Massachusetts Unclaimed Property: How to Search and Claim for Free

How to search for Massachusetts unclaimed property

The official search is at findmassmoney.gov/app/claim-search.¹ You may see it called Massachusetts Unclaimed Property Division; site name FindMassMoney.gov.⁹

Which names and places to try: how to search well.

Fast-track and automatic payments

• Paperless Fast Track: an SSN match may auto-approve the claim with no forms or further evidence. No dollar limit is stated.⁵

Massachusetts' records can also be searched through MissingMoney.com.¹⁰

Property the state program does not hold

These official bodies keep their own records, searched separately:

• Unpaid Check Fund (State Treasurer): uncashed state agency checks, held for a year before they move to the Unclaimed Property Division. Claims must be started by contacting the Fund ((617) 367-0400 x3); they cannot be started online. The Fund also lists [email protected] and a mailing address (One Ashburton Place, 12th Floor, Boston, MA 02108); its hours are Monday-Friday 8:45am to 5:00pm.¹¹
• Cities, towns and districts that accept c. 200A §9A may keep their own abandoned funds (for example uncashed municipal checks marked void after 1 year). The local treasurer must mail notices or post them on the municipal website (deadline at least 60 days), then publish in a county newspaper. For $100 or more, a further newspaper notice gives a final deadline at least 1 year after publication. After that the funds escheat to the city, town or district. Before escheat, the local treasurer hears claims; an adverse claimant may appeal within 20 days to the district, municipal or superior court.¹²

How to claim unclaimed property in Massachusetts, step by step

Claims start online; documents can be uploaded or mailed.² Cost: Free.⁵

1. Search the Division's site. A last or business name, or a Property ID from an outreach letter, is required; city and ZIP narrow the results.¹
2. Select your property and start the claim.¹³
3. Enter your details, including the current mailing address where the funds will be sent, and your relationship to the owner.¹⁴
4. Review and submit to generate your claim number.¹⁴
5. Watch your email: an eligible claim is auto approved under Fast Track; otherwise you get a claim form by email.²
6. If you got a claim form, read Section C to see which documents your claim needs.²
7. Upload the form and documents through the secure link, or mail them.²
8. Check progress on the status page with your claim number.¹⁵

• Notary: Affidavits (Heirs, Lost Stock, Lost Bond, Lost Check, Endorsement) must be notarized. Electronic signatures are not accepted on claim forms. No page says that the ordinary claim form needs a notary.⁵
• Interest: Yes, by statute: interest at one-twelfth of one percent per month from receipt by the Treasurer to payment. If the property was interest-bearing when surrendered, interest is instead up to five-twelfths of one percent per month, or the lower rate it earned with the holder, and stops after 14 years from delivery.¹⁶
• Property of a minor: You may help a minor complete and sign the form, but the claim is filed in the minor's name and paid to the minor. UGMA/UTMA property is paid to the appointed trustee until the minor turns 21.⁵
• If a claim is denied: The Treasurer sends a written decision. Within 20 days the claimant may ask for a hearing and redetermination. The Treasurer decides within 30 days after the hearing. A claimant adversely affected may appeal within 20 days of the notice to the district, municipal or superior court of the county where they live, with a trial de novo, and then to the Supreme Judicial Court within 20 days.¹⁶

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

Claiming your own property

• Your Social Security number. You can start an online claim without it, but the Division needs it to approve payment.¹⁷
• The claim form plus whatever Section C of that form lists.⁵
• Signature, date, SSN/TIN, plus holder certification, proof of former residence, passbook or statement, or original check or surety bond where applicable.³
• Signature, date and SSN/FEIN, plus holder certification, which is listed without the "if applicable" qualifier for this tier.³
• Get from the holder the date reported, the aggregate total, and the amount owed to you.¹⁰
• Claim as trustee, the legal representative of the trust.⁵
• Both owners sign when a co-owner is listed.⁵
• Affidavit of Endorsement, with the section completed by the original payee notarized.¹⁸
• The Forms page offers IRS Forms W-8 and W-7.¹⁹
• PDF, TIF, PNG or JPG; each file up to 10MB; not password protected; some claims need mailed originals.²⁰

