Rhode Island Unclaimed Property: How to Search and Claim for Free

How to search for Rhode Island unclaimed property

The official search is at findrimoney.gov/app/claim-search.¹ You may see it called Rhode Island Unclaimed Property Division; official site findrimoney.gov ("Rhode Island Unclaimed Property – Official State Site").²

Which names and places to try: how to search well.

Fast-track and automatic payments

• YOUR MONEY: since 2017 the Treasury matches property to known Rhode Island addresses and returns it automatically each year, with no paperwork. No online "fast track" or dollar limit is stated.¹²

How to claim unclaimed property in Rhode Island, step by step

Claims are filed online and documents can be uploaded (PDF, TIF, PNG or JPG, up to 10 MB each, up to five files per upload screen) or mailed; some claims need original documents, which must be mailed.² Cost: Free. Claiming from the Division costs nothing.¹

1. Go to the property search page on findrimoney.gov.¹³
2. Type your name (or business name) and search; add a city or ZIP code if there are too many results.¹³
3. Click CLAIM on each property that may be yours, then CONTINUE TO FILE CLAIM.¹³
4. Review the selected properties and click FILE CLAIM.⁴
5. Enter your details, including the current mailing address where the check will be sent, and choose your relationship to the owner (Owner, Heir or Representative).⁴
6. Confirm your address if asked, preview, and click SUBMIT to create the claim and get a claim number.⁴
7. Read the email you receive: the attached claim form lists the documents your claim needs.¹⁴
8. Sign the claim form and upload it with your documents (you need the Claim ID from the top right of the form), or mail them to P.O. Box 1435, Providence, RI 02901-1435.¹⁴
9. Track the claim with your claim number on the status page.¹⁵

• Interest: Yes, only if the property was interest-bearing when the holder turned it over: 5% a year (or the lower rate it earned at the holder), from delivery to the state until payment, for at most 15 years. Dividends, interest or other increments on non-cash property received before it is sold are also paid to the owner.⁶
• If a claim is denied: A claimant whose claim is denied, or not acted on within 90 days of filing, may sue in Rhode Island Superior Court, naming the Treasurer (administrator) as defendant: within 90 days after the decision, or within 180 days after filing if no decision was made. The case is tried fresh (de novo) without a jury. The Division itself says a denied claimant gets a letter and the property stays listed on the website.¹⁷

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

Claiming your own property

• Most claims: the completed, signed claim form, a copy of photo ID and a copy of a legal document showing your Social Security number.¹⁴
• The exact list for your claim is on the claim form attached to the email you receive after filing.¹⁴
• Holder that already paid the owner: Holder Request for Reimbursement form (notarized) with proof of payment, such as the owner's canceled check.¹⁹

The owner has died (estate)

• Heirs or representatives can claim; select "Heir" or "Representative" when filing. Shares of a deceased owner's stock are divided and registered to each heir.²¹

You are an heir

• Heirs and representatives choose "Heir" or "Representative" as their relationship when filing; the claim form then lists what is needed.⁴

A business or government agency

• Businesses can have and claim unclaimed property; the documents for a business claim are not listed on readable pages.¹⁰

Securities, safe deposit boxes and other cases

• Some claims need original documents; check your claim form. Otherwise send photocopies; documents are not returned.³

Not listed in the official sources we checked: a former address or a name change. The claim form shows what to send.

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

Processing time

• By law the Treasurer must consider each claim within 90 days of filing and send written notice if it is denied in whole or part. The Division does not state its actual processing time.⁶

How you are paid

Rhode Island pays by check, so keep the mailing address on your claim current.

• Paper check mailed to the address on the claim, issued only in the approved claimant's name; checks can be mailed outside the US. Stock is handled in a separate transaction, and a deceased owner's shares are split and registered to each heir.⁴

Deadline

There is no deadline for owners and heirs in Rhode Island.

• No time limit: the state keeps the property until the owner or heirs claim it.⁷

Contact the Rhode Island unclaimed property office

When property becomes unclaimed: dormancy periods

In Rhode Island most property is presumed abandoned after 3 years without owner contact.²⁴ Wages move faster: 1 year.²⁴ More on how this works: what happens after the dormancy period.

Other states: dormancy periods table.

