Vermont Unclaimed Property: How to Search and Claim for Free

How to search for Vermont unclaimed property

The official search is at vermont.unclaimedproperty.com/en/Property/SearchIndex.¹ The program's information pages are at vermonttreasurer.gov.² You may see it called Unclaimed Property Division, Vermont State Treasurer's Office.²

Which names and places to try: how to search well.

Fast-track and automatic payments

• Express service: claims under $200 where the claimant is the original owner are processed within five business days of receiving the completed form and documents; online small claims are paid within two business days of approval. Separately, the MoneyBack program mails checks with no claim to Vermonters verified through Tax Department data (amounts of $100-$250 in 2025).³

Vermont's records can also be searched through MissingMoney.com.⁷

How to claim unclaimed property in Vermont, step by step

Original owners with property under $200 can file online, in most cases without mailing documents; a July 2025 release puts the online-only limit at under $250.² Cost: Free.⁶

1. Search the state's database (vermont.unclaimedproperty.com; by person, business or city).²
2. Choose how to file: online (original owner, under $200, usually no documents), print the claim form and mail it, or ask for a form by mail.²
3. Online option for small claims by the original owner.²
4. Paper option: print the claim form and mail it.²
5. Or request a paper claim form by mail.²
6. Complete the claim form and attach ID, proof of the reported address and the other documents for your situation; list all PID numbers from the website.³
7. Sign the form; have it notarized if over $200.³
8. Mail to the Unclaimed Property Division, 109 State Street, 4th Floor, Montpelier, VT 05609-6200.³
9. Track the claim online with the Claim ID (printed top right and bottom right of the claim form), or by phone.²
10. If more documents are needed, the office will notify you.³

• Notary: Required when the claim amount is over $200³
• Interest: No interest on cash is stated. For property other than money, the owner gets income or gain earned before the property is sold; securities claims include dividends and other increments (rules in §1533).⁴
• Property of a minor: A parent claiming for a minor must prove the child is still a minor and that they are the parent; guardians/conservators/custodians need current appointment papers. UTMA/UGMA custodial accounts have their own dormancy rule (§1464).³
• If a claim is denied: If denied, the Treasurer must give the reason and the extra evidence needed; you can file an amended claim (treated as a new claim) or sue in the Civil Division of the Washington County Superior Court within one year after filing the claim. No decision within 90 days = denied.⁴

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

Claiming your own property

• SSN evidence (optional in most cases): Social Security card, W-2, 1099, etc; tax returns not accepted.³

A former address or a name change

• Name change: court-issued documentation (marriage or divorce certificate or court-ordered name change).³
• Former address: evidence of the address reported by the business; if no address is listed, proof of a connection to the business that sent the funds.³

The owner has died (estate)

• Open estate: paid to the estate's administrator or executor. Closed estate under $10,000: per the Probate Division decree of distribution. No estate or decree, under $10,000: to the surviving spouse, or if none, next of kin under 14 V.S.A. §314. All other cases (e.g. $10,000 or more): a probate estate must be opened; the Probate Division may waive filing fees when an estate is opened only for unclaimed property. (Thresholds raised from $5,000 to $10,000 by Act 131, effective July 1, 2026.)⁸
• Deceased owner (heir, executor, personal representative): copy of the certified death certificate and the obituary; an original certified death certificate for claims over $1,000 (returned on request).³
• Deceased owner: evidence of the owner's SSN and reported address.³
• Estate over $5,000: an open probate estate is required; open estate: original certified certificate of appointment and the estate's TIN.³
• Closed probated estate, claim under $5,000: copy of the certified decree of distribution (wills not accepted).³

A business or government agency

• Business: proof the signer is authorized (e.g. business card or letter of authorization from an officer on letterhead) and the business's federal tax ID.³
• Closed or sold business: articles of dissolution, or the purchase and sale agreement.³

Securities, safe deposit boxes and other cases

• Individual (original owner): copy of current photo ID (driver's license front and back, passport, non-driver ID or government ID).³
• Parent of a minor: evidence that the child is still a minor and that you are the parent.³
• Guardian/conservator/custodian, trustee or power of attorney: current legal document appointing you.³
• Safe deposit box contents / securities: no claimant document rules beyond the general list were found. Securities: the owner can ask the Treasurer to sell and pay the net proceeds.⁴

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

Processing time

• Express (under $200, original owner): within five business days of a complete claim; online small claims: payment mailed within two business days of approval. By law the Treasurer must allow or deny a claim within 90 days of filing and pay within 30 days after allowing it.³

How you are paid

Vermont pays by check, so keep the mailing address on your claim current.

