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Connecticut Unclaimed Property: How to Search and Claim for Free

Last checked against official sources

Connecticut claim card

Search at ctbiglist.gov

Official Connecticut program1

Cost to search and claim: Free7

  • How to claim Online, on the official site2
  • How you are paid Check mailed to the claimant's address3
  • Official processing time The Treasurer must consider each claim within 90 days of filing.4
  • Deadline to claim No time limit2
  • Finder-fee cap 10% of the value of the recoverable property5
  • Phone (800) 833-73186

The Unclaimed Property Division, Connecticut Office of the Treasurer6 runs Connecticut's unclaimed property program. Search it free at ctbiglist.gov1 and claim directly from the state at no charge.7 Connecticut sets no deadline to claim.2

On this page
  1. How to search
  2. How to claim, step by step
  3. Documents you need
  4. Time, payment and deadline
  5. Contact the office
  6. Dormancy periods
  7. Finder fees
  8. Spotting scams
  9. In numbers
  10. For businesses
  11. Other rules
  12. Questions people ask
  13. Neighboring programs
  14. Sources

The official search is at ctbiglist.gov/app/claim-search.1 You may see it called CT Unclaimed Property; site name CTBigList.gov ("CT Big List").8

Which names and places to try: how to search well.

Fast-track and automatic payments

  • Fast Track (launched 2024): sole-owner claims under $2,500 that the Treasurer can match are approved without a claim form. CT Big Match (launched 2025) goes further: if you are the sole owner of property from $50 up to under $2,500 and your address is verified, the Treasurer sends a letter and then a check about 6-8 weeks later, with no claim at all.9

Connecticut's records can also be searched through MissingMoney.com.10

Property the state program does not hold

These official bodies keep their own records, searched separately:

  • Connecticut Teachers' Retirement Board abandoned contribution accounts (separate state program, listed by the Division)11

How to claim unclaimed property in Connecticut, step by step

Claims can be filed online on the official site.2 Cost: Free.7

  1. Search CTBigList.gov by last or business name plus a few letters of the first name; narrow by city or ZIP if there are too many results.1
  2. Select each property that may be yours and click Continue to File Claim.1
  3. Enter your current contact details. The check is mailed to the address you give, and the site may ask you to confirm it.3
  4. Submit to create the claim and get a Claim ID. Your name then disappears from the public list.3
  5. Gather the documents listed on the claim form emailed to you: photo ID, a document showing your SSN, the signed claim form and anything else listed.12
  6. Upload the documents with your Claim ID (PDF, TIF, PNG or JPG, 10 MB per file) or mail them to PO Box 5065, Hartford, CT 06102.13
  7. Track the claim online with the Claim ID.14
  • Interest: Usually no interest. The exception is bank demand, savings and matured time deposits (CGS 3-57a(a)(1)-(2)): claims for these are paid with yearly interest at no less than the deposit index under CGS 36a-26.4
  • If a claim is denied: The Treasurer may hold hearings or refer a claim to the Claims Commissioner, and decides in writing with findings. An aggrieved person may appeal under CGS 4-183 (Uniform Administrative Procedure Act), with venue in the judicial district of New Britain.4

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

Claiming your own property

  • Individual (typical claim): signature on the claim form, copy of photo ID, copy of Social Security number, proof of current and/or previous address, and proof of ownership such as a tax return, original check or utility bill. More may be asked depending on the property type.2

The owner has died (estate)

  • Heirs may claim; claims are open to owners and legal heirs. For solely owned property under $500 in total, the Treasurer may pay heirs on a sworn affidavit with no probate papers (CGS 3-70a(g)). Estate property a Probate Court orders distributed under CGS 45a-452 becomes abandoned on the date of the order.2

You are an heir

  • Deceased owner, under $500 total and solely owned: the Treasurer may pay heirs directly without a probate decree or fiduciary certificate on a certified claim plus a sworn affidavit in the Treasurer's form (sole-heir affirmation or attestations from all other heirs), if no affidavit in lieu of administration was filed or the last probate decree is over a year old. A second route applies when a Probate Court appointed a fiduciary but the estate closed more than a year before the property was found: the former fiduciary (or the heirs/beneficiaries) can claim on a certified claim plus sworn affidavit.4

Securities, safe deposit boxes and other cases

  • Some claims need original documents, which must be mailed rather than uploaded; the claim form says which.13
  • Finder (paid locator) claims: a contract signed by each party with every signature notarized, giving power of attorney, the nature and value of the property, the fee (10% maximum), the owner's net amount and, from January 1, 2025, a notice that the owner can claim free. The original executed contract is uploaded.5
  • Safe deposit box securities and military medals are held as safekeeping items (not sold) and returned upon claim.15

Not listed in the official sources we checked: a former address or a name change and a business or government agency. The claim form shows what to send.