A former address or a name change

• Examples: old utility bill, a city or town hall document stating the old address, old deed or mortgage payment, or old check showing the address.⁵

The owner has died (estate)

• Heir means the estate was not probated; estate representative means it was. The Affidavit of Heirs route is limited to claims under $1,000, and the heir signing agrees to notify and distribute to all other heirs.¹⁰
• Claim as estate representative with a copy of the original appointment.¹⁹
• Notarized Affidavit of Heirs, for claims under $1,000.¹⁹
• Give the estate's TIN or your own SSN, not the SSN of the person who died.³

A business or government agency

• An authorized signatory claims; Section C of the claim form lists the documents.⁵

Securities, safe deposit boxes and other cases

• Examples: Social Security card, tax records, or a pay stub showing the number.⁵
• Death certificate and certified copy of the appointment, power of attorney copy, or marriage certificate, as applicable.³
• Claim as the power of attorney of the owner. A power of attorney held by an heir finder is not recognized.⁵
• Contact the Tangible department. Specific documents are not listed on the public pages.⁷
• Original stock certificate(s) or surety bond; lost stock affidavit if lost; plus signature, date, SSN/TIN and other items as applicable.³
• Notarized Affidavit of Lost Bond.¹⁹
• Notarized Lost Check Affidavit.¹⁹

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

Processing time

• Up to 180 days after all required documents are received; approved stock or mutual fund transfers may take up to 45 days to complete.⁴

How you are paid

Massachusetts pays by check, so keep the mailing address on your claim current.

• Cash claims are paid by check through the State Comptroller, mailed to your address; securities are re-registered in your name by a transfer agent.³

Deadline

There is no deadline for owners and heirs in Massachusetts.

• No time limit⁵

Contact the Massachusetts unclaimed property office

When property becomes unclaimed: dormancy periods

In Massachusetts most property is presumed abandoned after 3 years without owner contact.²² More on how this works: what happens after the dormancy period.

Other states: dormancy periods table.

• Minimum amounts: No minimum for reporting. Items under $100 may be reported in the aggregate; due diligence mail and newspaper publication apply at $100 or more. Online search shows only $1.00 and above.⁹
• Gift cards: Per the manual: no longer subject to the abandoned property law since June 1, 2003; must be good for at least 7 years; good forever if not marked with issue and expiration dates; cash option when 90% or more is used.²³
• Published lists of owners: Newspapers throughout the Commonwealth, for new owners with securities, tangible property, or an asset of $100 or more; the Division also mails outreach letters.¹⁰

Finder fees and heir finders in Massachusetts

The legal limit in Massachusetts: 10% of the property; no added legal or filing fees.⁶ Among the flat caps in our finder-fee comparison, 1 is lower and 11 are higher. You never need a finder: claiming directly is free.⁵

• Are finders allowed? Yes, but only agreements made after the first 24 months⁶
• Contract rules: In writing, signed by the owner, disclosing the nature and value of the property and who holds it. The original must be signed, dated and notarized, not handwritten, and filed with the initial claim. Heir finders must register, cannot act as power of attorney, and payment goes only to the owner.⁶
• The law: M.G.L. c. 200A, §13; 960 CMR 4.06³ (read the text)

Before signing with a finder, read how finders work.

