gift cards are excluded from unclaimed property (as are loyalty cards, in-store return credits, game-related digital content and transit fare cards). Other stored-value cards are reportable after 5 years.⁴
• Published lists of owners: Every six months the Treasurer publishes a notice in at least one statewide newspaper (property received and claims paid in the last six months, the website, a phone number and e-mail, and a note that library computers can be used to search). The Treasurer also mails notices and keeps a searchable website of owner names.⁴

Finder fees and heir finders in Tennessee

The legal limit in Tennessee: 10% of the value of the recoverable property or $50, whichever is greater (property already held by the Treasurer).⁴ You never need a finder: claiming directly is free.⁷

• Are finders allowed? Yes.⁴
• Contract rules: Agreements for property held by the Treasurer must be in a signed record that describes the property and services and states the value before and after the fee, within the 10%/$50 cap. Any agreement signed within 2 years after the holder delivered the property to the Treasurer is void. Mineral-proceeds clauses on unabandoned minerals are void. Treasury rules add: the Division pays the full amount to the owner, the finder must give the owner proof of all required licenses and file that proof with any claim; pre-report agreements must disclose that the owner could recover the property free without a finder and point to the Division's website. Attorney agreements for specific property are exempt.⁴
• The law: Tenn. Code Ann. §§ 66-29-176 and 66-29-177; Tenn. Comp. R. & Regs. Feb. 1, 1700-.08⁴ (read the text)

Before signing with a finder, read how finders work.

How to spot Tennessee unclaimed property scams

Tennessee's official search is on unclaimedproperty.tn.gov, a .gov address.¹

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

Tennessee unclaimed property in numbers

For businesses: reporting unclaimed property to Tennessee

• Report due: November 1 each year, covering the 12 months before July 1 (fiscal year ending June 30); payment is due with the report¹¹
• Due diligence letters to owners: Mail a notice by first-class mail 60 to 180 days before filing to each owner with a valid address and property of $50 or more (also by e-mail if the owner agreed to e-mail). The notice heading is prescribed by law.⁴
• Where to report: treasury.tn.gov/…⁶
• File format: Electronic filing through the Division's online portal (NAUPA standard format required); payment by ACH or other electronic means; securities by Treasurer's instructions; tangible property only when the Treasurer accepts it (military medals with the report)⁷
• Penalties: Late reporting, payment or delivery: up to $200 per day, maximum $5,000. Willful failure or evasion, or a fraudulent report: up to $1,000 per day, maximum $25,000, plus 25% of the property's value. The Treasurer may waive penalties.⁴

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to Tennessee

• Law: Uniform Unclaimed Property Act, Tenn. Code Ann. §§ 66-29-101 to 66-29-184 (Title 66, Chapter 29, Part 1), enacted by Public Chapter 457 (2017), in effect July 1, 2017; amended by Public Chapters 822 (2018), 11 (2019), 718 (2020), 258 (2021) and 191 (2023)⁴
• Uniform act: Uniform Unclaimed Property Act (Tennessee's enactment of the Uniform Law Commission's 2016 Revised Uniform Unclaimed Property Act text, with Tennessee changes)⁴
• Treasury returned a record 168,168 claims ($125 million) in FY2025, about double earlier years; in FY2023 it returned 65,158 claims ($68.8 million).³
• U.S. savings bonds are treated differently: they escheat to (become owned by) the state at the time they are presumed abandoned. If no claim is filed within 180 days of the holder's report, the Treasurer brings a Davidson County Chancery Court action to confirm the escheat, then redeems the bonds. A person can still file a claim for the bonds or their proceeds.⁴
• Military medals are never sold. The Treasurer holds them until the owner or heirs are found and may place them with a veterans' organization, the awarding agency or a government entity.⁴
• The Treasurer may use unclaimed property to pay a claimant's Tennessee debts for child support, court fines/costs/restitution and delinquent state or local taxes, and must notify the owner.⁴
• Securities are normally held 32 to 36 months before the Treasurer sells them (since 2020; was 8-12 months). Since 2023 there are two exceptions: securities of de minimis value (under $500 in the aggregate for one or more persons) may be sold after 8 to 12 months, and a security may be sold immediately if the holder's records do not identify who is entitled to it. An owner can ask for securities to be sold and paid in cash sooner.⁵
• Business-to-business exemption: uncashed checks, credits and overpayments owed to a business with an ongoing business relationship with the holder are not presumed abandoned.⁴
• Transit fare cards are not unclaimed property (2019 amendment).¹⁴
• The Treasurer must report each year to the Governor, Comptroller and legislative speakers (within 4 months after the fiscal year) on property received, examinations, contractor pay and claims paid and denied; the report is a public record.⁴
• Incomplete claims can be closed after 30 days, but a new claim can be filed for the same property.⁷
• Cashier's checks: the owner is the person holding the check, if that person is the purchaser or the payee. Holder reports must give the names and addresses of both.⁷