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

Processing time

  • The Treasurer must consider each claim within 90 days of filing. Big Match checks follow the letter by about 6-8 weeks.4

How you are paid

Connecticut pays by check, so keep the mailing address on your claim current.

  • Check mailed to the claimant's address3

Deadline

There is no deadline for owners and heirs in Connecticut.

  • No time limit2

Contact the Connecticut unclaimed property office

AgencyUnclaimed Property Division, Connecticut Office of the Treasurer6
Office holderState Treasurer (the site names Treasurer Erick Russell)7
Official sitectbiglist.gov16
Searchctbiglist.gov/app/claim-search1
Claim formsctbiglist.gov/app/forms (holder forms only)12
Phone(800) 833-73186
Email[email protected] (claimants); [email protected] (holders)6
MailState of Connecticut, Office of the Treasurer, Unclaimed Property Division, PO Box 5065, Hartford, CT 0610212
HoursMonday-Friday, 8:30 a.m. to 5 p.m. Eastern (phone)2

When property becomes unclaimed: dormancy periods

In Connecticut most property is presumed abandoned after 3 years without owner contact.17 Wages move faster: 1 year.17 More on how this works: what happens after the dormancy period.

Dormancy periods in Connecticut
Property typePeriodNotes
General3 years17CGS 3-64a
Checking/savings3 years17CGS 3-57a(a)(1)
Certificates of deposit3 years18CGS 3-57a(a)(2)
Cashiers checks / bank money orders / bank traveler's checks3 years17CGS 3-57a(a)(4)
Money orders (non-bank issuer)7 years17CGS 3-59a(c)
Traveler's checks (non-bank issuer)15 years17CGS 3-59a(b)
Safe deposit5 years17CGS 3-57a(a)(5)
Securities3 years17CGS 3-59a(a), 3-59b
Insurance3 years17CGS 3-58a
Wages1 year17CGS 3-60b
Utility deposits1 year17CGS 3-60c
Trust / fiduciary property7 years17CGS 3-61a
Court and government funds3 years17CGS 3-62a
Virtual currency3 years17CGS 3-57b
IRAs3 years17Starting no earlier than 6 months after the IRS required-distribution date
Pre-need funeral contracts1 year4After the contract becomes payable
Decedent estate distributions0 months17On the date of the Probate Court order
Missing heirs' funds (court)1 year19
Motor vehicle sale proceeds1 year19
Pension and profit-sharing plans3 years19

Other states: dormancy periods table.

  • Minimum amounts: No minimum: holders report every amount. Holders must mail due diligence notices only when an owner's property totals $50 or more (email notices for any amount). The Treasurer sends owner notices for property of $50 or more (except to people being paid automatically through CT Big Match).18
  • Gift cards: Excluded: gift certificates and gift cards (and general-use prepaid cards) are not unclaimed property in Connecticut. Holders may not charge dormancy or inactivity fees on them.17
  • Published lists of owners: No newspaper list. The Treasurer keeps an online searchable list (CTBigList) of owner names, last-known addresses, amounts, descriptions and holders. The Treasurer also notifies apparent owners of property of $50 or more reported in the prior year who have a usable Connecticut mailing address or a valid email.4

Finder fees and heir finders in Connecticut

The legal limit in Connecticut: 10% of the value of the recoverable property.5 Among the flat caps in our finder-fee comparison, 1 is lower and 11 are higher. You never need a finder: claiming directly is free.7

  • Are finders allowed? Yes.5
  • Contract rules: Agreements are void if signed within two years after the holder's report was due (or between the due date and late filing, whichever is longer). They must be in writing and signed by the owner. They must clearly disclose the property's nature and value and the owner's net share. From January 1, 2025 they must also state clearly and conspicuously that the owner can claim directly from the Treasurer at no cost, and how. Every solicitation must say the same. Claims must include the unredacted agreement or solicitation, and the Treasurer may withhold payment if it does not comply. The Treasurer also requires each signature to be notarized.4
  • The law: CGS 3-70a(c) (amended by PA 22-118 and PA 24-81 sec. 100; re-enacted with only cross-reference wording changes by PA 26-94 sec. 6, effective July 1, 2026)5 (read the text)

Before signing with a finder, read how finders work.