• Minimum amounts: No minimum reporting amount is stated. Holders must mail an owner notice for accounts of $50 or more; online search shows only properties of $1.00 and above (call for smaller amounts).¹⁹
• Gift cards: Gift certificates are not presumed abandoned (exempt). Credit memos are presumed abandoned after 3 years.³⁹
• Published lists of owners: By law the Treasurer advertises twice a year (no later than March 1 and no later than October 15), once a week for two consecutive weeks, in newspapers reaching every county; the ad gives a phone number for a written copy of the owner list and a website with the same information. The publication also has a separate part for abandoned museum property. In practice the Division also uses outreach events, social media and YOUR MONEY automatic returns.¹⁰

Finder fees and heir finders in Rhode Island

The legal limit in Rhode Island: 10% of the value of the property, all compensation included (no extra service or research fees).⁹ Among the flat caps in our finder-fee comparison, 1 is lower and 11 are higher. You never need a finder: claiming directly is free.¹

• Are finders allowed? Yes, but only after 24 months: any fee agreement made within 24 months after the property is paid or delivered to the state is unenforceable.⁹
• Contract rules: In writing; signed by the owner; must say the owner can claim from the General Treasurer free of charge; must state the nature and value of the property and the owner's share after the fee. The owner can challenge the fee as excessive or unjust at any time. No finder registration; the same rules apply to attorneys and businesses; no-fee help is not covered; the state endorses no finder and gives finders no extra owner data.⁹
• The law: R.I. Gen. Laws § 33-21.1-35 (Agreement to locate reported property)⁹ (read the text)

Before signing with a finder, read how finders work.

How to spot Rhode Island unclaimed property scams

Rhode Island's official search is on findrimoney.gov, a .gov address.¹

What Rhode Island warns about

• The Division never contacts people by text message; any unclaimed property text is not official and should be ignored or deleted.²
• Private companies may offer to recover your property for a percentage; this is legal, but you can get 100% for free from the Division.¹⁰
• You do not have to sign a contract with a private company to claim your money.⁸
• The State does not endorse, partner with or recommend any private finder.⁹
• If unsure whether the website is legitimate, call the Division.¹

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

Rhode Island unclaimed property in numbers

For businesses: reporting unclaimed property to Rhode Island

• Report due: Report and payment due before November 1 each year, covering the fiscal year July 1 to June 30.¹⁹
• Due diligence letters to owners: Holders must mail a notice to the owner's last known address for any account of $50 or more, no more than 120 days before filing the report. Penalty: $10 per account for missing notices.¹⁹
• Where to report: findrimoney.gov/app/submit-a-report⁴⁶
• File format: Electronic NAUPA format only, uploaded through the secure website; no paper reports. Holders without software can enter a manual report online.¹⁹
• Penalties: Interest at 12% a year above the 52-week Treasury bill discount rate on late property; civil penalty of $100 to $500 per day for willful failure to report (maximum $10,000); 25% of the value for willful failure to pay or deliver; misdemeanor (fine $100-$500 and/or up to 6 months) for willful refusal after written demand; $10 per account for missing owner notices.¹⁹
• Voluntary disclosure: Yes: a one-time Voluntary Compliance Program waives interest and penalties for holders that come forward on their own, are not under audit by the Division or its contract auditors, and have not had voluntary compliance in the past 10 years. Request on letterhead with explanation, methods, entity list, due-diligence description and estimated delivery date (justify if over 90 days).²⁶