Tennessee unclaimed property: questions people ask

Is it free to claim unclaimed property in Tennessee?

Free: an owner can recover property from the Unclaimed Property Division without charge and without a finder.⁷

Where do I search for Tennessee unclaimed property?

On the official search at unclaimedproperty.tn.gov.¹ Searching and claiming there is free.⁷

When is the Tennessee unclaimed property report due?

November 1 each year, covering the 12 months before July 1 (fiscal year ending June 30); payment is due with the report¹¹ Details above.

Is the Tennessee unclaimed property site legitimate?

Yes, if it is unclaimedproperty.tn.gov:¹ the program is run by the Tennessee Department of Treasury, Unclaimed Property Division.⁶

What is the Tennessee unclaimed property phone number?

(866) 370-9429 (Unclaimed Property Division, claims line).²

What is the Tennessee unclaimed property mailing address?

Unclaimed Property Division, P.O. Box 190693, Nashville, TN 37219-0693²

How long does a Tennessee unclaimed property claim take?

By law: decision within 90 days of filing; payment within 30 days of approval⁴ Details above.

Moved? Neighboring programs

• Kentucky unclaimed property
• Virginia unclaimed property
• North Carolina unclaimed property
• Georgia unclaimed property
• Alabama unclaimed property
• Mississippi unclaimed property
• Arkansas unclaimed property
• Missouri unclaimed property

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

1. TN Unclaimed Property claims portal: Search for Unclaimed Property Tennessee Department of Treasury · unclaimedproperty.tn.gov · checked Nov. 3, 2026
   Quoted text (4)

   To begin your search, enter your last name, or the name of your business. To better refine your results, you may also enter your first name.

   If you have any questions or concerns regarding the privacy of your information or the legitimacy of this website, please call our office at 866-370-9429.

   To begin your search, enter your last name, or the name of your business.

   When you are ready to submit your claim, select “Continue to File Claim” and follow the instructions provided.

2. Find Your Missing Money! Tennessee's Unclaimed Property Program Tennessee Department of Treasury · treasury.tn.gov · archived copy, captured Oct. 22, 2026 (view capture) · checked Nov. 3, 2026
   Quoted text (8)

   Searching for your unclaimed property is a free service of the Tennessee Department of Treasury.

   If there's a match, you can file a claim for your unclaimed property (with no fees) in three easy steps on our website!

   Check your claim status and easily upload documentation in the Unclaimed Property Claims Portal.

   Unclaimed Property Division—Claims (866) 370-9429

   Searching for your unclaimed property is a free service of the Tennessee Department of Treasury. If there's a match, you can file a claim for your unclaimed property (with no fees) in three easy steps on our website!

   If you have already submitted a claim, you can upload documentation to support your claim through the link below. You can also check the status of a claim at any time.