How to spot Massachusetts unclaimed property scams

Massachusetts' official search is on findmassmoney.gov, a .gov address.¹

What Massachusetts warns about

• Only two sites are suggested, to avoid scams.¹⁰
• Contact the Division before signing any heir finder agreement.¹⁰
• Never pay in advance.¹⁰
• The State charges nothing and can help as much as a third party.¹⁰
• A mailed letter with a Claim ID you did not start is real, and part of Fast Track.⁸

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

Massachusetts unclaimed property in numbers

For businesses: reporting unclaimed property to Massachusetts

• Report due: November 1 for all holders except life insurers (period ending June 30); May 1 for life insurers (period ending December 31); tangible property delivered May 1 to June 30 of the following year.²⁴
• Due diligence letters to owners: First-class mail to the last known address of every owner with $100 or more, at least 60 days before filing; on or before September 1 for most holders, March 1 for life insurers.¹⁰
• Where to report: findmassmoney.gov/app/submit-a-report²⁵
• File format: NAUPA II electronic file uploaded through the site, or manual online entry for small reports. No paper. Payment by EFT only; negative reports required; securities by ACATS.⁹
• Penalties: Up to $500 for violating §7; interest at the §12(e) rate for late reports; for knowingly skipping due diligence, the greater of $1.00 per owner or $1,000. Late reports may be rejected after 30 days.³
• Voluntary disclosure: VDA for first-time filers: interest and penalties waived; requires a self-audit of at least 9 years, a written narrative, and NAUPA II findings.²⁶

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to Massachusetts

• Law: M.G.L. c. 200A (Massachusetts Unclaimed Property Act); regulations at 960 CMR 4.00¹⁰
• Heir finders must wait until the Treasurer has held property for 24 months, must register and renew every three years, and cannot obtain claim forms; the claimant must.⁶
• The $10,000 heir finder bond in the regulation is not being enforced now.⁶
• Stocks and mutual funds are kept three years; afterward the Treasurer may sell them, and the claimant gets the full sale proceeds.⁵
• Safe deposit contents are held at least a year before auction; proceeds stay claimable indefinitely. The Division lists an eBay page for tangible property and takes sign-ups for auction notices.³
• Military medals are never auctioned; the Division seeks veterans agency help to return them.³
• Firearms found in tangible property go to the State Police.³
• Each claim gets three levels of staff approval before payment.³
• State agency checks reach the Unpaid Check Fund after 1 year (180 days for Executive Office of Health and Human Services checks), and move to Unclaimed Property a year later if unclaimed.¹¹
• Certain unclaimed funds go to the Stabilization Fund and General Fund each June 30, about $461 million in FY25, while owners keep their right to claim.²⁷
• Search limits: online results exclude items under $1.00 and certain property types; a phone search covers everything.¹
• The Division staffs a booth at outside events such as fairs and expos.¹⁰
• Translation help by phone.⁷
• Separate contacts: securities [email protected]; tangible [email protected]; heir finders [email protected].⁷
• Massachusetts holders may report for 29 reciprocal jurisdictions, listed in the manual.²³
• Tangible property deliveries (for example safe deposit box contents) must be scheduled in advance, Monday-Thursday 9am-2pm, between May 1 and June 30. Contents must be sent "as is": coins are not converted to cash and old paper money is not replaced.²⁸
• Payment for a claim filed with an heir finder's help goes only to the owner, never to the heir finder. No claim form is sent until the owner or their legal representative has contacted the Division directly.³
• Before paying, the Treasurer checks claimants against past-due child support and Massachusetts tax debts (reviewed each January and quarterly). For a sole owner, the money goes first to child support, then to the Department of Revenue, and only the remainder is paid to the claimant. Co-owners are notified first and can request an administrative review.¹⁶
• A holder of an abandoned money order, cashier's check or similar instrument may charge no more than $1 per instrument to process it to the Treasurer.²⁹

Massachusetts unclaimed property: questions people ask

When is the Massachusetts unclaimed property report due?

November 1 for all holders except life insurers (period ending June 30).²⁴ Details above.

Where do I search for Massachusetts unclaimed property?

On the official search at findmassmoney.gov.¹ Searching and claiming there is free.⁵

What is the dormancy period for unclaimed property in Massachusetts?

