Colorado Unclaimed Property: How to Search and Claim for Free

How to search for Colorado unclaimed property

The official search is at unclaimedproperty.colorado.gov/app/claim-search.¹ You may see it called The Great Colorado Payback.⁶

Which names and places to try: how to search well.

Fast-track and automatic payments

• Proactive checks: when the Treasury confirms an owner's identity it mails a check automatically; no search or claim needed. Statute lets the administrator pay without a claim form if the person is the apparent owner on a holder report.⁶

Colorado's records can also be searched through MissingMoney.com.¹³

How to claim unclaimed property in Colorado, step by step

Claims can be filed online on the official site.² Cost: Free.¹¹

1. Search for property¹⁴
2. Initiate a claim¹⁴
3. Complete your claim¹⁴
4. Track your claim's progress¹⁴
5. Search by name (first, last or both); narrow by city if too many results. If you got a letter, postcard or email, search the name or property ID exactly as it appears on the notice¹⁴
6. Tick CLAIM on your properties and click CONTINUE TO FILE CLAIM¹⁴
7. Return the claim form with proof of ownership/heirship; the form lists the documents required⁴
8. Upload documents online with your numeric Claim ID (top right of the claim form), up to five files at a time; PDF, TIF, PNG or JPG, max 10MB each¹⁶
9. Check status online with the Claim ID¹

• Notary: Notarization required when the claim is $1,000 or more (including securities and tangible property)⁸
• Interest: No interest is stated for cash. For property other than money, the owner gets income or gain realized or accrued before the property is sold. Interest on the trust fund is credited to the fund, not to owners.⁵
• If a claim is denied: If denied, the State must give the reason and the evidence needed. You can file an amended claim (treated as a new claim), or sue in Denver District Court within one year of filing the claim. The court may award attorney's fees.⁵

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

Claiming your own property

• State may require any documents needed to prove ownership, including nonpublic or nonredacted documents (2025 amendment)⁹

A former address or a name change

• Phone inquiries: give the exact name as listed, previous mailing addresses, last four digits of the SSN, and a current mailing address²

The owner has died (estate)

• Heirs claim ordinary unclaimed property directly, with heirship documents and a notarized signature. Funds from escheated probate estates (C.R.S. 15-12-914) are claimed only by petition to the probate court; after 21 years they cannot be claimed and go to the State School Fund.¹²
• Escheated probate estates: petition the probate court in the county where the estate was probated; Treasury pays only on court order³

You are an heir

• General: documentation of ownership and/or heirship, proof of identification and a notarized signature from the owner or heir; documents vary by claim type (owner, heir, business, property type)³

A business or government agency

• Counties and municipalities: the administrator may issue a warrant to or transfer property to the government's operating account (2025 amendment)⁹

Securities, safe deposit boxes and other cases

• Power of attorney claims may be processed at the Administrator's discretion; the State may still verify with the original owner⁸
• Gift card balances reported as 'owner unknown': claim using the card's serial number¹⁷
• Mutual fund shares: name of brokerage, account number, registration and the firm's four-digit DTC number (or fund-company account number); registration and tax ID must match the claim⁴

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

Processing time

• By law the State must allow or deny a claim within 90 days (no action = deemed denied) and pay within 30 days of allowance (45 days for securities). Actively traded securities are typically re-registered within 30 days of final approval.⁵

How you are paid

Colorado pays by check, so keep the mailing address on your claim current.

• Payment is by state warrant (check) to the owner or heir only, never to a finder; securities are re-registered via the transfer agent; mutual fund shares go to a brokerage or fund-company account³

Deadline

Owners and heirs in Colorado generally have no deadline, but the rule has exceptions.

• No time limit; the State holds property in perpetuity (exception: escheated probate estates become state property after 21 years)⁶

Contact the Colorado unclaimed property office

When property becomes unclaimed: dormancy periods

In Colorado most property is presumed abandoned after 3 years without owner contact.²⁰ Wages move faster: 1 year.⁵ Bank accounts: 5 years.⁵ More on how this works: what happens after the dormancy period.

Other states: dormancy periods table.