• Check mailed to the owner (online claims: "your payment will be mailed"). Securities may be re-registered or sold and paid in cash.²

Deadline

There is no deadline for owners and heirs in Vermont.

• No time limit: property is held in perpetuity²

Contact the Vermont unclaimed property office

When property becomes unclaimed: dormancy periods

In Vermont most property is presumed abandoned after 3 years without owner contact.⁴ Wages move faster: 1 year.⁴ More on how this works: what happens after the dormancy period.

Other states: dormancy periods table.

• Minimum amounts: No de minimis: every amount must be reported, even a penny. Items under $25 may be reported in aggregate without owner name and address; reports must include owner name, address and SSN for property of $50 or more; holder notice to owners is required for property of $50 or more.¹⁰
• Gift cards: Not reportable: gift cards (non-expiring, redeemable only for goods or services) are excluded from unclaimed property. The Treasurer's holder FAQ says gift certificates and cards issued after July 1, 2006 need not be reported, and prize cards are never reportable.⁴
• Published lists of owners: The Treasurer must mail notice to owners of property worth $50 or more (or email if no valid postal address) and keep a public searchable website with every reported owner name plus claim instructions and a printable claim form. Newspaper publication is optional.⁴

Finder fees and heir finders in Vermont

The legal limit in Vermont: 10% of the value of the unclaimed property.⁴ Among the flat caps in our finder-fee comparison, 1 is lower and 11 are higher. You never need a finder: claiming directly is free.⁶

• Are finders allowed? Yes, with limits: asset locators must register with the Treasurer and post a bond; agreements are void if signed from the date the property is delivered to the Treasurer until 24 months after.⁴
• Contract rules: Written agreement that states the nature of the property and services, signed by the owner, and states the value before and after the fee. Locator must register (incl. business experience and criminal record), post a performance bond of at least $10,000, and file a copy of the agreement with a notarized "notice to claimant" form signed by the owner. Owners cannot assign their rights to a locator; payment goes directly to the owner.⁴
• The law: 27 V.S.A. §§1601-1604⁴ (read the text)

Before signing with a finder, read how finders work.

How to spot Vermont unclaimed property scams

Vermont's official search is not on a .gov address: it is vermont.unclaimedproperty.com,¹ linked from the program's site vermonttreasurer.gov.² Reach it from the program's own pages rather than from an ad or a message.

What Vermont warns about

• The State never charges a fee to return your property; be wary of anyone asking for payment first.¹¹
• The Treasurer's Office will never call or text you or ask for payment.⁷
• Scammers may quote a specific dollar amount, use a fake government name or push you to act quickly; verify on MissingMoney.com and report the contact to the Treasurer's Office.⁷
• Before paying anyone to locate your property, contact the Treasurer's Office first.¹¹
• Be cautious of businesses with only a P.O. box or mail drop, and of non-disclosure or non-circumvention agreements that stop you from checking who you are dealing with.¹¹
• False claims are illegal under 13 V.S.A. §3016(a).³

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

Vermont unclaimed property in numbers

For businesses: reporting unclaimed property to Vermont

• Report due: May 1 each year (postmark accepted; next business day if May 1 falls on a weekend or holiday), covering the 12 months before January 1; insurance companies report the preceding calendar year. Safe deposit box contents are reported by May 1 but may not be delivered until 120 days after the report is filed (27 V.S.A. §1513(c)); the Treasurer's manual says to deliver them after September 1.¹⁴
• Due diligence letters to owners: First-class mail notice to owners 60-180 days before filing for property of $50 or more when the holder has a valid address (also email if the owner opted into email), with the statutory heading.⁴
• Where to report: vermontholder.unclaimedproperty.com¹⁴
• File format: NAUPA standard format; electronic filing required for more than 10 items (Holder Website, HRS Pro, UPExchange). 10 items or fewer may use paper Schedules A/B. A signed, notarized cover sheet/affidavit must be sent in hard copy with the remittance.¹⁴
• Penalties: Interest at the higher of the Vermont Tax Department rate for unpaid tax or the prime rate; civil penalty of $200 per day up to $5,000 for late reporting/payment; for evasion, willful failure or fraudulent reports $1,000 per day up to $25,000 plus 25% of the unreported amount. Penalties can be waived and must be waived for good faith without negligence.⁴
• Voluntary disclosure: Voluntary Compliance Program (VCP): holders that never filed or failed to comply can report without penalties and interest unless already under examination or notified of an audit; 10-year look-back (from calendar year 2021 / report year 2025 per the 2026 manual); six months to complete after the agreement is signed.¹⁴