   Pursuant to T.C.A. § 66-29-101, et. seq, the Unclaimed Property Division does not pay interest on abandoned property, except as to abandoned property that was remitted to the State as cash and the property was interest bearing when the property was delivered to the Treasurer.

   Mailing Address Unclaimed Property Division P.O. Box 190693 Nashville, TN 37219-0693

3. Tennessee Blue Book 2025-2026, Legislative Branch (Department of Treasury) Tennessee Secretary of State · publications.tnsosfiles.com · 2025-2026 edition (FY ended June 30, 2025 figures) · checked Nov. 3, 2026
   Quoted text (8)

   Treasury provides a searchable online database of the owners’ names, and Tennesseans are encouraged to use ClaimItTN.gov to claim their funds.

   Unclaimed Property–ClaimItTN.gov

   David H. Lillard, Jr. has served as Tennessee State Treasurer since his election by the Tennessee General Assembly in January 2009.

   John Gabriel Director Unclaimed Property

   The State Treasurer is a constitutional officer elected every two years in a joint session of the Tennessee General Assembly.

   This includes property such as bank accounts, stock certificates, checks, unclaimed wages, refunds, and gift certificates.

   In the fiscal year that ended June 30, 2025, Treasury returned a record 168,168 claims, resulting in $125 million returned to citizens.

   This is double the number of claims returned in previous years.

4. Public Chapter No. 457 (HB 420), Uniform Unclaimed Property Act Tennessee Secretary of State (Public Acts) · publications.tnsosfiles.com · approved 2017 (passed May 9, 2017); effective July 1, 2017 · checked Nov. 3, 2026
   Quoted text (57)

   (b) Not later than ninety (90) days after a claim is filed under S 66-29-152, the treasurer shall approve or deny the claim and give the claimant notice of the decision in a record.

   Property received by the treasurer under this part is held in custody for the benefit of the owner and is not owned by the state.

   (4) Does not provide for compensation of more than ten percent (10%) of the value of the recoverable property or fifty dollars ($50.00), whichever is greater; and

   (31) "Treasurer" means the state treasurer;

   lf the aggregate unclaimed balance exceeds one hundred dollars ($100), the treasurer shall, upon request of the local government, pay an amount equal to the aggregate unclaimed balance, less a proportionate share of the cost of administering the program, as determined by the treasurer, to the local government, together with a report of the accounts represented by the funds.

   (a) A person claiming to be the owner of property held by the treasurer may file a claim for the property in the format prescribed by the treasurer. The claimant shall verify the claim as to its completeness and accuracy.

   lf the property was an interest-bearing demand, savings, or time deposit, the treasurer shall pay interest annually at the average annual rate paid on funds in the state pooled investment fund established under S 9-4-603.

   lnterest begins to accrue when the property is delivered to the treasurer and ends on the date on which payment is made to the owner.

   If the Division pays interest on a claim, additional dividends after the security was received, or proceeds from the liquidation of securities, the Unclaimed Property Division is required to provide tax documents, in the form of an IRS 1099. However, the tax form will only include the amount generated from interest, dividends, and proceeds.

   Not later than one (1) year after filing a claim with the treasurer under S 66-29- 152, the claimant may commence an action against the treasurer in the chancery court for Davidson County to appeal a claim that has been denied or upon which the treasurer has not acted.

   (1) The treasurer shall inform the claimant of the reason for the denial and specify what additional evidence, if any, is required for the claim to be approved;

   The suit must be tried without a jury.

   (2) A deceased apparent owner's personal representative or attorney, next of kin, agent designated under S 66-29-177 , or heir;

   (b) The treasurer may waive the requirement in subsection (a) to file a claim and pay or deliver property directly to an agency, local government, public institution of higher education, or local education agency, of this state if:

   (14) All other property not specified in this section or $ 66-29-106, S 66- 29-107, S 66-29-108, S 66-29-109, S 66-29-110, or S 66-29-111, the earlier of three (3) years after the owner first has a right to demand the property or the obligation to pay or distribute the property arises.