• Minimum amounts: No minimum: all property must be reported regardless of amount. Items under $25 may be reported in aggregate without owner name/address. Holders must mail due-diligence notices only for property of $25 or more.²³
• Gift cards: Gift cards are covered: presumed abandoned 5 years after the later of purchase or last use. Exempt if the issuer's annual gift-card sales are $200,000 or less.⁵
• Published lists of owners: The State must email apparent owners when it has a valid address and must keep a public, searchable website of all owner names, with claim instructions and a printable claim form. It may also use mail, print, internet, media or public events. No newspaper publication of owner lists is required; newspaper notice is required only before a non-internet public sale of property.⁵

Finder fees and heir finders in Colorado

The legal limit in Colorado: 10% of the property (by rule, all property types); foreclosure overbids capped at 10% since HB25-1224 (previously 20%/30%).⁸ Among the flat caps in our finder-fee comparison, 1 is lower and 11 are higher. You never need a finder: claiming directly is free.¹¹

• Are finders allowed? Yes.³
• Contract rules: Agreements made within 24 months after the property reached the State are void. A valid agreement must be in a signed record and must state the property and services, the amount expected before and after the fee, and that the owner can claim directly from the State Treasurer for free. Mineral-proceeds clauses on not-yet-abandoned minerals are void. Over-cap fees can be cut in Denver District Court. Attorney agreements for specifically identified property are exempt. Finders get only nonconfidential status updates, and payment goes only to the claimant.⁵
• The law: C.R.S. 38-13-1301 to 38-13-1304; rule 8 CCR 1508-1 section 1.5.11³ (read the text)

Before signing with a finder, read how finders work.

How to spot Colorado unclaimed property scams

Colorado's official search is on unclaimedproperty.colorado.gov, a .gov address.¹

What Colorado warns about

• Before paying a finder, check the State's list yourself; recovery directly through the State Treasurer is free⁴
• Finders may not claim to be agents or affiliates of the State, the Treasury or the Great Colorado Payback³
• A genuine Treasury check needs no further steps; the State directs recipients to verify it on the Treasury website⁶
• The search site states its own legitimacy and privacy safeguards¹⁵

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

Colorado unclaimed property in numbers

For businesses: reporting unclaimed property to Colorado

• Report due: November 1 (report and remit, covering the 12 months ending June 30); insurance companies May 1 (calendar year ending December 31). 30-day extensions are available if requested at least 30 days before the due date.²⁴
• Due diligence letters to owners: Notice by first-class mail (or by email if the owner consented) not more than 180 nor less than 60 days before filing, for property of $25 or more, using the statutory 'Notice. The State of Colorado requires us to notify you...' heading.²⁰
• Where to report: unclaimedproperty.colorado.gov/…²³
• File format: Electronic only, as a NAUPA standard file upload or the manual online report (best for 20 or fewer properties). No paper, .hde, CD, diskette or email reports. Negative (zero) reports are required. Payment is preferably by EFT and must match the report. DTC-eligible securities go via ACATS to the State's custodian before November 1. Worthless and non-transferable securities are not accepted.²³
• Penalties: Interest at the C.R.S. 39-21-110.5 rate. Civil penalty of $200 per day, up to $5,000, for late reporting or delivery (waived for good faith without negligence). Willful failure or evasion: $1,000 per day up to $25,000 plus 25% of the unreported value; same for fraudulent reports.⁵
• Voluntary disclosure: No.²⁰