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to Vermont

• Law: 27 V.S.A. Chapter 18 (§§1451-1623), Unclaimed Property; legislature.vermont.gov/statutes/chapter/27/018²
• Uniform act: Revised Uniform Unclaimed Property Act (2016 RUUPA), effective January 1, 2021⁴
• MoneyBack: an annual Treasurer-Tax Department program that mails checks, with no claim needed, to Vermonters whose identity and address are verified with Tax Department data. 2025 round: over $150,000 to over 1,000 people, $100-$250 each (average about $150). 2024 round: nearly $1.3 million to over 5,000 people, $100-$500. A letter comes first, then a check a few days later.¹⁵
• Nonprofits: a 2024 pilot with the Secretary of State used its business database to mail checks to over 250 Vermont nonprofits, over $150,000 in total.¹⁶
• Electric co-op capital credits are reported to the Treasurer but stay with the co-op; claimants are referred to the co-op, which pays them.⁴
• Small old holdings go to higher education: property of $100 or less held more than 10 years is paid into the Vermont Higher Education Endowment Trust Fund.⁴
• Deceased-owner and dormancy-fee acceleration: if the holder believes the owner died, or charges an inactivity fee, property becomes reportable after two years instead of the normal longer period.⁴
• Heirs: under $10,000 (raised from $5,000 on July 1, 2026) with no estate, Vermont can pay the surviving spouse or next of kin directly; probate filing fees may be waived when an estate is opened only to collect unclaimed property.⁸
• Debts are taken first: before paying, the Treasurer applies the property to child-support arrears, court fines/restitution and delinquent state taxes owed in Vermont.⁴
• Military medals are never sold and may be given to a veterans organization or the awarding agency to hold for the owner.⁴
• Life insurance: a multi-state settlement brought more than $4.98 million in unpaid death benefits to the Vermont Treasurer.¹⁷
• Searching for nonprofits: the Treasurer asks Vermonters to look up local nonprofits in the database and tell them about property found.¹⁸
• Vermont-specific bank rule: a bank statement mailed first-class and not returned counts as owner contact; if returned undeliverable, the account is abandoned three years after the return.⁴
• Public schools: ahead of Town Meeting Day 2026 the Treasurer returned over $20,000 in unclaimed property to public schools, districts and supervisory unions, and urged school administrators to search the database before local budget votes.¹⁹

Vermont unclaimed property: questions people ask

Is it free to claim unclaimed property in Vermont?

Free⁶

When is the Vermont unclaimed property report due?

May 1 each year (postmark accepted; next business day if May 1 falls on a weekend or holiday), covering the 12 months before January 1; insurance companies report the preceding calendar year.¹⁴ Details above.

Where do I search for Vermont unclaimed property?

On the official search at vermont.unclaimedproperty.com.¹ Searching and claiming there is free.⁶

Which law governs unclaimed property in Vermont?

27 V.S.A. Chapter 18, Unclaimed Property; legislature.vermont.gov/statutes/chapter/27/018²

Moved? Neighboring programs

• New York unclaimed property
• New Hampshire unclaimed property
• Massachusetts unclaimed property

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

1. Unclaimed Property Search Portal Vermont Office of the State Treasurer · vermont.unclaimedproperty.com · read Nov. 3, 2026; page undated · checked Nov. 3, 2026
   Quoted text (1)

   Welcome to the Unclaimed Property Search Portal

2. Unclaimed Property (program home) Vermont Office of the State Treasurer · vermonttreasurer.gov · read Nov. 3, 2026; page undated · checked Nov. 3, 2026
   Quoted text (11)

   If your property is under $200, and you are the original owner, you may file an online claim, without the need to mail in documentation in most cases.

   Once approved, your payment will be mailed within two business days.

   Unclaimed property is held in perpetuity until claimed by the owner or the heirs. You never lose your right to claim funds.