3 years for most property;²² other types differ (see the table).

How do I claim unclaimed property in Massachusetts?

Claims start online; documents can be uploaded or mailed.² First step: Search the Division's site. A last or business name, or a Property ID from an outreach letter, is required; city and ZIP narrow the results.¹ All the steps.

Is it free to claim unclaimed property in Massachusetts?

Free⁵

What is the Massachusetts unclaimed property phone number?

(617) 367-0400.⁷ Hours: Monday-Friday, 8:45am to 3:30pm Eastern for phone calls (the Unpaid Check Fund FAQ gives 8:45am to 5:00pm)⁷

How long does a Massachusetts unclaimed property claim take?

Up to 180 days after all required documents are received; approved stock or mutual fund transfers may take up to 45 days to complete.⁴ Details above.

Moved? Neighboring programs

• Rhode Island unclaimed property
• Connecticut unclaimed property
• New York unclaimed property
• Vermont unclaimed property
• New Hampshire unclaimed property

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

1. Search for Unclaimed Property Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
   Quoted text (3)

   To begin your search for unclaimed funds, enter a Last Name or Business Name.

   Either a Last Name or Business Name OR a Property ID is required.

   For a complete search of all property types and those valued below $1.00 please call into our customer service line at 617-367-0400.

2. How to Claim: 3. Complete Your Claim Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
   Quoted text (5)

   Upload your documents via our secure link.

   If your claim is not eligible for the Paperless Fast Track Claims Processing you will receive an email containing your claim form.

   The items required will be listed in Section C of the claim form or contact our office at 617-367-0400.

   You have two options to submit your claim form and additional documentation.

   Office of the State Treasurer Unclaimed Property Division One Ashburton Place, 12th Floor Boston, MA 02108

3. 960 CMR 4.00: Procedures for the Administration of Unclaimed Property Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · page footers 5/25/01; PDF modified Feb. 16, 2012 (file metadata). The official mass.gov copy (massgov-960-400, dated 07/09/2004) matches it on every provision quoted in this record. · checked Nov. 3, 2026
   Quoted text (13)

   In the case of cash claims, Level Three approval shall result in the electronic transfer of the claims approval data to the Office of the State Comptroller, where the individual claims shall be paid by check.

   For cash claims valued between $0 and $4,999 – signature of claimant and/or co-owner, date of signature and Social Security/TIN number of claimant; holder certification, if applicable;

   of signature and Social Security/FEIN number of claimant; holder certification; proof of former residence, if reported;

   In the case of a person claiming property on behalf of an estate, that person must provide the Division with the Tax Identification Number (TIN) of the estate or his/her own Social Security number, and not the Social Security number of the deceased.

   copy of original owner's death certificate and certified copy of claimant’s appointment as executor/trix, guardian, administrator, or conservator, if applicable; copy of claimant’s power of attorney, if applicable; copy of marriage certificate, if applicable;

   original stock certificate(s) or surety bond; lost stock affidavit, if applicable;

   Pursuant to M.G.L. c. 200A, § 13, agreements or contracts to pay compensation to recover or assist in the recovery of unclaimed property between heir finders and owners are unenforceable if made within 24 months of the date the property was received by the Division.

   In accordance with M.G.L. c. 200A, § 12(c), any holder determined to have violated the provisions of M.G.L. c. 200A, § 7, shall be liable to a penalty of not more than $500.00.

   All contents of safe deposit boxes delivered to the Division pursuant to M.G.L.c. 158, §17, and M.G.L. c. 171, § 75, and the provisions of c. 200A, and other tangible property delivered to the Division, shall be held by the Division for not less than one year from the date of receipt before being deemed eligible for auction pursuant to M.G.L. c. 200A, § 9.

   Medals awarded for military service in the armed forces of the United States shall not be subject to auction under the provisions of 960CMR 4.05(5).