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to Rhode Island

• Law: R.I. Gen. Laws Title 33, Chapter 33-21.1, "Unclaimed Intangible and Tangible Property" (webserver.rilegislature.gov/…)¹⁰
• Uniform act: Uniform Unclaimed Property Act (short title of ch. 33-21.1, enacted by P.L. 1986, ch. 500; the statute does not name the version year)⁴⁸
• YOUR MONEY (since 2017): Rhode Island was the second state to return unclaimed property automatically, matching property to known in-state addresses; more than 35,000 people and over $10 million so far.¹²
• Finder agreements are void for 24 months after the state receives the property, and capped at 10% after that, all fees included.⁹
• No IRS Form 1099 is issued for paid claims.⁵
• Properties shown at $0 are usually safe deposit box contents, stocks or bonds.²¹
• If the check is smaller or larger than the claim, it may be because properties were removed or added, the claim was split among co-heirs or co-owners, or stock is paid separately.⁵
• If you cannot find your property online, the Division's research department will search for you on request.¹⁸
• The Division publishes a list of owners of abandoned museum property (R.I. Gen. Laws 33-21.1-18). The current list covers RISD Museum objects reported 6/1/14 to 12/31/14 and was updated April 2024; the Division does not hold the items, and questions go to the museum.⁵⁰
• Property confiscated by police departments becomes reportable after 6 months.²⁹
• The Unclaimed Property Division also collects the auction sales duty: auctioneers file a notarized Auctioneer's Return by August 15 each year, even with no sales.⁵¹
• Payroll checks, court deposits, utility deposits and funds for un-surrendered shares become reportable after only 1 year; refunds or rebates after 6 months.²⁴
• Rhode Island regulates virtual currency: holders sell it and remit the cash.⁴⁹
• Search results show only properties worth $1.00 or more and exclude some property types; call (401) 462-7676 for a full search.¹
• Property worth less than $50 that the Treasurer has held for more than 10 years ("de minimis" property) may be disposed of, and no action can then be brought against the state.⁵²
• Military medals found in safe deposit boxes are never sold at public sale or auction; they are returned only to the box owner or heirs.⁵³
• Unclaimed U.S. savings bonds escheat (become state property) 3 years after becoming unclaimed property; the Treasurer may then ask a district court to declare them escheated and redeem them.⁵⁴

Rhode Island unclaimed property: questions people ask

What is the dormancy period for unclaimed property in Rhode Island?

3 years for most property;²⁴ other types differ (see the table).

When is the Rhode Island unclaimed property report due?

Report and payment due before November 1 each year, covering the fiscal year July 1 to June 30.¹⁹ Details above.

Where do I search for Rhode Island unclaimed property?

On the official search at findrimoney.gov.¹ Searching and claiming there is free.¹

How do I claim unclaimed property in Rhode Island?

Claims are filed online and documents can be uploaded (PDF, TIF, PNG or JPG, up to 10 MB each, up to five files per upload screen) or mailed.² First step: Go to the property search page on findrimoney.gov.¹³ All the steps.

Is it free to claim unclaimed property in Rhode Island?

Free. Claiming from the Division costs nothing.¹

What is the Rhode Island unclaimed property phone number?

(401) 462-7676.¹⁰ Hours: 8 a.m. to 4 p.m. (office visitors); days not stated²¹

Moved? Neighboring programs

• Connecticut unclaimed property
• Massachusetts unclaimed property

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

1. Search for Unclaimed Property Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
   Quoted text (5)

   To begin your search, enter your last name, or the name of your business.

   This is a free and secure service provided by Rhode Island Unclaimed Property to claim your lost funds.

   When searching for properties online, results will only be given for properties valued at $1.00 and above.

   If you have any questions or concerns regarding the privacy of your information or the legitimacy of this website, please call our office at (401) 462-7676

   For a complete search of all property types and those valued below $1.00 please call into our customer service line at 401-462-7676.

2. Rhode Island Unclaimed Property home page Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
   Quoted text (5)

   The Unclaimed Property website is available for anyone to securely and safely search for Rhode Island unclaimed property, file a claim or check the status of a claim for free at: findrimoney.gov

   FRAUD ALERT: The State of Rhode Island Unclaimed Propery Division DOES NOT communicate with members of the public via text message.

   Recipients are advised to ignore or delete these text messages.

   WE HAVE RETURNED MORE THAN: $352,453,768

   More than 300,000 Rhode Islanders have property waiting to be returned to them, and many don’t even realize it.

3. Upload Claim Documentation Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
   Quoted text (2)

   Certain claims require original documents in order to process and therefore cannot be uploaded to the website.

   Please refer to your claim form to determine if your claim requires original documentation.

4. How to Claim: 2. Submit a Claim Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
   Quoted text (5)

   This is to ensure we are sending your check to a valid mailing address.

   Once you’ve selected the properties you wish to claim, please review them before clicking FILE CLAIM and moving to the Claimant Info page.

   This should include your current mailing address as it will be the address where the funds are mailed.

   If correct, click SUBMIT to officially create your claim and generate your claim number.