   (11) Wages, commissions, bonuses, or reimbursements as to which an employee is entitled, or other compensation for personal services, other than amounts held in a payroll card, one (1) year after the amount becomes payable;

   (5) A payroll card or demand, savings, or a time deposit, including a deposit that is automatically renewable, three (3) years after the earlier of maturity or the date of the last indication of interest in the property by the apparent owner;

   (1) A travele/s check, fifteen (15) years after issuance;

   (2) A money order, seven (7) years after issuance;

   (3) A state or municipal bond, a bearer bond, or an original-issue-discount bond, three (3) years after the earlier of the date the bond matures or the date the bond is called or the obligation to pay the principal of the bond arises;

   (4) A debt of a business association, three (3) years after the obligation to pay arises;

   (6) Money or credits owed to a customer as a result of a retail business transaction, other than in-store credit for returned merchandise, three (3) years after the obligation arose;

   (7) An amount owed by an insurance company on a life or endowment insurance policy or an annuity contract that has matured or terminated, three (3) years after the obligation to pay arose under the terms of the policy or contract

   (8) Property distributable by a business association in the course of dissolution, one (1) year after the property becomes distributable;

   (9) Property held by a court, including property received as proceeds of a class action, one (1) year after the property becomes distributable;

   (10) Property held by a government or governmental subdivision, agency, or instrumentality, including municipal bond interest and unredeemed principal under the administration of a paying agent or indenture trustee, one (1) year after the property becomes distributable;

   (12) A deposit or refund owed to a subscriber by a utility, one (1) year after the deposit or refund becomes payable;

   (13) Property payable or distributable in the course of the demutualization of an insurance company, three (3) years after the earlier of the date of last contact with the policyholder or the date the property became payable or distributable; and

   (a) Except as otherwise provided in $ 66-29-113, a security is presumed abandoned three (3) years after: (1) The date a second consecutive communication sent by the holder by first-class United States mail to the apparent owner is returned to the holder undelivered by the United States postal service; or

   (2) Thirty (30) years after the date the account was opened.

   (2) The date on which the minor on whose behalf the account was opened reaches the statutory age of majority in accordance with title 35, chapter 7, under which the account was opened.

   (a) Except as otherwise provided in $ 66-29-113, a stored-value card other than a payroll card or a gift card is presumed abandoned five (5) years after the later of:

   (2) For any person, other than a bank, savings and loan association, or savings bank, any funds or personal property removed from a safe deposit box, a safekeeping repository or agency, or a collateral deposit box as the result of the expiration or termination of a lease or rental period due to nonpayment of rental charges or for any other reason, and that have been unclaimed by the owner for

   (b) Notwithstanding S 66-29-1 13, property whose owner is known to the holder to have died and left no one to take the property by will and no one to take the property by intestate succession, is presumed abandoned without regard to any activity or inactivity within specified abandonment periods.

   (2) The value of the property is fifty dollars ($50.00) or more.

   (iv) A gift card;

   (A) Means a stored-value card: (i) The value of which does not expire; (ii) That may be decreased in value only by redemption for merchandise, goods, or services; and (iii) That, unless required by law, must not be redeemed for or converted into money or otherwise monetized by the issuer;

   (3) Publish every six (6) months in at least one newspaper of general circulation in this state notice of property held by the treasurer that must include:

   (b) An agreement by an apparent owner and a person, the primary purpose of which is to locate, deliver, recover, or assist in the location, delivery, or recovery of property held by the treasurer, is enforceable only if the agreement:

   (c) An agreement under this section is void and unenforceable if it is entered into within two (2) years from the date on which the property was paid or delivered by the holder to the treasurer.

   (e) This section does not apply to an apparent owner's agreement with an attorney to pursue a claim for recovery of specifically identified property held by the treasurer or to contest the treasurer's denial of a claim for recovery of the property.