   If any tangible property delivered to the Division is subject to the provisions of M.G.L. c.140 regarding firearms, this property shall be turned over to the State Police by the Division for disposal or other disposition in accordance with law.

   Each claim submitted to the Division must receive three levels of approval on the UPS System prior to payment.

   Payment for all claims made to an owner who has been assisted by an heir finder shall be made only to the owner and in no instance to the heir finder.

4. Check the Status of a Claim Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
   Quoted text (1)

   Please Note: Once the Unclaimed Property Division has received all required documentation, please allow up to 180 days for processing.

5. FAQs: Claiming Property Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
   Quoted text (13)

   There is no time limit for filing claims.

   No, this is a public service provided by the Office of the State Treasurer.

   If a positive match is made during the Fast Track claim process, your claim may be auto-approved with no need to fill out forms and provide additional evidence.

   We do not accept electronic signatures on claim forms.

   You may help a minor complete and sign the claim form, but the claim must be filed in the minor's name.

   Documents required to submit a claim include the claim form and the documentation listed in Section C.

   TRUSTEE: You are the legal representative of the trust.

   If a co-owner is listed, both owners must sign the claim form to claim the funds.

   Document from previous city/town hall stating old addresss

   BUSINESS: You are an authorized signatory of the business whose name was reported to the division.

   Pay Stub containing social security number

   POWER OF ATTORNEY: You are the power of attorney of an individual's property that was reported to the division.

   After three years, at the discretion of the Treasurer, stocks and mutual funds may be liquidated.

6. Heir Finders Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
   Quoted text (5)

   (b) the fee or compensation does not exceed ten percent at any time.

   All agreements to pay compensation to recover or assist in the recovery of property reported under section seven made within twenty-four months after the date payment or delivery is made under section eight A are unenforceable.

   (a) it is in writing, signed by the owner and discloses the nature and value of the property and the name and address of the person or entity in possession of the property.

   Heir Finders shall not enter into a contract to recover property until it has been held by the MA State Treasurer’s Office for 24 months.

   At this time, we are not requiring heir finders to post a performance bond of not less than $10,000

7. Contact Us Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
   Quoted text (6)

   617-367-0400

   Tangible claim initiation, claim status or claim processing

   [email protected]

   Monday-Friday 8:45am to 3:30pm EST

   Any claimants needing multilingual translation services, please contact our office at 617-367-0400 for assistance

   Claiming Securities/Mutual Funds

8. Massachusetts Unclaimed Property home page Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
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   WELCOME TO THE MASSACHUSETTS STATE TREASURER’S UNCLAIMED PROPERTY DIVISION

   MASSACHUSETTS IS HOLDING MORE THAN $3 BILLION IN UNCLAIMED PROPERTY.

   If you received an official letter from the Unclaimed Property Division—by mail that includes a Claim ID you did not initiate, it is legitimate and part of our fast track process to reunite owners with unclaimed property.

   In the Last 5 Years We Have Returned More Than 1 Billion Dollars.

9. FAQs: Reporting Property Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
   Quoted text (3)

   FindMassMoney.gov is a registered service of the Commonwealth of Massachusetts.

   No. The Act does not provide an exemption based on a minimum amount.

   No. All reports must be in the NAUPA II format.

10. FAQs: General Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
    Quoted text (12)

    You may also search on www.missingmoney.com

    If your property was turned over to the Division in an "aggregate" you must obtain from the holder the date the funds were reported to the division, the amount of the aggregate total and the amount owed to you.

    A rightful heir of a deceased individual whose name was reported to the Division and the estate was not probated.

    The suggested website is findmassmoney.gov

    The Division publishes the names of all new owners who have securities or tangible property or have an asset valued at $100 or more in newspapers throughout the Commonwealth.

    These are the ONLY two sites that are legitimate and free sponsored sites that the Commonwealth suggests you use to avoid scams.

    While many heir finders work within the guidelines of the law, there are many scams associated with Unclaimed Property and we urge you to contact our office before signing any agreement.