   For example, if you are the owner of this property, please select ‘Owner’; if you are an heir to the property’s owner, please select either ‘Heir’ or ‘Representative,’ depending on the applicable situation.

5. Información en Español: Más información Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
   Quoted text (3)

   Tenga en cuenta que nuestra oficina sólo emitirá el cheque en nombre del reclamante aprobado.

   No. Si tiene inquietudes acerca de los informes tributarios, consulte con un experto en la preparación de impuestos.

   Si su pago es menor que el reclamo original, puede ser por una de las siguientes razones:

6. R.I. Gen. Laws § 33-21.1-24 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured May 23, 2025 (view capture) · checked Nov. 3, 2026
   Quoted text (2)

   The administrator shall consider each claim within ninety (90) days after it is filed and give written notice to the claimant if the claim is denied in whole or in part.

   If the property claimed was interest bearing to the owner on the date of surrender by the holder, the administrator also shall pay interest at a rate of five percent (5%) a year or any lesser rate the property earned while in the possession of the holder. Interest begins to accrue when the property is delivered to the administrator and ceases on the earlier of the expiration of fifteen (15) years after delivery or the date on which payment is made to the owner.

7. What is Unclaimed Property? Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
   Quoted text (1)

   The state will maintain custody of the property in perpetuity until the rightful owner or heirs come forward to claim.

8. Información en Español: De que se trata la propiedad no reclamada Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
   Quoted text (2)

   El estado de Rhode Island no tiene ningún estatuto de limitaciones para la propiedad no reclamada.

   Usted no tiene que firmar un contrato con una empresa privada para reclamar su dinero.

9. Finders Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
   Quoted text (8)

   The aggregate fee, compensation, commission, or other remuneration agreed upon is not more than ten percent (10%) of the value of the property;

   No. Compensation of any kind must not exceed ten percent.

   All agreements to pay compensation to recover or assist in the recovery of property reported under § 33-21.1-17, made within twenty-four (24) months after the date payment or delivery is made under § 33-21.1-19, are unenforceable.

   The agreement clearly states that the property may be claimed by the apparent owner from the general treasurer free of charge;

   Nothing in this section shall be construed to prevent an owner from asserting at any time that an agreement to locate property is based upon excessive or unjust consideration.

   R.I. Gen. Laws § 33-21.1-35. Agreement to locate reported property.

   No. The State does not endorse, partner with, or recommend any private finder organization.

   Any agreement to pay compensation for locating or assisting in the recovery of property reported to the State is unenforceable if it is made within twenty-four months after the State receives the property.

10. FAQ's: General Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (6)

    Please contact the Unclaimed Property Division at (401) 462-7676 or by e-mail at [email protected].

    Although this practice is legal, you may be able to recover 100% of your money without any fees if you contact the Unclaimed Property Division at 401-462-7676.

    No. Unclaimed property can be for individuals and businesses.

    The state of RI Unclaimed Property Division is constantly looking for property owners via outreach events throughout the state, newspaper ads, social media, and reuniting property with their rightful owner through the YOUR MONEY program.

    They may contact you and offer to reunite you with your money for a fee, such as a percentage of the recovery.

    Chapter 33-21.1 Unclaimed Intangible and Tangible Property

11. Contact Us Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (2)

    Office of the Rhode Island General Treasurer Unclaimed Property Division

    [email protected]

12. YOUR MONEY Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (5)

    Now, under Treasurer James A. Diossa's YOUR MONEY program, many Rhode Islanders are reunited with their missing money automatically – no paperwork required.

    This program matches property with known addresses throughout the state, so the office can return YOUR MONEY each year.

    About 1-in-5 Rhode Islanders have unclaimed property waiting for them.

    We continually update our database and receive thousands of new properties totaling tens of millions of dollars every year.

    In 2017 the innovative “YOUR MONEY” program became the second in the country to automatically reunite residents with their unclaimed property.

13. How to Claim: 1. Search for Property Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (3)

    You can access the Property Search page through the home page by hovering over Claiming Property > “Search Unclaimed Properties”, or by simply clicking the SEARCH button in the middle of the page.

    If you receive too many results, try to narrow down the search by entering a city or zip code.

    Once you’ve found the properties that may belong to you, click the CLAIM button, and then click the CONTINUE TO FILE CLAIM button to begin the claims process.