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to Colorado

• Law: Revised Uniform Unclaimed Property Act, C.R.S. 38-13-101 to 38-13-1504 (title 38, article 13); amended by SB21-121, HB25-1224 and HB26-1098 (38-13-214, overbids, effective July 1, 2026)²⁵
• Uniform act: Revised Uniform Unclaimed Property Act (ULC 2016 revision), adopted by SB19-088, effective July 1, 2020⁵
• Proactive check campaign: the Treasury mails checks automatically to owners whose identity it confirms; recipients may cash them with no paperwork⁶
• Claim payments over $600 are first offset for child support, then court restitution/fines, then delinquent state taxes⁵
• Escheated probate estates are a separate list held by the Treasurer for 21 years, then become state property; claims go through the probate court and the Attorney General³
• Finder list sold on CD for $305 (cashier's check/money order), updated each January; only properties held more than 24 months; amounts under $500 are removed; amounts shown only as 'Over $250'³
• Only safe-deposit-box contents are accepted as tangible property; other safekeeping items are not²⁶
• Military medals are never sold; they may be delivered to a veterans' organization, the Homelake veterans community living center, the awarding agency or a government entity⁵
• Exempt from the act: lawyer COLTAF trust accounts, gaming chips/award points, racetrack-held property, and gift cards from issuers with $200,000 or less in annual gift-card sales⁵
• 2025 law (HB25-1224) repealed the local-government opt-out, so counties and municipalities now report to the State like other holders⁹
• 2025 law adds virtual currency: holders must liquidate it within 30 days of reporting, and owners have no recourse for later price gains⁹
• Claimant documents are confidential and exempt from public disclosure (2025)⁹
• The Legislature draws on the Unclaimed Property Trust Fund for state programs: HB26-1401 requires the State Treasurer to transfer $72.8 million from the trust fund to the General Fund on June 30, 2026.²⁷
• Securities interest goes to a separate tourism trust fund: 25% State Fair, 65% agriculture management, 10% travel and tourism⁵
• Owners can keep an account active only by real contact; automatic interest credits do not count⁴
• Unclaimed utility deposits at participating electric and gas utilities can fund bill-payment assistance instead of going to the Treasury; 2025 law lets municipal utilities opt in²⁸
• From July 1, 2026, foreclosure overbids of $25 or more stay with the county public trustee for two years after the sale (was six months) before going to the State Treasurer. The trustee publishes a newspaper notice for overbids over $500.²²
• Legacy preneed funeral and cemetery contracts (entered before August 10, 2022) become reportable 3 years after the beneficiary's confirmed death, or after the beneficiary reaches age 107 if the death is unknown (HB25-1224)⁹

Colorado unclaimed property: questions people ask

Where do I search for Colorado unclaimed property?

On the official search at unclaimedproperty.colorado.gov.¹ Searching and claiming there is free.¹¹

When is the Colorado unclaimed property report due?

November 1 (report and remit, covering the 12 months ending June 30); insurance companies May 1 (calendar year ending December 31).²⁴ Details above.

Which law governs unclaimed property in Colorado?

Revised Uniform Unclaimed Property Act, C.R.S. 38-13-101 to 38-13-1504 (title 38, article 13).²⁵

Is the Colorado unclaimed property site legitimate?

Yes, if it is unclaimedproperty.colorado.gov:¹ the program is run by the Colorado Department of the Treasury, Unclaimed Property Division ("The Great Colorado Payback").¹² What the program warns about.

How do I claim unclaimed property in Colorado?

Claims can be filed online on the official site.² First step: Search for property¹⁴ All the steps.

What is the dormancy period for unclaimed property in Colorado?

3 years for most property;²⁰ other types differ (see the table).

What is the Colorado unclaimed property mailing address?

200 E. Colfax Ave. Room 141, Denver CO 80203-1722²

Is it free to claim unclaimed property in Colorado?

Free¹¹

Moved? Neighboring programs

• Wyoming unclaimed property
• Nebraska unclaimed property
• Kansas unclaimed property
• Oklahoma unclaimed property
• New Mexico unclaimed property
• Utah unclaimed property

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

1. Search for Your Claim's Status Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
   Quoted text (2)

   URGENT - If you have received a mailed letter or postcard/email, go here: https://unclaimedproperty.colorado.gov/app/claim-search to search your name as it is listed on the notification you received.

   If you have lost or forgotten this number, contact the Unclaimed Property Division at [email protected], (800) 825-2111 (Toll Free) or (303) 866-6070 (Denver Metro Area).

2. Contact Us Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
   Quoted text (8)

   For the fastest processing, please upload your claim documentation here: https://unclaimedproperty.colorado.gov/app/claim-doc-upload

   Denver Metro Area: (303) 866-6070

   Toll Free Long Distance: (800) 825-2111

   Provide the last four digits of the social security number for the individual you are inquiring about.