How to spot Connecticut unclaimed property scams

Connecticut's official search is on ctbiglist.gov, a .gov address.1

What Connecticut warns about

  • Unsure whether a check from the state is real? Call the Division.7
  • Big Match letters come before the checks so people know the checks are legitimate.20
  • You do not need to pay anyone to find or claim your property.7
  • Once you file a claim, your name comes off the public list so no one else can claim it.2

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

Connecticut unclaimed property in numbers

WhatFigureYear or date
Returned in total$1,350,866,382 returned in total (live counter)8as displayed Nov. 3, 2026
Amount held$1.7 billion for about 11.3 million identified owners21as of June 30, 2025
Returned in year$120,898,60521FY2025
Claims paid in year59,09221FY2025
Amount received in year$242,058,76721FY2025

For businesses: reporting unclaimed property to Connecticut

  • Report due: March 31 each year, covering property presumed abandoned as of December 31 of the prior year; payment is due with the report4
  • Due diligence letters to owners: Between July 1 and September 30 of the year abandonment is presumed: first-class mail if the owner's property totals $50 or more, and email for any amount if the owner consented to electronic notices. Securities, virtual currency and safe deposit notices must warn that the property may be sold.4
  • Where to report: ctbiglist.gov/app/submit-a-report18
  • File format: NAUPA II file (.txt, .hrs or .rpt) uploaded online, or the online manual report for small filings (about 10 properties or fewer). HRS Pro's free web-based version covers up to 100 properties under one holder/Tax ID. Pay by online ACH debit (preferred), ACH credit, wire or, as a last resort, check to the lockbox.18
  • Penalties: Interest at 15% a year on property not reported or delivered on time; the Treasurer may waive it for good-faith compliance17
  • Voluntary disclosure: No formal program. First-time or late filers report online with an officer-signed letter asking to become compliant and to have interest and penalties waived; a 10-year look-back is recommended.18

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to Connecticut

  • Law: Connecticut General Statutes, Title 3, Chapter 32, Part III (Escheats), sections 3-56a to 3-76 (as amended by PA 25-81 and PA 26-94)22
  • CT Big Match (launched 2025) sends money automatically, with no claim, to verified sole owners of property under $2,500 ($50 minimum from July 1, 2026). A letter comes first and the check about 6-8 weeks later; the check may be void after 180 days.8
  • Owners can donate their whole claim to one of four funds: Breast Cancer Research and Education Account, Connecticut Baby Bond Trust, Mental Health Community Investment Account or Military Relief Fund. The donation cannot be split and is irrevocable.2
  • Unclaimed bank deposits earn interest for owners (at no less than the deposit index), unlike other property types held by the Connecticut Treasurer.4
  • Military medals found in safe deposit boxes are never sold. They are kept by the CT Department of Veterans Affairs, may be pictured publicly to find families, and were returned to families at a June 30, 2026 ceremony.4
  • Part of each year's unclaimed property receipts funds the Citizens' Election Fund (public campaign financing): $14.9 million in FY2025.21
  • The state never takes ownership: funds stay in the owner's name until claimed.7
  • Data sharing with the Department of Revenue Services (from 2024) helps the Treasurer identify owners and pay claims electronically.17
  • 2026 law (PA 26-94, effective July 1, 2026) spells out what keeps an account active (e.g. owner-directed activity in another account at the same bank, online access, oral contact the holder records) and lets holders ask to report property early with the Treasurer's written consent.23
  • Bank property is not treated as abandoned if a bank officer knows the owner is alive.17

Connecticut unclaimed property: questions people ask

When is the Connecticut unclaimed property report due?

March 31 each year, covering property presumed abandoned as of December 31 of the prior year; payment is due with the report4 Details above.

Where do I search for Connecticut unclaimed property?

On the official search at ctbiglist.gov.1 Searching and claiming there is free.7

How long does a Connecticut unclaimed property claim take?

The Treasurer must consider each claim within 90 days of filing.4 Details above.

Which law governs unclaimed property in Connecticut?