   (a) An agreement with an owner whereby the owner is to pay a fee or other remuneration for locating, delivering, recovering, or assisting in the recovery of property that has not yet been reported to the treasurer under this part is enforceable only if the agreement:

   (a) Except as othenuise provided in this section, upon filing a report under S 66- 29-123, the holder shall pay or deliver to the treasurer the property described in the report.

   (b) Except as othenruise provided in subsection (c), the holder of property presumed abandoned shall send notice that complies with S 66-29-129 to the apparent owner in a form approved by the treasurer, by first-class United States mail, not more than one hundred eighty (180) days, nor less than sixty (60) days, before filing the report under $ 66-29-123 if:

   "Notice: The State of Tennessee requires us to notify you that your property may be transferred to the custody of the treasurer if you do not contact us within thirty (30) days after the date of this notice."

   Except as otherwise provided in $$ 66-29-174 and 66-29-175, the treasurer may assess against a holder who fails to report, pay, or deliver property within the time prescribed by this part a civil penalty of two hundred dollars ($200) for each day the duty is not performed, up to a cumulative maximum amount of five thousand dollars ($5,000).

   The treasurer has the authority to not assess or to waive any penalty under $ 66- 29-173 or $ 66-29-174.

   66-29-101. This part shall be known as the "Uniform Unclaimed Property Act."

   For all other purposes, this act shall take effect July 1 ,2017, the public welfare requiring it.

   AN ACT to amend Tennessee Code Annotated, Title 30; Title 45; Title 48; Title 56; Title 66 and Title 67, relative to the "Uniform Undaimed Property Act."

   ln applying and construing this part, consideration must be given to the need to promote uniformity of the law with respect to its subject matter among the states that enact it.

   (1) Notwithstanding this part, United States savings bonds that are unclaimed and presumptively abandoned under this part shall escheat to the state at the time of the presumed abandonment, and all property rights to such United States savings bonds or proceeds from such bonds shall thereupon vest solely in the state.

   (7) Any person making a claim for United States savings bonds escheated to the state under this subsection (k), or for the proceeds from such bonds, may file a claim in accordance with S 66-29-152.

   (b) The treasurer shall not sell a military medal.

   (d) Before delivery or payment to an owner under subsection (a) of property or net proceeds from a sale of property, the treasurer shall apply the property or net proceeds to a debt under subsection (b) that the treasurer has determined is owed by the owner.

   (1) Notwithstanding any provision of this section to the contrary, any outstanding check, draft, credit balance, customer's overpayment, or unidentified remittance issued to a business entity or association as part of a commercial transaction in the ordinary course of a holder's business is not presumed abandoned if the holder and such business entity or association have an ongoing business relationship.

   (a) Not later than four (4) months after the end of a fiscal year, the treasurer shall compile and submit a report to the governor, comptroller of the treasury, speaker of the senate, and speaker of the house of representatives which must contain the following information for the immediately preceding fiscal year:

5. Public Chapter No. 718 (SB 1634), timeframe for selling securities Tennessee Secretary of State (Public Acts) · publications.tnsosfiles.com · passed June 16, 2020 · checked Nov. 3, 2026
   Quoted text (2)

   (a) Not later than thirty (30) days after a claim is approved by the treasurer under § 66-29-153, the treasurer shall pay or deliver to the owner the property or the net proceeds from a sale of the property, together with dividends, interest, or other increments to which the owner is entitled under § 66-29-137.

   (a) The treasurer shall sell or otherwise liquidate a security no sooner than thirty-two (32) months, but no later than thirty-six (36) months, after receiving the security and giving the apparent owner notice under § 66-29-130(b)(1) and (2) that the treasurer holds the security.