   To inquire about claiming property or to check the status of a pending claim send an email to: [email protected]

   200 E. Colfax Ave. Room 141 Denver CO 80203-1722

   The GreatCOPayback secure document drop box is available anytime during normal Capitol hours: Monday-Friday 7:30 AM-5:00 PM

   Claim Phone Hours: Monday-Thursday 9:00 AM- 3:00 PM MST

3. Finder Information Colorado Department of the Treasury · unclaimedproperty.colorado.gov · page last updated 6/13/2025 · checked Nov. 3, 2026
   Quoted text (11)

   A warrant will be issued to the owner or heir of the unclaimed property only after proof of ownership and, where appropriate, heirship has been established.

   For all properties : the maximum compensation to be paid cannot exceed 10% .

   In the case of probated or escheated Estates, all claims will be processed by petition to the probate court in the county in which the estate was probated.

   The Treasury will require documentation of ownership and/or heirship, proof of identification and a notarized signature from the owner or heir. The type of documentation will vary depending on the type of claim (i.e. owner, heir, business and the type of property).

   Any agreement to pay compensation to recover or assist in the recovery of property reported which is entered into more than 24 months after the date of payment or delivery is made to the Treasury, is enforceable.

   Please note that CRS 38-13-1301 now addresses property recovery for Colorado.

   Finders are not allowed to indicate or imply that they are an agent or affiliate representative of the State of Colorado, Colorado Department of the Treasury, or Colorado Unclaimed Property Division (Great Colorado Payback office) in any fashion or form.

   Colorado passed the Revised Uniform Unclaimed Property Act (RUUPA) (PDF) , opens in a new tab in April 2019, and changes go into effect July 1, 2020.

   *Maturity Date: In accordance with the escheat law, twenty-one years after an estate is probated or a corporation dissolves and turns their funds over to the Treasury, the funds becomes property of the State.

   The State of Colorado has one list available that includes the items below, and is $305.00, which includes shipping.

   For your convenience, amounts less than $500.00 are removed from the list.

4. FAQs – Claiming Property Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
   Quoted text (6)

   Mutual Fund shares can only be returned to an active brokerage account or an active account at the Mutual Fund company.

   Securities that are actively trading on a U.S. exchange will typically be re-registered into your name within 30 days from final approval of your claim.

   Along with the form, you will need to submit proof of ownership/heirship. The claim form you receive will list the required documentation.

   For us to have your shares returned to a brokerage account, we will require the name of the brokerage firm, your account number, the account registration, and the four-digit DTC # of your brokerage firm (you can contact the firm directly for this number).

   Before you sign anything or pay a fee, check with the Great Colorado Payback office to see if your name is on the list, or search our website for your name. There is no charge to the owner for the recovery of funds directly through the State Treasurer's Office.

   No. Even if interest or dividends are automatically deposited into your account it is not considered active unless you have contact with the financial institution or business.

5. Colorado Revised Statutes 2024, Title 38 (Article 13 extract) Colorado General Assembly, Office of Legislative Legal Services · content.leg.colorado.gov · archived copy, captured Sept. 26, 2026 (view capture) · checked Nov. 3, 2026
   Quoted text (43)

   (2) Not later than ninety days after a claim is filed under section 38-13-903, the administrator shall allow or deny the claim and give the claimant notice of the decision in a record.

   (1) Not later than thirty days after a claim is allowed under section 38-13-904 (2) or, in the case of a security, not later than forty-five days after the claim is allowed under section 39-13-904 (2), the administrator shall pay or deliver to the owner the property or pay to the owner the net proceeds of a sale of the property, together with income or gain to which the owner is entitled under section 38-13-606.

   (2) The administrator may waive the requirement in subsection (1) of this section and may pay or deliver property directly to a person if: (a) The person receiving the property or payment is shown to be the apparent owner included on a report filed under section 38-13-401; and (b) The administrator reasonably believes the person is entitled to receive the property or payment.

   38-13-606. Crediting income or gain to owner's account. If property other than money is delivered to the administrator, the owner is entitled to receive from the administrator income or gain realized or accrued on the property before the property is sold.

   (c) All interest derived from the deposit and investment of money in the trust fund shall be credited to the trust fund.

   Not later than one year after filing a claim with the administrator under section 38-13-903, the claimant may commence an action

   against the administrator in the district court for the city and county of Denver to establish a claim that has been denied or deemed denied under section 38-13-904.