Connecticut General Statutes, Title 3, Chapter 32, Part III (Escheats), sections 3-56a to 3-76 (as amended by PA 25-81 and PA 26-94)22

What is the Connecticut unclaimed property phone number?

(800) 833-7318.6 Hours: Monday-Friday, 8:30 a.m. to 5 p.m.2

Moved? Neighboring programs

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

  1. How to Claim: Step 1 Search for property Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (3)
    Type your last name or business name into the Last Name/Business field. Then type several letters of your first name in the next box and click search.
    If you receive too many results, narrow the search by entering a city or a zip code.
    Click the claim button for each property that may rightfully belong to you. Then click the CONTINUE TO FILE CLAIM button to begin the claim process.
  2. FAQs: Claims Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (7)
    Visit www.CTBigList.gov, to search for your property and initiate a claim form anytime – seven days a week, 24 hours a day.*
    No, there is no time limit for claiming property that rightfully belongs to you.
    Typically all claims require copies of the following: signature on the claim form; copy of photo identification (i.e., driver’s license); copy of social security number; proof of address and/or previous address; and documents that verify proof of ownership, such as tax return, original check, or utility bill.
    * Only owners of the property or their legal heirs may file a claim.
    Call 1-800-833-7318, Monday through Friday between 8:30 a.m. and 5 p.m. Eastern Time.
    Once you create a claim online, your name will no longer appear on the website - this prevents anyone else from claiming the same property.
    You may donate to one of the following funds/accounts. You must select only one. You cannot split your donation.
  3. How to Claim: Step 2 Submit a claim Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (2)
    This includes Claimant’s current mailing address as this will be the address where the check will be mailed.
    If correct, click SUBMIT to officially create a claim and generate a Claim ID number.
  4. 2026 Supplement to the General Statutes, Chapter 32 (sections amended in 2025 sessions) Connecticut General Assembly · cga.ct.gov · 2026 Supplement, revised to January 1, 2026 · checked Nov. 3, 2026
    Quoted text (11)
    (b) The Treasurer shall consider each claim not later than ninety days after it is filed.
    (e) In the case of any claim allowed under this section for property, funds or money delivered to the Treasurer pursuant to subdivision (1) or (2) of subsection (a) of section 3-57a, the Treasurer shall pay such claim with interest as follows: For each calendar year or portion thereof that the property, funds or money has been paid or delivered to the Treasurer, the Treasurer shall pay interest at a rate that is not less than the deposit index, as determined under section 36a-26, for such year.
    Any person aggrieved by a decision of the Treasurer may appeal therefrom in accordance with the provisions of section 4-183, except venue for such appeal shall be in the judicial district of New Britain.
    (g) The Treasurer may make direct payment to one or more claimants, without such claimant having been granted a decree to transfer personal property, been issued a current fiduciary certificate, or secured any other similar document, for any solely owned unclaimed property of a deceased owner valued at less than five hundred dollars in the aggregate at the time of the claim, subject to the following conditions:
    (b) Any property held pursuant to a funeral service contract shall be presumed abandoned unless the beneficiary or purchaser has indicated an interest in such property not later than one year after such property becomes payable or distributable pursuant to subsection (a) of this section.
    (a) The Treasurer shall maintain a readily searchable list of property presumed abandoned and reported or transferred to the Treasurer under this part and for which there is sufficient information for the Treasurer to identify the apparent owner of such property.
    (B) In addition to the requirements set forth in subparagraph (B) of subdivision (1) of this subsection, an agreement entered into on or after January 1, 2025, to locate property shall be valid only if such agreement is in writing, is signed by the owner and clearly and conspicuously discloses (i) the nature and value of the property, (ii) the owner's share after the fee or compensation has been subtracted from such value, and (iii) that the owner may file a claim directly with the Treasurer at no cost and the method through which such claim may be filed.
    (b) Not later than March thirty-first following the close of the calendar year in which property is presumed abandoned, the holder shall pay or deliver such property to the Treasurer and file, on forms that the Treasurer shall provide, a report of unclaimed property.
    (a) Between July first and September thirtieth, inclusive, of the calendar year in which a presumption of abandonment is to take effect, if the owner's claim is not barred by law, the holder shall notify the owner thereof and take reasonable steps to prevent abandonment from being presumed.
    Such interest shall accrue from the date of payment or delivery of the property, funds or money to the Treasurer until the date of payment or delivery of the property, funds or money to the claimant.