   To search for unclaimed property, search the state’s unclaimed property database: www.missingmoney.vermont.gov

   The Unclaimed Property Division of the Vermont State Treasurer Office reunites Vermont residents with lost and/or abandoned assets.

   First, search the state’s unclaimed property database: www.missingmoney.vermont.gov

   There are multiple ways to claim your property.

   If you prefer, you may print your claim form and mail it to our office for processing.

   You may also request a claim form to be sent to you via mail.

   Once you file your claim, you may check its status by creating or logging into your account. You will be required to have the claim ID, which can be found at the top right and bottom right of your claim form.

   All processes for reporting and disbursing unclaimed assets are guided by Vermont Statutes Title 27: Property, Chapter 18: Unclaimed Property.

3. Vermont Claim Form and Instructions (PDF) Vermont Office of the State Treasurer · vermonttreasurer.gov · Page 1 updated 11/2023; page 2 updated 9/2023 · checked Nov. 3, 2026
   Quoted text (19)

   Claims under $200, where the original owner and the claimant are the same, will be processed under our express service (within five business days of receipt of completed form and required support documents).

   1. Complete the requested information on the claim form.

   6. SIGN the form where indicated. If the amount is over $200, it will need to be signed in front of a notary public.

   In order to recover your “unclaimed property,” it will be necessary for you to complete this form and submit it, together with your evidence of ownership to the address indicated.

   UPON RECEIPT AND REVIEW – IF ADDITIONAL DOCUMENTATION IS REQUIRED YOU WILL BE NOTIFIED

   ALL CLAIMANTS MUST SIGN THIS FORM. It will need to be properly attested by a notary public if the amount is over $200.

   12. If claiming as a parent for a minor child, provide evidence the child is still a minor and you are the parent.

   5. Provide documentation of your social security number*: social security card, W-2, 1099, etc. Tax return forms are not accepted.

   3. If your name has changed, provide court issued documentation (marriage and/or divorce certificate or court ordered change).

   4. Provide evidence of the address for the original owner (reported by business). If no address is listed, provide a connection to the business that remitted the funds.

   7. Provide a copy of the certified death certificate and obituary notice for the original owner(s). Claims over $1,000 require an original certified certificate to be submitted. Original documents will be returned if requested.

   8. Provide evidence of the original owner’s social security number* and reported address.

   10. Open Estate – provide an original certified certificate of appointment and the tax identification number (TIN) for the estate.

   11. Closed Probated Estate – if claim is under $5,000 provide a copy of the certified decree of distribution (please note wills are not accepted).

   14. Provide proof of authorization for the person signing the form to claim funds on behalf of the business: e.g., business card for signer or letter of authorization from an officer on letterhead.

   16. If the business is closed, articles of dissolution must be submitted for review. If sold, a purchase and sale agreement is required.

   2. Provide a copy of your current identification: driver’s license(front & back),passport,non-driver’s license, or government issued ID.

   13. If claiming as a guardian, trustee, power of attorney for the reported owner, provide current legal documentation appointing you as guardian (conservator or custodian), trustee or POA.

   Notice: under Vermont law it is illegal to make a false claim to a State agency in the manner proscribed by 13 V.S.A. § 3016 (a).

4. 27 V.S.A. Chapter 18, Unclaimed Property (full chapter) Vermont General Assembly (Vermont Statutes Online, unofficial copy of V.S.A.) · legislature.vermont.gov · includes actions of the 2025 session; read via Internet Archive capture April 29, 2026. 2026 amendments (Act 131: §§1492, 1543, 1553, 1557) are taken from Act 131 · checked Nov. 3, 2026
   Quoted text (38)

   (f) An agreement between an owner and an asset locator, the primary purpose of which is to locate, deliver, recover, or assist in the recovery of property that is presumed abandoned and that provides for compensation that exceeds 10 percent of the value of the unclaimed property, shall be unenforceable.

   If property other than money is delivered to the Administrator, the owner is entitled to receive from the Administrator income or gain realized or accrued on the property before the property is sold.

   Not later than one year after filing a claim under subsection 1553(a) of this title, the claimant may commence an action against the Administrator in the Civil Division of the Washington County Superior Court to establish a claim that has been denied or deemed denied under subsection 1553(d) of this title.

   On request of the owner, the Administrator may sell or liquidate a security and pay the net proceeds to the owner, even if the security had been held by the Administrator for less than three years or the Administrator has not complied with the notice requirements under section 1532 of this title.