   (b) The claimant may file an amended claim with the administrator or commence an action under section 38-13-906; and

   (k) Wages, commissions, bonuses, or reimbursements to which an employee is entitled, or other compensation for personal services, other than amounts held in a payroll card, one year after the amount becomes payable;

   (1) Any demand, savings, or matured time deposit with a financial organization, including a deposit that is automatically renewable, and any funds paid toward the purchase of a share, a mutual investment certificate, or any other interest in a financial organization is presumed abandoned unless the owner, within five years, has:

   (a) A traveler's check, fifteen years after issuance;

   (b) A money order, seven years after issuance;

   (1) Subject to section 38-13-210, a security is presumed abandoned three years after:

   (I) With respect to an amount owed on a life or endowment insurance policy, three years after the earlier of the date:

   Subject to section 38-13-210, a gift card is presumed abandoned if it is unclaimed by the apparent owner five years after the later of the date of purchase or its most recent use.

   the net value of a stored-value card other than a gift card is presumed abandoned on the latest of three years after:

   (l) Except as otherwise provided for unclaimed utility deposits under section 40-8.5-106, a deposit or refund owed to a subscriber by a utility, one year after the deposit or refund becomes payable; and

   (1) Tangible property held in a safe-deposit box and proceeds from a sale of the property by the holder permitted by law of this state other than this article 13 are presumed abandoned if the property remains unclaimed by the apparent owner five years after the earlier of the:

   (1) On and after October 1, 2002, any amount due and payable as a refund of Colorado income tax or grant for property taxes, rent, or heat or fuel expenses assistance represented by a warrant that has not been presented for payment within six months after the date of issuance of the warrant and that has been forwarded by the department of revenue to the administrator pursuant to section 39-21-108 (5) is presumed abandoned.

   (j) Property held by a government or governmental subdivision, agency, or instrumentality, including municipal bond interest and unredeemed principal under the administration of a paying agent or indenture trustee, one year after the property becomes distributable;

   (i) Property held by a court, including property received as proceeds of a class action, one year after the property becomes distributable;

   (h) Property distributable by a business association in the course of dissolution, one year after the property becomes distributable;

   (b) Thirty years after the date the account was opened.

   (2) Any money and any accrued interest held by the association for accounts left inactive, unclaimed benefits, or unclaimed member refunds are presumed abandoned if the money, benefit, or refund remains unclaimed for more than five years after the money, benefit, or refund becomes payable or distributable pursuant to article 51 of title 24 unless the owner of the money, within five years, has:

   (2) A report under section 38-13-401 may include in the aggregate items valued under twenty-five dollars each.

   This article 13 does not apply to unclaimed gift cards if the holder or issuer is a business association with annual gross receipts from the sales or issuance of all gift cards totaling two hundred thousand dollars or less.

   (3) In addition to the notice under subsection (2) of this section, the administrator shall maintain a website or database accessible by the public and electronically searchable that contains the names reported to the administrator of all apparent owners for whom property is being held by the administrator.

   (5) If a sale held under this section is to be conducted other than on the internet, the administrator must publish at least one notice of the sale at least three weeks but not more than five weeks before the sale in a newspaper of general circulation in the county in which the property is sold.

   (d) States that the apparent owner may directly file a claim for property with the administrator of a state's unclaimed property act, who in Colorado is the state treasurer, without being charged a fee by the administrator.

   (1) Subject to subsection (2) of this section, an agreement under section 38-13-1301 is void if it is entered into during the period beginning on the date the property was paid or delivered by a holder to the administrator and ending twenty-four months after the payment or delivery.

   (2) The administrator shall give the agent of the apparent owner nonconfidential status updates.

   (2) A person who induces or attempts to induce another person to enter into an agreement described in this section that does not comply with all requirements of subsection (1) of this section commits a class 2 misdemeanor.

   (1) Except as otherwise provided in subsection (2) of this section and subject to subsection (3) of this section, the report under section 38-13-401 must be filed before November 1 of each year and cover the twelve months preceding July 1 of that year.

   (1) The notice under section 38-13-501 must contain a heading that reads substantially as follows: "Notice. The State of Colorado requires us to notify you that your property may be transferred to the custody of the state treasurer if you do not contact us before [insert date that is thirty days after the date of this notice].".