    (j) In the event military medals are presumed abandoned pursuant to subdivision (5) of subsection (a) of section 3-57a, a banking or financial organization shall transmit such medals to the Department of Veterans Affairs in accordance with procedures established by the Treasurer.
  5. FAQs: Finders Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (4)
    No more than 10% of the underlying properties' value may be retained or charged by a finder.
    The contract must be executed by each party to the contract and each signature must be notarized; the originally executed and notarized contract should be uploaded through the secure link on the CTBiglist.gov website.
    As used here, a finder is a person or entity that, pursuant to an agreement to locate property, claims property that was reported as belonging to someone else in return for a fee or other compensation.
    Finders must follow Connecticut General Statute section 3-70a(c)
  6. Contact Us Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (3)
    1-800-833-7318
    State of Connecticut Office of the Treasurer Unclaimed Property Division PO Box 5065 Hartford, CT 06102
    [email protected]
  7. FAQs: General Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (5)
    No, it is absolutely free! If at any time you can prove the unclaimed property is yours, the Treasurer will return it to you without charge.
    Connecticut State Treasurer Erick Russell is committed to reuniting Connecticut residents with money that is rightfully theirs.
    If you are concerned it is a scam, you can call our unclaimed property team at 1-800-833-7318.
    You do not need to hire someone to locate your unclaimed assets.
    The State never assumes ownership of the unclaimed funds.
  8. CT Unclaimed Property home page (CTBigList.gov) Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (3)
    Welcome to the Connecticut Treasurer’s Unclaimed Property Website
    $1,350,866,382
    If you receive a check in the mail, please be sure to deposit it as soon as possible. It may become void after 180 days.
  9. Public Act No. 26-94 (Substitute Senate Bill No. 488), An Act Implementing the Treasurer's Recommendations for Revisions to the Unclaimed Property Program and Second Injury Fund Connecticut General Assembly · cga.ct.gov · Public Act signed June 4, 2026; effective July 1, 2026 · checked Nov. 3, 2026
    Quoted text (1)
    (f) Notwithstanding the provisions of subsection (a) of this section, where the amount of a property reported or transferred to the Treasurer under this part is at least fifty dollars and less than two thousand five hundred dollars, the Treasurer shall pay such amount to an individual if the Treasurer has determined (1) that such individual is the sole owner of such property, and (2) to the Treasurer's satisfaction, the current address of such individual.
  10. Treasurer Russell urges Connecticut residents to visit CTBigList.gov on February 1, National Unclaimed Property Day Connecticut Office of the Treasurer · portal.ct.gov · news release dated 01/28/2026 · checked Nov. 3, 2026
    Quoted text (1)
    Through its partnership with NAUPA, Connecticut also participates in a nationwide unclaimed property lookup tool, MissingMoney.com , that allows users to search for funds in multiple states.
  11. FAQs: Useful Links Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (1)
    The Connecticut Teacher’s Retirement Board (TRB) is attempting to find former teachers whose accounts are no longer eligible for any additional interest accrual and are deemed abandoned.
  12. How to Claim: Step 3 Complete your claim Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (2)
    All claims require photo identification; an official document displaying claimant’s social security number; a signed claim form; and, all other documentation listed on the claim originally emailed to you.
    Either upload your documents via our secure link OR mail your documentation to the following address:
  13. Upload Claim Documentation Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (2)
    Uploads must be either a standard PDF, TIF, PNG or JPG file type.
    Certain claims require original documents in order to process and therefore cannot be uploaded to the website.
  14. How to Claim: Step 4 Track your claim Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (1)
    Enter your claim number at any time via our Search for Your Claim to receive the most recent status.
  15. Reporting and Delivery of Safe Deposit Box Contents Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · Revised: June 2024 · checked Nov. 3, 2026
    Quoted text (1)
    We will record these items as Safekeeping and return the certificate to the rightful owner upon claim.
  16. What is Unclaimed Property? Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (1)
    Rightful owners may search our website (www.ctbiglist.gov), call 1-800-833-7318 (Monday through Friday between 8:30 a.m. and 5 p.m. Eastern Time).
  17. Connecticut General Statutes, Chapter 32 (Treasurer), Part III Escheats, secs. 3-56a to 3-76 Connecticut General Assembly · cga.ct.gov · General Statutes revised to January 1, 2025 · checked Nov. 3, 2026
    Quoted text (19)