   (13) property not specified in this section or section 1462, 1463, 1464, 1465, 1466, or 1467 of this title, the earlier of three years after the owner first has a right to demand the property or the obligation to pay or distribute the property arises.

   (11) wages, commissions, bonuses, or reimbursements to which an employee is entitled, or other compensation for personal services, other than amounts held in a payroll card, one year after the amount becomes payable;

   (5) a payroll card or demand, savings, or time deposit, including a deposit that is automatically renewable, three years after the maturity of the deposit, except a deposit that is automatically renewable is deemed matured on its initial date of maturity unless the apparent owner consented in a record on file with the holder to renewal at or about the time of the renewal;

   (a) Subject to section 1469 of this title, a security is presumed abandoned three years after:

   (4) a debt of a business association, three years after the obligation to pay arises;

   (6) money or a credit owed to a customer as a result of a retail business transaction, three years after the obligation arose;

   (7) an amount owed by an insurance company on a life or endowment insurance policy or an annuity contract that has matured or terminated, three years after the obligation to pay arose under the terms of the policy or contract or, if a policy or contract for which an amount is owed on proof of death has not matured by proof of the death of the insured or annuitant, as follows:

   (a) Subject to section 1469 of this title, the net card value of a stored-value card, other than a payroll card, is presumed abandoned on the latest of three years after:

   (2) a money order, seven years after issuance;

   (1) a traveler’s check, 15 years after issuance;

   (12) a deposit or refund owed to a subscriber by a utility, one year after the deposit or refund becomes payable; and

   Tangible property held in a safe-deposit box and proceeds from a sale of the property by the holder permitted by law of this State other than this chapter are presumed abandoned if the property remains unclaimed by the apparent owner five years after the earlier of the:

   (9) property held by a court, including property received as proceeds of a class action, one year after the property becomes distributable;

   (10) property held by a government or governmental subdivision, agency, or instrumentality, including municipal bond interest and unredeemed principal under the administration of a paying agent or indenture trustee, one year after the property becomes distributable;

   (8) property distributable by a business association in the course of dissolution, one year after the property becomes distributable;

   (3) a state or municipal bond, bearer bond, or original-issue-discount bond, three years after the earliest of the date the bond matures or is called or the obligation to pay the principal of the bond arises;

   (a) Subject to section 1469 of this title, property held in a pension account or retirement account that qualifies for tax deferral under the income-tax laws of the United States is presumed abandoned if it is unclaimed by the apparent owner three years after the later of:

   Subject to section 1469 of this title and except for property described in section 1462 of this title and property held in a plan described in 26 U.S.C. § 529A, as may be amended, property held in an account or plan, including a health savings account, that qualifies for tax deferral under the income tax laws of the United States is presumed abandoned if it is unclaimed by the apparent owner three years after the earlier of:

   (a) Subject to section 1469 of this title, property held in an account established under a state’s Uniform Gifts to Minors Act or Uniform Transfers to Minors Act is presumed abandoned if it is unclaimed by or on behalf of the minor on whose behalf the account was opened three years after the later of:

   A deceased owner cannot indicate interest in his or her property. If the holder has reason to believe that the owner’s deceased, and the abandonment period for the owner’s property in sections 1461 through 1469 of this title is greater than two years, the property shall instead be presumed abandoned two years from the date of the owner’s last indication of interest in the property.

   (iv) a gift card.

   In addition to the notice under subsection (b) of this section, the Administrator shall maintain a website or database accessible by the public and electronically searchable that contains the names reported to the Administrator of all apparent owners for whom property is being held by the Administrator.

   (a) Subject to subsection (b) of this section, an agreement under section 1601 of this title is void if it is entered into during the period beginning on the date the property was paid or delivered by a holder to the Administrator and ending 24 months after the payment or delivery.

   In order to obtain and maintain registered status, all asset locators shall post a performance bond of not less than $10,000.00 to insure the Administrator against any fraudulent or mistaken claims that may arise as a result of an asset locator’s representation of an apparent owner.