14. How to Claim: 3. Complete Your Claim Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (5)

    To determine the specific requirements of your claim, please review the email sent to you.

    Either upload your documents via our secure link OR mail your documentation to the following address:

    Most claims require a completed and signed claim form as well as a copy of both photo identification and legal document listing social security number.

    The items required will be listed on the claim form attachment.

    Rhode Island Unclaimed Property Division P.O. Box 1435 Providence, RI 02901-1435

15. How to Claim: 4. Track Your Claim's Progress Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    Enter your claim number at any time via our Status Page to receive the most recent status.

16. R.I. Gen. Laws § 33-21.1-21 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured Sept. 14, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    Whenever property, other than money, is paid or delivered to the administrator under this chapter, the owner is entitled to receive from the administrator any dividends, interest, or other increments, realized or accruing on the property at or before liquidation or conversion of the property into money.

17. R.I. Gen. Laws § 33-21.1-26 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured May 8, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    A person aggrieved by a decision of the administrator, or whose claim has not been acted upon within ninety (90) days after its filing, may bring an action to establish the claim in the superior court, naming the administrator as a defendant. The action must be brought within ninety (90) days after the decision of the administrator or within one hundred and eighty (180) days after the filing of the claim if he or she has failed to act on it.

18. Información en Español: La búsqueda de la propiedad no reclamada Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (2)

    Si la oficina no aprueba la solicitud, simplemente se le notificará con una carta y se continuará mostrando los fondos en nuestro sitio de internet.

    Si no puede localizar su propiedad no reclamada en el sitio web, llene nuestra forma de búsqueda.

19. FAQ's: Reporting Property Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (9)

    To reclaim the funds please complete the Holder Reimbursement Form (PDF) , opens in a new tab and mail to our office along with a canceled check of the property owner.

    For any account of $50 or more, the holder is required to send a notice to the last known address of the owner.

    In accordance with Rhode Island General Law § 33-21.1-17, the report and remittances must be filed before November 1 of each year.

    Note: Reporting year is based on fiscal year from July 1 to June 30 the following year.

    Due diligence must be performed no more than 120 days, prior to the filing of the report.

    All reports must be submitted electronically via our secure website in NAUPA format.

    To protect the owners of all property being reported we will not be accepting paper reports.

    (a) A person who fails to pay or deliver property within the time prescribed by this chapter may be required to pay to the administrator interest at the annual rate of twelve percent (12%) above the annual rate of discount, in effect on the date the property should have been paid or delivered, for the most recent issue of fifty-two (52) week United States Treasury bills on the property or value thereof from the date the property should have been paid or delivered.

    (b) A person who willfully fails to render any report or perform other duties required under this chapter shall pay a civil penalty of not less than one hundred dollars ($100) nor more than five hundred dollars ($500) for each day the report is withheld, or the duty is not performed, but not more than ten thousand dollars ($10,000).

20. Holder Request for Reimbursement (NAUPA form) Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · file name says 2023 update · checked Nov. 3, 2026
    Quoted text (1)

    This notarized statement must be completed before the State will process the request for reimbursement and make payment.

21. Información en Español: Para completar la solicitud Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (5)

    Si un heredero o herederos reclaman la acción de una persona fallecida, las acciones se dividirán y se registrarán a cada uno de los herederos a su nombre.

    Por favor envíe fotocopias a menos que los documentos originales sean solicitados específicamente por nuestra oficina.

    Los visitantes son bienvenidos en nuestra oficina de 8 a.m. a 4 p.m.

    Es posible que no podamos finalizar su reclamo durante su visita y no imprimimos cheques en la oficina.

    Normalmente las propiedades que muestran $0, podrían ser una caja de seguridad, acciones o bonos.

22. About the Treasurer Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    James A. Diossa was elected Rhode Island General Treasurer in November 2022 and sworn in on January 3, 2023.