    All property not otherwise provided for or excluded from this part, including any income, interest or other increment thereto and deducting any lawful charges, which is held or owing in this state and has remained unclaimed by the owner for more than three years after it became due, payable or distributable, is presumed abandoned.
    Except for wages collected by the Labor Commissioner pursuant to subsection (b) of section 31-68, any sum payable for wages, salary or other compensation for personal services that has remained unclaimed by the owner for more than one year after it becomes due, payable or distributable, is presumed abandoned.
    (1) Any demand or savings deposit made in this state with a banking organization, together with any interest or dividend thereon, excluding any charges that lawfully may be withheld, unless the owner has, within three years: (A) Increased or decreased the amount of the deposit, or presented the passbook or other similar evidence of the deposit for the crediting of interest; or (B) corresponded in writing with the banking organization concerning the deposit; or (C) otherwise indicated an interest in the deposit as evidenced by (i) a memorandum on file with the banking organization or (ii) the fact that the Internal Revenue Service Form 1099 sent from the banking organization to the owner is not returned to the banking organization by the United States Postal Service.
    (4) Any sum payable on checks certified in this state or on written instruments issued in this state on which a banking or financial organization is directly liable, including, but not limited to, money orders, drafts and traveler's checks, which has been outstanding for more than three years from the date payable, or from the date of its issuance if payable on demand, unless the owner has within such three years corresponded in writing with the banking or financial organization concerning it, or otherwise indicated an interest as evidenced by (i) a memorandum on file with the banking or financial organization or (ii) the fact that the Internal Revenue Service Form 1099 sent from the banking or financial organization to the owner is not returned to the banking or financial organization by the United States Postal Service.
    (c) Any sum payable on a money order issued or sold in this state on which a business association is directly liable, which money order has been outstanding for more than seven years from the date of its issuance, is presumed abandoned.
    (b) Any sum payable on a traveler's check issued or sold in this state on which a business association is directly liable, which has been outstanding for more than fifteen years from the date of its issuance is presumed abandoned, unless the owner has within fifteen years corresponded in writing with the business association concerning it, or otherwise indicated an interest as evidenced by a memorandum on file with such business association.
    (5) Any funds or other personal property reposing in or removed from a safe deposit box or any other safekeeping repository in this state on which the lease or rental period has expired owing to nonpayment of rent or other reason, which have been unclaimed by the owner for more than five years from the date on which the lease or rental period expired.
    (a) Any stock or other certificate of ownership, or any dividend, profit, distribution, interest, payment on principal, mineral proceeds or other sum held or owing by a business association for or to a shareholder, certificate holder, member, bondholder or other security holder, or a participating patron of a cooperative, who has not claimed it or corresponded in writing with the business association concerning it within three years after the date prescribed for payment or delivery, is presumed abandoned.
    (b) As used in this section, “unclaimed funds” means all moneys held and owing by any insurance company unclaimed and unpaid for more than three years after the moneys became due and payable as established from the records of a life insurance company under any life or endowment insurance policy or annuity contract which has matured or terminated or after the moneys became due and payable as established from the records of any other insurance company.
    Any deposit, refund or other sum owed to a customer or subscriber by a utility that has remained unclaimed by the customer or subscriber for more than one year after it becomes due, payable or distributable is presumed abandoned.
    All property and any income or increment thereon held in a fiduciary capacity for the benefit of another person is presumed abandoned unless the owner has, within seven years after it became payable or distributable, increased or decreased the principal, accepted payment of principal or income, corresponded in writing with the fiduciary concerning the property or otherwise indicated an interest as evidenced by a memorandum on file with the fiduciary.
    All property held for the owner by any court, public corporation, public authority or public officer of this state, or a political subdivision thereof, which has remained unclaimed by the owner for more than three years is presumed abandoned, except that any claim granted pursuant to chapter 53 in an amount less than three thousand dollars which has remained unclaimed by the owner for more than one year from the date such claim was granted is presumed abandoned.