   § 1604. Asset locators

   (a) Subject to subsection (b) of this section, the holder of property presumed abandoned shall send to the apparent owner notice by first-class U.S. mail that complies with section 1502 of this title in a format acceptable to the Administrator not more than 180 days nor less than 60 days before filing the report under section 1491 of this title if:

   (b) Except as otherwise provided in section 1595 or 1596 of this title, the Administrator may require a holder that fails to report, pay, or deliver property within the time prescribed by this chapter to pay to the Administrator, in addition to interest included under subsection (a) of this section, a civil penalty of $200.00 for each day the duty is not performed, up to a cumulative maximum amount of $5,000.00.

   This chapter may be cited as the Revised Uniform Unclaimed Property Act. (Added 2019, No. 93 (Adj. Sess.), § 2, eff. Jan. 1, 2021.)

   In the event of a claim for a capital credit property, the Administrator shall refer the claimant to the appropriate electric utility cooperative who shall evaluate the claim and upon provision of satisfactory proof of ownership shall pay the claimant.

   (5) property valued at $100.00 or less more than 10 years after the abandoned property was received from the holder under subchapter 6 of this chapter shall be paid by the Administrator into the Vermont Higher Education Endowment Trust Fund created by 16 V.S.A. § 2885 under authority of this subdivision.

   (1) If the holder has imposed a charge against property for reason of owner inactivity or the failure of the owner to claim the property within a specified period of time, and the abandonment period for the property as specified in sections 1461 through 1469 of this chapter is greater than two years, the property shall instead be presumed abandoned two years from the date of the owner’s last indication of interest in the property.

   (b) Property held under this chapter by the Administrator is subject to a claim for the payment of an enforceable debt the owner owes in this State for:

   (a) The Administrator may not sell a medal or decoration awarded for military service in the U.S. Armed Forces.

   In the event the mailing was returned as undeliverable, the property shall be considered abandoned three years after the return, unless the owner during that three years takes any action described in subsection (b) of this section; and

5. How to Contact the Unclaimed Property Division Vermont Office of the State Treasurer · vermonttreasurer.gov · read Nov. 3, 2026; page undated · checked Nov. 3, 2026
   Quoted text (5)

   (802) 828-2407 - phone (800) 642-3191 - toll-free in Vermont only (800) 253-0191 - TTY (802) 828-2884 - facsimile

   The Unclaimed Property Division of the Vermont State Treasurer Office is located on the fourth floor of The Pavilion Building, 109 State Street, in Montpelier.

   Property and claims questions: [email protected] Holder resources and report questions: [email protected]

   Unclaimed Property Division Office of the State Treasurer 109 State Street, 4th Floor Montpelier, VT 05609-6200

   It is open Monday through Friday, 7:45 am to 4:30 pm.

6. Frequently Asked Questions (owners) PDF Vermont Office of the State Treasurer · vermonttreasurer.gov · file name 2017 (folder 2016); predates the 2021 law · checked Nov. 3, 2026
   Quoted text (1)

   No. The program is available without charge to anyone.

7. Treasurer Pieciak Warns of Unclaimed Property Scam Targeting Vermonters Vermont Office of the State Treasurer · vermonttreasurer.gov · April 28, 2026 · checked Nov. 3, 2026
   Quoted text (4)

   Over $150 million in unclaimed property is held by the Treasurer’s Office.

   Anyone who receives a suspicious notice about unclaimed property should search the national database, MissingMoney.com, to verify the claim.

   Treasurer Pieciak emphasized that his office will never call or text Vermonters—or request payment for returning unclaimed property.

   To capture an individual’s attention, scammers might provide a specific dollar amount, use a fake government name, or urge to act quickly.

8. Act No. 131 (2026), H.567, An act relating to unclaimed property, State retirement systems, and capital debt (As Enacted) Vermont General Assembly · legislature.vermont.gov · archived copy, captured Oct. 9, 2026 (view capture) · checked Nov. 3, 2026
   Quoted text (2)

   (3) In the absence of an open estate or Probate Division of the Superior Court decree of distribution, and the unclaimed property is valued at less than $5,000.00 10,000.00, to the surviving spouse of the deceased owner, or, if there is no surviving spouse, then to the next of kin according to 14 V.S.A. § 314.

   Where an estate is opened solely to distribute unclaimed property under this section, the Probate Division of the Superior Court may waive any filing fees.

9. About the Treasurer's Office Vermont Office of the State Treasurer · vermonttreasurer.gov · read Nov. 3, 2026; page undated · checked Nov. 3, 2026
   Quoted text (1)

   Mike Pieciak is Vermont's 31st State Treasurer.