6. Tennessee – State-by-State Reporting Information NAUPA (National Association of Unclaimed Property Administrators) · unclaimed.org · checked Nov. 3, 2026
   Quoted text (7)

   Office phone: (615) 253-5362

   Tennessee Department of Treasury Unclaimed Property Division

   Unclaimed Property website: https://claimittn.gov

   Director: John Gabriel

   Report Due—All Others: November 1st

   Reporting website: https://treasury.tn.gov/Unclaimed-Property/Report-Unclaimed-Property/Process-at-a-Glance

   NAUPA 2 Format: Yes - Required

7. Rules of the Tennessee Department of Treasury, Division of Unclaimed Property, Chapter Feb. 1, 1700, Regulations Governing the Uniform Unclaimed Property Act Tennessee Secretary of State, Official Compilation of Rules and Regulations · publications.tnsosfiles.com · March, 2019 (Revised); effective March 4, 2019 · checked Nov. 3, 2026
   Quoted text (27)

   (a) Disclosed that, absent the agreement, the Property deemed abandoned under the Act would be required to be delivered to the Unclaimed Property Division for safekeeping, and that the owner would be able to recover the Property without charge and without utilizing the Finder’s services;

   (4) Local Government Refunds. Any person claiming an interest in property for which funds have been delivered by the Unclaimed Property Division to a local government or cooperative pursuant to T.C.A. §§ 66-29-146(c) and 66-29-146(d) shall file such claim with the local government or cooperative in receipt of the funds.

   By submitting a claim, the claimant is asserting that the claimant is the true owner of the Property.

   If a claimant knowingly makes any false statement with respect to a claim, the claimant shall repay the Unclaimed Property Division the amount of the claim upon request and shall indemnify the Treasurer and the State of Tennessee in the event of a successful claim to such Property by another claimant.

   (2) In the event the claim is incomplete and remains incomplete for thirty (30) days after it is filed, the Unclaimed Property Division may close the claim. In the event a claim is closed, the claimant may file a new claim regarding the same Property.

   (3) Proof of Ownership. As part of a claim filed under Rule 1700-02-01-.06(1), the following information may be required by the Unclaimed Property Division to prove ownership of the Property:

   (a) Driver’s license or other photo identification;

   (b) Document proving claimant’s tax identification number;

   (m) An affidavit executed by an individual other than the claimant having knowledge of, and in support of, a claim when requested information or documentation is not available;

   (h) Documentation providing a connection with the reported address or business for the year cited as the date of last transaction in the Report;

   (e) Evidence of probate distribution or letters testamentary;

   (d) Last will and testament;

   (q) Invoices and bills of lading; and

   (i) Copy of contract;

   (j) Guardianship or trust agreement;

   (n) Copies of checks, passbooks, or safe deposit box rental agreements;

   (o) Stock certificates and broker statements;

   (p) Insurance policies;

   (1) For all Property having a minimum value of Fifty Dollars ($50.00) that is held by the Treasurer, the Treasurer shall provide notice to the Apparent Owner meeting the requirements of T.C.A. § 66-29-130.

   (2) For all Property having a minimum value of Twenty-Five Dollars ($25.00) that is held by the Treasurer, the Treasurer shall list the names of the Apparent Owners on a website or database electronically searchable by the public.

   (a) Provides that, for any successful claim through the efforts of the Finder pursuant to the agreement, the Unclaimed Property Division will direct the full amount of payment to the Apparent Owner and not to the Finder; and

   (3) A Finder shall submit evidence of the Finder’s required licensure with any claim filed with the Unclaimed Property Division.

   1700-02-01-.08 FINDERS’ AGREEMENTS.

   (1) Holders shall submit to the Treasurer Reports required by T.C.A. § 66-29-123 and any voluntary reports under T.C.A. § 66-29-138 electronically through the Unclaimed Property Division’s online portal in the format prescribed on the portal.

   (2) Negative Reports. Any Person which in any year does not hold Property subject to the Act may file a signed statement to that effect using the Unclaimed Property Division’s electronic portal.