    Any virtual currency held by a business association, banking organization or financial organization that facilitates the purchase, storage or transfer of virtual currency through a secure system is presumed abandoned under this part unless the owner of such virtual currency has accessed such secure system within the preceding three years or, in the case of the final voluntary or involuntary dissolution or liquidation of the business association, banking organization or financial organization that operates such secure system, at such date of dissolution or liquidation.
    (b) With respect to any funds subject to the provisions of subdivisions (1), (2) and (3) of subsection (a) of this section which are held or owing for purposes of a self-employed retirement plan or an individual retirement account, established in accordance with the applicable provisions of the Internal Revenue Code and federal regulations related thereto, such funds shall be presumed abandoned in accordance with said subdivisions (1), (2) and (3), provided in no event shall such presumption of abandonment be applicable to such funds prior to the end of a period of six months immediately following the date on which distribution of funds under any such plan, to the person for whose benefit such funds have been contributed, is required to commence under said provisions of the Internal Revenue Code and related regulations.
    Any property of a deceased person ordered distributed pursuant to section 45a-452 shall be presumed abandoned on the date of the Probate Court order and delivered by the fiduciary of the estate of the deceased person to the State Treasurer in accordance with section 3-65a.
    (e) The provisions of this part shall not apply to gift certificates, as defined in section 3-56a, or general-use prepaid cards, as defined in section 42-460a.
    (a) Any person who fails to report or deliver abandoned property within the time prescribed by this part shall pay interest to the Treasurer on such property or the value thereof at the rate of fifteen per cent per annum from the date such property should have been reported or delivered or December 22, 1981, whichever is later.
    The Commissioner of Revenue Services and the Treasurer shall enter into an agreement for the disclosure of return information, or other relevant information in the commissioner's possession, to the Treasurer to facilitate (1) the identification of the rightful owner of unclaimed property under this part, and (2) the payment of claims via electronic deposit or other electronic means.
    (a) The following property held or owing by a banking or financial organization is presumed abandoned unless the owner thereof is known to be living by an officer of such organization:
  18. FAQs: Holder Reporting Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · Revised: June 2025 · checked Nov. 3, 2026
    Quoted text (5)
    Certificates of Deposit are considered unclaimed after 3 years of dormancy.
    No, there is NO minimum filing amount in Connecticut. All dollar amounts should be reported to the Connecticut Office of the Treasurer.
    All reports should be submitted on our website at https://ctbiglist.gov/app/submit-a-report
    The NAUPA report file must be in one of the following file types: .txt, .hrs, or .rpt.
    Connecticut does not have a formal Voluntary Compliance process.
  19. Property Codes with Dormancy Periods Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · Revised: September 2025 · checked Nov. 3, 2026
    Quoted text (3)
    CT03 Missing Heirs’ Funds 1
    Motor Vehicle Sale Proceeds CGS 14-145(g) 1
    Pension and Profit sharing Plans 3
  20. Treasurer Russell announces launch of CT Big Match Connecticut Office of the Treasurer · portal.ct.gov · news release dated 05/15/2025 · checked Nov. 3, 2026
    Quoted text (1)
    “We’re sending letters ahead of the checks because we realize that people will be reasonably suspicious of a check just showing up in the mail,” continued Treasurer Russell.
  21. 2025 Annual Report of the Treasurer (fiscal year ended June 30, 2025) Connecticut Office of the Treasurer · portal.ct.gov · fiscal year ended June 30, 2025 · checked Nov. 3, 2026
    Quoted text (5)
    As of June 30, 2025, the Unclaimed Property database contains $1.7 billion in escheated property for approximately 11.3 million identified owners.
    Claims Paid (1) 120,898,605 81,936,530 71,600,868 70,739,467 33,281,007
    Returned $121 million (Figure 16-1) to 59,092 rightful owners (Figure 16-2).
    Dollar Value of Gross Unclaimed Property Receipts 242,058,767$
    In accordance with Connecticut General Statute section 3-69a (a) (2), $14.9 million of Unclaimed Property receipts was deposited into the Citizen’s Election Fund and the balance into the General Fund for Fiscal Year 2025.
  22. Unclaimed Property Law Connecticut Office of the Treasurer, Unclaimed Property Division · ctbiglist.gov · checked Nov. 3, 2026
    Quoted text (1)
    https://www.cga.ct.gov/current/pub/chap_032.htm#sec_3-56
  23. OLR Public Act Summary, PA 26-94 Connecticut General Assembly, Office of Legislative Research · cga.ct.gov · 2026 session public act summary · checked Nov. 3, 2026
    Quoted text (1)
    establishing various ways in which someone, including their agent or representative, may show their interest in their property so it is not presumed abandoned;

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