    Do not pay a fee in advance for researching services.

    The State Treasury never charges any fees and can provide the same, if not more assistance than a third party because the property in question is being held in the Commonwealth's custody.

    In accordance with Massachusetts General Law c. 200A, Section 7A, a due diligence notice must be sent by first-class mail to every owner whose property is $100 or more to their last known address at least 60 days prior to filing a report and turning over assets to the Unclaimed Property Division.

    In accordance with the Massachusetts Unclaimed Property Act, Chapter 200A of M.G.L., property becomes "unclaimed" when the owner cannot be contacted for a three-year period by the holder of the asset, or for fifteen years in the case of traveler's checks.

    The Division runs a robust outreach program that allows Unclaimed Property staff to visit different events and locations ( i.e. fairs, expos, trade shows and many other events throughout the Commonwealth) in an attempt to reunite owners with their unclaimed property.

11. FAQs: Unpaid Check Fund Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
    Quoted text (2)

    Claims for the reissuance of unpaid checks must be initiated by contacting the Office of the State Treasurer's Unpaid Check Fund at 617-367-0400 x3.

    During the year time frame, if they are not claimed the funds are transferred to the Unclaimed Property Division of the State Treasurer’s Office.

12. M.G.L. c. 200A, Section 9A: Disposition of abandoned funds by city or town; notice of period during which funds may be claimed; city treasurer authorized to hear claims; appeal; disbursement Massachusetts General Court (malegislature.gov) · malegislature.gov · archived copy, captured Oct. 29, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    In any city, town or district that accepts this section in the manner provided in section 4 of chapter 4, there shall be an alternative procedure for disposing of abandoned funds held in the custody of the city, town or district as provided in this section.

13. How to Claim: 1. Search for Property Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    Once you’ve found the property that belongs to you, check the CLAIM button and click the FILE YOUR CLAIM button to begin the claims process.

14. How to Claim: 2. Initiate a Claim Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
    Quoted text (2)

    This should include your current mailing address as it will be the address where the funds are mailed.

    If correct, agree to the terms and click SUBMIT to officially create your claim and generate your claim number.

15. How to Claim: 4. Track Your Claim's Progress Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    Enter your claim number at any time via our Status Page to receive the most recent status.

16. M.G.L. c. 200A, Section 10: Property surrendered to treasurer; claims; hearings; appeals Massachusetts General Court (malegislature.gov) · malegislature.gov · archived copy, captured June 12, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (3)

    If the validity of a claim shall be determined in favor of the claimant, the treasurer shall pay over to the claimant only that amount which the treasurer actually received together with interest at the rate of one-twelfth of one per cent per month from the time when it was received by the treasurer to the time when it was paid by him to the claimant; provided, however, that if the property claimed was interest bearing to the owner on the date of surrender by the holder then the treasurer shall instead add interest at a rate not to exceed five-twelfths of one per cent per month or such lesser rate as the property earned while in the possession of the holder.

    At any time within twenty days thereafter such claimant may apply for a hearing and redetermination of his claim.

    If a person with an interest in property surrendered to the state treasurer under this chapter owes past due child support or any past due tax liability, the treasurer shall notify the IV–D agency or the department of revenue, respectively, of the person's name, address, social security number, and taxpayer identification number, if available.

17. Privacy Policy Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    However, the Division does require you to submit your social security number in order to approve your claim for payment.

18. Affidavit of Endorsement: Original Check Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · PDF modified Aug. 3, 2023 (file metadata) · checked Nov. 3, 2026
    Quoted text (1)

    ONCE THE CLAIMANT HAS COMPLETED THE ABOVE SECTION, THEY MUST HAVE THE PAYEE OF THE ORIGINAL CHECK FILL OUT AND HAVE NOTARIZED THE SECTION BELOW.

19. Forms Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
    Quoted text (6)

    Form to be completed by a non-resident alien.