   (2) Except as otherwise provided in section 38-13-1205 or 38-13-1206, the administrator may require a holder that fails to report, pay, or deliver property within the time prescribed by this article 13 to pay to the administrator, in addition to interest included under subsection (1) of this section, a civil penalty of two hundred dollars for each day the duty is not performed, up to a cumulative maximum amount of five thousand dollars.

   (1) If a holder enters into a contract or other arrangement for the purpose of evading an obligation under this article 13 or otherwise willfully fails to perform a duty imposed on the holder under this article 13, the administrator may require the holder to pay the administrator, in addition to interest as provided in section 38-13-1204 (1), a civil penalty of one thousand dollars for each day the obligation is evaded or the duty is not performed, up to a cumulative maximum amount of twenty-five thousand dollars

   38-13-101. Short title. The short title of this article 13 is the "Revised Uniform Unclaimed Property Act".

   (1) Before paying a claim pursuant to section 38-13-905 in an amount exceeding six hundred dollars, the administrator shall offset against the amount of the claim the claimant's obligations to pay current child support, child support debt, retroactive child support, child support arrearages, child support costs, or child support when combined with maintenance.

   (1) The administrator shall not sell a medal or decoration awarded for military service in the armed forces of the United States.

   (1) This article 13 does not apply to money held in a lawyer COLTAF trust account.

   (I) Twenty-five percent of the interest to the Colorado state fair authority cash fund created in section 35-65-107 (1), subject to appropriation by the general assembly pursuant to section 35-65-107 (3)(b);

   (II) Sixty-five percent of the interest to the agriculture management fund created in section 35-1-106.9, subject to appropriation by the general assembly pursuant to section 35-1-106.9; and

   (III) (A) Ten percent of the interest to the Colorado travel and tourism promotion fund created in section 24-49.7-106 (1), subject to appropriation by the general assembly pursuant to section 24-49.7-106 (3) for use in the promotion of agritourism in the state.

6. The Great Colorado Payback – program home Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
   Quoted text (8)

   Money or property turned over to the State Treasury for safekeeping always belongs to the owner or heir of the account and there are no time limits for filing your claim.

   The Great Colorado Payback is responsible for reuniting Coloradans with their lost or forgotten assets.

   The Great Colorado Payback automatically issues checks when we successfully confirm a property owner's identity. If a check arrives in your mailbox, there is no need to search your name or start a new claim.

   STATE TREASURER DAVE YOUNG WELCOMES YOU TO THE GREAT COLORADO PAYBACK!

   You can confirm the check is authentic and look up the source of your funds by visiting the Colorado Department of the Treasury website

   WE HAVE RETURNED MILLIONS IN UNCLAIMED PROPERTY! $1,002,524,146

   The Colorado State Treasurer currently maintains a list of over 16.5 million names of individuals as well as businesses for whom property is available.

   If you have received a check, we have already confirmed your ownership of lost funds and returned them to you automatically. You may cash or deposit the check immediately. There are no additional steps or paperwork to complete.

7. What is Unclaimed Property? Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
   Quoted text (2)

   The State will maintain custody of the property in perpetuity until the rightful owner or heirs come forward to claim.

   The State Treasurer's Office provides this service free of charge.

8. Unclaimed Property Rules, 8 CCR 1508-1 Colorado Department of the Treasury (State Treasurer) · unclaimedproperty.colorado.gov · entire rule eff. 11/30/2021 · checked Nov. 3, 2026
   Quoted text (3)

   Except as otherwise provided in the Act, agreements to pay compensation to recover or assist in the recovery of property reported under the RUUPA are unenforceable within 24 months after date of payment or delivery to the Administrator. Compensation shall not exceed 10% except as provided by the Act.

   The administrator shall require notarization for claims submitted by a person if the claim is equal to or greater than $1000. This includes securities and tangible properties.

   A claim made pursuant to 38-13-903, C.R.S. by a person with a duly authorized Power of Attorney on behalf of the original owner may be processed as required by law at the Administrator's discretion.