23. Forms and Resources Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    Holder Forms:

24. Dormancy Periods Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (15)

    Most Uncashed Checks 3 Years

    All Undefined Property 3 Years

    Payroll Checks 1 Year

    Bank Accounts 3 Years

    Matured CD’s 6 Years

    Safe Deposit Boxes 3 Years

    Court Deposits 1 Year

    Insurance Proceeds 3 Years

    Shares of Stock 5 Years

    Dividends and Stock 3 Years

    Funds for Liquidated or Un-surrendered Shares 1 Year

    Matured Bond Principal 3 Years

    Refunds or Rebates 6 Months

    Utility Deposits 1 Year

    Virtual Currency Liquidated 3 Years

25. R.I. Gen. Laws § 33-21.1-2 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured April 12, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    unclaimed by the owner for more than three (3) years after it became payable or distributable is presumed abandoned

26. Voluntary Disclosure Agreement Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (3)

    Rhode Island law requires that individuals, business associations, agencies, corporations, and other types of legal or commercial entities (“Holder(s)”) review their records each year to determine if they are in possession of property belonging to another that has remained unclaimed by the owner for more than three years after it has become payable or distributable (“Unclaimed Property”).

    To be eligible to participate in the one-time Voluntarily Compliance Program and have interest and penalties waived, the Holder must meet the following criteria:

    The Holder has not been granted voluntary compliance in the past 10 years.

27. R.I. Gen. Laws § 33-21.1-15 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured June 7, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    Unpaid wages, including wages represented by unpresented payroll checks, owing in the ordinary course of the holder’s business which remain unclaimed by the owner for more than one year after becoming payable are presumed abandoned.

28. R.I. Gen. Laws § 33-21.1-6 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured July 18, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    within three (3) years, and, in the case of matured time deposits, including a deposit that is automatically renewable, within six (6) years

29. Reporting Tangibles Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (2)

    In accordance with Rhode Island General Laws § 33-21.1-16 , opens in a new tab , all tangible and intangible items which remain unclaimed by the owner for more than three (3) years after the lease or rental period on the box are presumed abandoned.

    All tangible and intangible personal property where it has been confiscated by any city, town or state police departments is reportable after it’s been held for six (6) months.

30. R.I. Gen. Laws § 33-21.1-16 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured April 22, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    which remain unclaimed by the owner for more than three (3) years after the lease or rental period on the box or other repository has expired, are presumed abandoned.

31. R.I. Gen. Laws § 33-21.1-13 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured Jan. 11, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    Intangible property held for the owner by a court, state, or other government, governmental subdivision or agency, public corporation, or public authority which remains unclaimed by the owner for more than one year after becoming payable or distributable is presumed abandoned.

32. R.I. Gen. Laws § 33-21.1-7 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured June 15, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    Funds held or owing under any life or endowment insurance policy or annuity contract that has matured or terminated are presumed abandoned if unclaimed for more than three (3) years after the funds became due and payable

33. R.I. Gen. Laws § 33-21.1-10 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured April 11, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    if a dividend, distribution, or other sum payable as a result of the interest has remained unclaimed by the owner for five (5) years

34. R.I. Gen. Laws § 33-21.1-9 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured June 22, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (3)

    The sum to be paid as a refund, under an order or decision of a court or administrative agency or by agreement, remaining unclaimed for more than six (6) months after it became payable is presumed abandoned

    Intangible property payable or distributable to a member of or participant in a class action, either one allowed by the court to be maintained as a class action or one essentially handled as a class action, and remaining for more than six (6) months after the time for the final payment or distribution is presumed abandoned

    Any sum payable or intangible property properly distributable in the course of a voluntary or involuntary dissolution or liquidation remaining unclaimed for six (6) months after the date of the final distribution or liquidation is presumed abandoned

35. R.I. Gen. Laws § 33-21.1-8 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured Feb. 23, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    that remains unclaimed by the owner for more than one year after termination of the services for which the deposit or advance payment was made is presumed abandoned.

36. R.I. Gen. Laws § 33-21.1-14.1 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured July 24, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    has been held in the custody of the department for six (6) months or more shall be presumed abandoned

37. R.I. Gen. Laws § 33-21.1-4 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured April 26, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (2)

    any sum payable on a travelers check that has been outstanding for more than fifteen (15) years after its issuance is presumed abandoned

    any sum payable on a money order or similar written instrument, other than a third party bank check, that has been outstanding for more than five (5) years after its issuance is presumed abandoned

38. R.I. Gen. Laws § 33-21.1-5 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured May 23, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    Any sum payable on a check, draft, or similar instrument, except those subject to § 33-21.1-4, on which a banking or financial organization is directly liable, including a cashier’s check and a certified check, which has been outstanding for more than three (3) years

39. R.I. Gen. Laws § 33-21.1-14 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured May 6, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (2)

    A credit memo issued by a business association that remains unredeemed for more than three (3) years after issuance is presumed abandoned.