   In the event a claim is closed, the claimant may file a new claim regarding the same Property.

   For purposes of the Act, the owner of a cashier’s check shall be deemed to be the Person who is in possession of the instrument, provided such Person is either the purchaser or the payee of the check.

8. Public Chapter No. 258 (SB 611), unclaimed property amendments Tennessee Secretary of State (Public Acts) · publications.tnsosfiles.com · passed April 12, 2021 · checked Nov. 3, 2026
   Quoted text (3)

   (b) The treasurer may waive the requirement in subsection (a) to file a claim and pay or deliver property directly to any person if: (1) The person receiving the property or payment is shown to be the same person as the apparent owner included on a report filed under S 66-29-123; and (2) The treasurer reasonably believes the person is entitled to receive the property or payment.

   (a) Except as otherwise provided in $ 66-29-1 13, and except for property held in a governmental plan, as that term is defined in 26 U.S.C. S 414, property held in a pension account or retirement account that qualifies for tax deferral under the income tax laws of the United States, or property held in a Roth lRA, as that term is defined in 26 U.S.C. $ 408A, is presumed abandoned if it is unclaimed by the apparent owner three (3) years after the later of:

   (b) A report under S 66-29-123 may include, in the aggregate, items valued at less than twenty-five dollars ($25.00) per item.

9. MissingMoney.com application configuration (stateIndices) MissingMoney.com (NAUPA) · missingmoney.com · archived copy, captured July 7, 2026 (view capture) · checked Nov. 3, 2026
   Quoted text (1)

   stateIndices ["AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DC", "DE", "IA", "ID", "IL", "IN", "KS", "LA", "MA", "MD", "ME", "MI", "MN", "NC", "ND", "NE", "NH", "NJ", "NV", "NY", "OH", "OK", "OR", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "WA", "WV", "WY", "MS", "AB", "FL", "GA", "KY", "MO", "MT", "NB", "NM", "PA", "VT", "WI"]

10. MissingMoney.com state index page script (sentence on searchable states) MissingMoney.com (NAUPA) · missingmoney.com · archived copy, captured June 16, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    Property for States in green are searchable on MissingMoney.

11. Public Chapter No. 822 (HB 2278), reporting date Tennessee Secretary of State (Public Acts) · publications.tnsosfiles.com · passed April 11, 2018 · checked Nov. 3, 2026
    Quoted text (1)

    Thereafter, the report must be filed before November 1 of each year and must cover the twelve (12) months preceding July 1 of that year.

12. Revised Uniform Unclaimed Property Act (2016) Uniform Law Commission · uniformlaws.org · 2016 · checked Nov. 3, 2026
    Quoted text (1)

    (1) a traveler’s check, 15 years after issuance;

13. Public Chapter No. 191 (SB 358), timeframe for selling securities Tennessee Secretary of State (Public Acts) · publications.tnsosfiles.com · passed April 3, 2023 · checked Nov. 3, 2026
    Quoted text (3)

    (2) Notwithstanding the timeframe for the liquidation of a security provided in subsection (a), if the state treasurer determines a security to have a de minimus value, the treasurer may sell or otherwise liquidate a security no sooner than eight (8) months, but no later than twelve (12) months, after receiving the security and giving the apparent owner notice under§ 66-29-130(b)(1) and (2) that the treasurer holds the security.

    (d) Notwithstanding subsection (a), the state treasurer may sell a security immediately after the treasurer takes custody of the security if the records of the holder do not reflect the identity of the person entitled to the security.

    (c)(1) As used in this subsection, "de minimus value" means that the market value of a security held for any one (1) or more than one (1) person is less than five hundred dollars ($500) in the aggregate.

14. Public Chapter No. 11 (SB 340), transit fare cards Tennessee Secretary of State (Public Acts) · publications.tnsosfiles.com · passed February 25, 2019 · checked Nov. 3, 2026
    Quoted text (1)

    ( ) A transit fare card;