9. HB25-1224, Session Laws 2025 ch. 440 – Revised Uniform Unclaimed Property Act Modifications Colorado General Assembly · leg.colorado.gov · approved June 4, 2025 · checked Nov. 3, 2026
   Quoted text (9)

   (IV) The compensation to be paid under the terms of the agreement does not exceed (A) Twenty TEN percent of the amount of the overbid

   THE GENERAL ASSEMBLY RECOGNIZES AND REAFFIRMS THAT THE ADMINISTRATOR MAY REQUIRE A CLAIMANT TO PROVIDE ANY DOCUMENTS THAT ARE NECESSARY TO ESTABLISH OWNERSHIP BEFORE MAKING PAYMENT, INCLUDING BUT NOT LIMITED TO NONPUBLIC OR NONREDACTED DOCUMENTS.

   38-13-902.4. Claim of the state, a county, a municipality, or a governmental agency. At any time after property has been paid or delivered to the administrator under this article 13, if the administrator determines that the state, A COUNTY, A MUNICIPALITY, or a state governmental agency owns the property, the administrator may ISSUE A WARRANT TO OR transfer the property to an operating account of the state, THE COUNTY, THE MUNICIPALITY, or the STATE GOVERNMENTAL agency.

   IT BECOMES PAYABLE OR DISTRIBUTABLE IF THE OWNER HAS NOT ACCEPTED THE DISTRIBUTION, CORRESPONDED IN WRITING CONCERNING THE DISTRIBUTION, OR OTHERWISE INDICATED AN INTEREST AS EVIDENCED BY A MEMORANDUM OR OTHER RECORD ON FILE WITH THE FIDUCIARY OF THE TRUST OR CUSTODIAL FUND OR THE ADMINISTRATOR OF THE PLAN UNDER WHICH THE TRUST OR FUND IS ESTABLISHED.

   (l.5) ANY VIRTUAL CURRENCY HELD OR OWING BY ANY BANKING ORGANIZATION, CORPORATION, CUSTODIAN, EXCHANGE, OR OTHER ENTITY ENGAGED IN VIRTUAL CURRENCY BUSINESS ACTIVITY, THREE YEARS AFTER THE LATEST INDICATION OF INTEREST IN THE PROPERTY, AS DESCRIBED IN SECTION 38-13-210 (2), BY THE APPARENT OWNER OF THE VIRTUAL CURRENCY; AND

   SECTION 16. In Colorado Revised Statutes, repeal 38-13-1504 as follows:

   THE OWNER SHALL HAVE NO RECOURSE AGAINST EITHER THE HOLDER OR THE ADMINISTRATOR FOR ANY GAIN IN VALUE OF THE VIRTUAL CURRENCY AFTER LIQUIDATION.

   (b.5) ALL RECORDS, DOCUMENTS, AND INFORMATION SUBMITTED BY A CLAIMANT TO THE ADMINISTRATOR OR THE ADMINISTRATOR'S AGENT TO ENABLE THE ADMINISTRATOR OR THE ADMINISTRATOR'S AGENT TO DETERMINE WHETHER THE CLAIMANT IS THE OWNER OF THE PROPERTY; AND

   THE PRESUMED DATE OF DEATH, WHICH IS THE DATE ON WHICH THE LEGACY PRENEED CONTRACT BENEFICIARY REACHES ONE HUNDRED SEVEN YEARS OF AGE.

10. HB25-1224 bill page and summary Colorado General Assembly · leg.colorado.gov · signed act 06/04/2025 · checked Nov. 3, 2026
    Quoted text (2)

    Section 14 reduces the maximum amount of compensation allowed to be paid under an agreement to recover or assist in recovering an unclaimed overbid transferred to the administrator from either 30% or 20% of the amount of the overbid depending on when the agreement is entered into to 10% of the amount of overbid without regard to when the agreement was entered into;

    Section 4 modifies the circumstances under which a tax-deferred retirement account is presumed abandoned so that abandonment is presumed if the account is unclaimed by the apparent owner 3 years after it becomes payable or distributable if the owner has not accepted the distribution, corresponded in writing concerning the distribution, or otherwise indicated an interest as evidenced by a memorandum or other record on file with the fiduciary of the trust or custodial fund or the administrator of the plan under which the trust or fund is established;

11. FAQs – General Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    There is no time limit or charge for claiming what is yours.

    The court then orders the state's Unclaimed Property Division to pay from the escheated estate.