    Pursuant to § 6-13-12, gift certificates shall not be presumed to be abandoned.

40. R.I. Gen. Laws § 33-21.1-16.1 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured June 15, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    Property distributable in the course of a demutualization of an insurance company is deemed abandoned two (2) years after the date the property is first distributable

41. R.I. Gen. Laws § 33-21.1-12 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured Sept. 3, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    is presumed abandoned unless the owner, within three (3) years after it has become payable or distributable, has increased or decreased the principal

42. R.I. Gen. Laws § 33-21.1-14.2 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured April 11, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    All intangible property in the form of uncashed vendor checks which have been held in the custody of a hospital, private, nonprofit institutions of higher education or such other domestic charitable corporations for three (3) or more years

43. R.I. Gen. Laws § 33-21.1-17 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured Jan. 24, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (2)

    The nature and identifying number, if any, or description of the property and the amount appearing from the records to be due, but items of value under fifty dollars ($50.00) each shall be reported in the aggregate;

    The report must be filed before November 1 of each year as of June 30, next preceding

44. R.I. Gen. Laws § 33-21.1-18 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured July 2, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    The administrator shall place an advertisement, twice a year, one not later than March 1 and one not later than October 15, at least once a week for two (2) consecutive weeks in a newspaper or combination of newspapers of general circulation that reach each county in the state.

45. R.I. Gen. Laws § 33-21.1-35 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured Jan. 21, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    All agreements to pay compensation to recover or assist in the recovery of property reported under § 33-21.1-17, made within twenty-four (24) months after the date payment or delivery is made under § 33-21.1-19, are unenforceable.

46. Submit a Holder Report Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    If you have already created your NAUPA report and simply need to submit it, or have a negative report to submit, click the button below.

47. R.I. Gen. Laws Chapter 33-21.1, Index of Sections State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured June 22, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    Chapter 21.1 Unclaimed Intangible and Tangible Property Index of Sections

48. R.I. Gen. Laws § 33-21.1-41 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured May 17, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    This chapter may be cited as the “Uniform Unclaimed Property Act”.

49. 120-RICR-00-00-3 Final Regulation (PDF) Rhode Island Office of the General Treasurer, filed with the Department of State · risos-apa-production-public.s3.amazonaws.com · effective 03/03/2025 · checked Nov. 3, 2026
    Quoted text (2)

    This Rule is established for the purpose of effectuating the provisions and overall purpose of the Uniform Unclaimed Property Act governed by R.I. Gen. Laws § 33-21.1, et. seq.

    If property reported to the administrator is virtual currency, the holder shall liquidate the virtual currency and remit the proceeds to the administrator.

50. Names of Persons Appearing to be Owners of Abandoned Museum Property Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · Updated as of April 2024 · checked Nov. 3, 2026
    Quoted text (1)

    The Unclaimed Property Division does not have custody of any of the property provided in this list.

51. Auctioneer Form Rhode Island Office of the General Treasurer, Unclaimed Property Division · findrimoney.gov · checked Nov. 3, 2026
    Quoted text (1)

    The return (account and duty) is due each year by August 15.

52. R.I. Gen. Laws § 33-21.1-28.1 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured April 8, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (2)

    The administrator may dispose of any “de minimis” property delivered under this chapter that has been in possession of the administrator for more than ten (10) years.

    For the purposes of this chapter, “de minimis” property means any property with a value of less than fifty dollars ($50.00).

53. R.I. Gen. Laws § 33-21.1-22 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured June 1, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    If medals awarded to United States military personnel are delivered to the general treasurer under this chapter, the general treasurer shall not offer those medals for public sale or at public auction.

54. R.I. Gen. Laws § 33-21.1-2.1 State of Rhode Island General Assembly (official statutes site) · webserver.rilegislature.gov · archived copy, captured Jan. 9, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    United States savings bonds that are unclaimed property and subject to the provisions of this chapter shall escheat to the state of Rhode Island three (3) years after becoming unclaimed property