10. Holder Reporting Manual (Revised 2026) Vermont Office of the State Treasurer · vermonttreasurer.gov · Revised 2026; pages dated February 2026 · checked Nov. 3, 2026
    Quoted text (3)

    CK01 3 Cashier's Checks

    2 YEARS Demutualization Proceeds

    No amount can be written off to income or surplus; there are no de minimis amounts.

11. Fraud Protection Vermont Office of the State Treasurer · vermonttreasurer.gov · read Nov. 3, 2026; page undated · checked Nov. 3, 2026
    Quoted text (3)

    Some companies and Web sites ask you to pay before assisting you with the recovery of your unclaimed property.

    Bottom-line: before paying anyone to locate your property, first contact the State Treasurer Office.

    Beware of businesses requiring you to sign non-disclosure or non-circumvention agreements that prevent you from verifying the identity of the people with whom you are considering doing business.

12. Treasurer's Office Returns Record $9.9 Million in Unclaimed Property in Fiscal Year 2025 Vermont Office of the State Treasurer · vermonttreasurer.gov · July 15, 2025 · checked Nov. 3, 2026
    Quoted text (2)

    The Treasurer’s Office returned a record $9.9 million in unclaimed property to Vermonters, processing a record 31,593 individual claims.

    Over $24 million in unclaimed property was also turned over to the State—the most ever received in a fiscal year.

13. Treasurer Pieciak Reminds Vermonters to Search for Missing Money on National Unclaimed Property Day Vermont Office of the State Treasurer · vermonttreasurer.gov · January 30, 2023 · checked Nov. 3, 2026
    Quoted text (1)

    “The average claim last year was over $400 and our staff stands ready to make the process of reclaiming your money quick and easy.”

14. Holder Information and Resources Vermont Office of the State Treasurer · vermonttreasurer.gov · read Nov. 3, 2026; page undated · checked Nov. 3, 2026
    Quoted text (4)

    May 1. All holders must submit their report and remittance for all amounts shown by this day (envelopes postmarked by this day are acceptable).

    If using other online reporting tools, use Vermont Holder Website without cost to upload and send your report to the Vermont Unclaimed Property Division.

    When reporting more than 10 properties, holders must submit filings electronically/digitally in standard electronic NAUPA format via compact disc, encrypted email, thumb/flash drive, 3.5-inch high density diskette.

    Start complying with state law while avoiding penalties and interest through the Unclaimed Property Division Voluntary Compliance Program.

15. Governor Scott and Treasurer Pieciak Launch 2025 MoneyBack Program Vermont Office of the State Treasurer · vermonttreasurer.gov · December 17, 2025 · checked Nov. 3, 2026
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    The MoneyBack program is an annual effort between the Treasurer’s Office and the Administration to proactively return unclaimed property to Vermonters whose identity and address can be verified by shareable Tax Department data.

16. Secretary Copeland Hanzas and Treasurer Pieciak Announce Partnership to Reunite Vermont Nonprofits Vermont Office of the State Treasurer · vermonttreasurer.gov · February 1, 2024 · checked Nov. 3, 2026
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    Using the Secretary of State’s database to verify current addresses, checks will be sent to over 250 Vermont nonprofits with unclaimed property, totaling over $150,000 returned.

17. Life Insurance Policies - Unclaimed Benefits Vermont Office of the State Treasurer · vermonttreasurer.gov · read Nov. 3, 2026; page undated · checked Nov. 3, 2026
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    A national multi-state initiative requiring life insurance companies to pay outstanding claims pertaining to their deceased insured resulted in more than $4.98 million in unclaimed property for the Vermont State Treasurer Office.

18. Give Back to Your Favorite Non-Profit This Holiday Season Vermont Office of the State Treasurer · vermonttreasurer.gov · December 11, 2023 · checked Nov. 3, 2026
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    Vermonters are encouraged to notify organizations if any unclaimed property is identified so they can claim it through the Treasurer’s Office.

19. Treasurer Pieciak to Return Over $20,000 in Unclaimed Property to Public Schools Ahead of Town Meeting Day Vermont Office of the State Treasurer · vermonttreasurer.gov · February 26, 2026 · checked Nov. 3, 2026
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    Ahead of Town Meeting Day, Treasurer Pieciak is returning over $20 thousand in unclaimed property belonging to public schools, districts, and supervisory unions across the state.