    If decedent’s estate was probated, you must submit a copy of the original appointment.

    This affidavit may ONLY be used if the decedent’s estate was NOT probated AND the value of the claim is under $1,000.00.

    Form used by claimants of bonds who have lost or misplaced the original bond certificates.

    Form used by claimants of official checks and money orders who have lost or misplaced the original check or money order.

    Claimant Forms:

20. Upload Claim Documentation Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    Certain claims require original documents in order to process and therefore cannot be uploaded to the website.

21. Office of State Treasurer and Receiver General Deborah B. Goldberg Commonwealth of Massachusetts (mass.gov) · mass.gov · checked Nov. 3, 2026
    Quoted text (1)

    Office of State Treasurer and Receiver General Deborah B. Goldberg

22. What is Unclaimed Property? Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    Typically assets become unclaimed when the owner cannot be contacted for a three-year period by the holder of the asset, or for fifteen years in the case of traveler's checks.

23. Massachusetts Unclaimed Property Reporting Guidelines (Holder Reporting Manual) Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · PDF created July 17, 2024 (file metadata) · checked Nov. 3, 2026
    Quoted text (35)

    AC01 Checking Accounts 3

    AC02 Savings Accounts 3

    AC03 Mature CD or Save Cert 3

    AC06 Security Deposit 3

    MS01 Wages, Payroll, Salary 3

    MS02 Commissions 3

    MS08 Accounts Payable 3

    MS11 Refunds Due 3

    MS14 Pension & Profit Sharing 3

    MS15 Dissolution or Liquidation 1

    SC01 Dividends 3

    SC16 Mutual Fund Shares 3

    SC19 Dividend Reinvestment Plans 3

    SC08 Shares of Stock (Returned by Post Office) 3

    IN03 Proceeds Due Beneficiaries 3

    IN05 Premium Refunds 3

    MS12 Unredeemed Gift Certificates 3

    CK01 Cashier's Checks 3

    CK02 Certified Checks 3

    CK07 Money Orders 3

    CK08 Traveler's Checks 15

    CK13 Vendor Checks 3

    CK11 Pension Checks 3

    UT01 Utility Deposits 3

    UT03 Refunds or Rebates 3

    SD01 SD Box Contents 7

    SD02 Other Safekeeping 7

    SD03 Other Tangible Property 7

    CT01 Escrow Funds 3

    CT05 Other Court Deposits 3

    IR01 Traditional IRA - Cash 3

    IR05 Roth IRA - Cash 3

    HS01 Health Savings Account 3

    Gift Certificates are no longer subject to the abandoned property law.

    If you are a company located in Massachusetts, you can report for those states with which the Division has reciprocal agreements.

24. Reporting Guidelines Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    All Holders (Except Life Insurers) June 30 th On or before September 1 st November 1 st

25. Submit a Holder Report Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    If you have already created your NAUPA report and simply need to submit it, click the button below.

26. Voluntary Disclosure Agreement Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
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    In return, interest and penalties will be waived.

27. Fiscal Year 2025 Annual Comprehensive Financial Report Massachusetts Office of the Comptroller · macomptroller.org · fiscal year ended June 30, 2025; published 4/30/2026 · checked Nov. 3, 2026
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    Amounts remitted during FY25 totaled approximately $461 million.

28. Tangible Property Massachusetts Office of the State Treasurer, Unclaimed Property Division · findmassmoney.gov · checked Nov. 3, 2026
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    Deliveries can be scheduled Monday-Thursday from 9am-2pm.

29. M.G.L. c. 200A, Section 6B: Traveler's checks and other written instruments; presumption of abandonment Massachusetts General Court (malegislature.gov) · malegislature.gov · archived copy, captured Dec. 14, 2024 (view capture) · checked Nov. 3, 2026
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    Under no circumstance shall the holder of such abandoned instrument assess a fee for the processing of said instrument with the state treasurer in an amount which is in excess of one dollar per instrument.