12. Escheated Estates – The Disposition of Unclaimed Assets Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    Colorado Department of the Treasury Unclaimed Property Division 200 E. Colfax Ave. Room 141 Denver CO 80203-1722

    After twenty-one years has passed, the funds cannot be claimed and are deposited into the State School Fund.

13. MissingMoney.com State Index (Internet Archive capture) MissingMoney.com (sponsored by NAUPA) · missingmoney.com · archived copy, captured June 16, 2026 (view capture) · checked Nov. 3, 2026
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    Contact information, including a link to each State’s individual website is below. Property for States in green are searchable on MissingMoney. To search for property in other States, please visit the State’s individual website.

14. How to Claim Unclaimed Property Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    1. SEARCH FOR PROPERTY 2. INITIATE A CLAIM 3. COMPLETE YOUR CLAIM 4. TRACK YOUR CLAIM'S PROGRESS

    Type your name (first name, last name or both) into the Name/Business Name field and click SEARCH. If you receive too many results, try to narrow down the search by entering a city.

    Once you've found the property that belongs to you, check the CLAIM button and click the CONTINUE TO FILE CLAIM button to begin the claims process.

15. Search for Unclaimed Property Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    * If you have received an email, letter, or postcard, please search your name or property ID exactly as it appears on the notification.

    If you have any questions or concerns regarding the privacy of your information or the legitimacy of this website, please see our Privacy Information page.

16. Upload Claim Documentation Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    Please Note: To upload documents, you will be asked for the Claim ID. The Claim ID is located on your claim form in the upper right-hand corner.

    Uploads must be either a standard PDF, TIF, PNG or JPG file type Individual files must not exceed 10MB

17. Tips on Buying and Using Gift Cards Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    In order to receive a refund for the unused balance, the purchaser or recipient must file a claim with the Treasurer's office using the serial number on the gift card.

18. Senate Bill 19-088 (Revised Uniform Unclaimed Property Act), as linked by the program Colorado General Assembly (hosted by Colorado Department of the Treasury) · unclaimedproperty.colorado.gov · 2019 act · checked Nov. 3, 2026
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    (1) "ADMINISTRATOR" MEANS THE STATE TREASURER.

    (m) ALL OTHER PROPERTY NOT SPECIFIED IN THIS SECTION OR SECTIONS 38-13-202 TO 38-13-208 AND 38-13-213 TO 38-13-220, THE EARLIER OF THREE YEARS AFTER THE OWNER FIRST HAS A RIGHT TO DEMAND THE PROPERTY OR THE OBLIGATION TO PAY OR DISTRIBUTE THE PROPERTY ARISES.

19. Forms (holder) Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    To download, click "view" to access the form, then right-click anywhere on the form and select "Save As."

20. FAQs – Reporting Property Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    Generally, the dormancy period is 3 years from the date of last customer-initiated contact. The dormancy period for payroll, wages, and salary checks is 1 year.

    Yes. The Revised Uniform Unclaimed Property Act, CRS 38-13-207 (PDF) encompasses stored value cards (SVC), including gift cards.

    Due diligence must be performed not more than 180 days, nor less than 60 days prior to filing the report.

    Colorado does not offer Voluntary Disclosure Agreements.

21. NAUPA Property Codes, Description & Dormancy Period Colorado Department of the Treasury · unclaimedproperty.colorado.gov · effective August 1, 2025 · checked Nov. 3, 2026
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    UNCASHED CHECKS (3 YEARS, UNLESS SPECIFIED IN PARENTHESES) CK01 Cashier's Checks/Garnishments

22. HB26-1098, Session Laws 2026 ch. 90 Colorado General Assembly · leg.colorado.gov · Approved May 4, 2026; effective July 1, 2026 · checked Nov. 3, 2026
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    38-13-214. Foreclosure sale - overbid. Any overbid, as defined in section 38-38-100.3, that is equal to or greater than twenty-five dollars and that remains unclaimed for six months TWO YEARS after the date of sale is presumed abandoned.

    This act takes effect July 1, 2026.

    Unclaimed remaining overbids that are equal to or greater than twenty-five dollars and that are not claimed within six months TWO YEARS from the date of the sale are unclaimed property

23. Reporting Guidelines Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    All unclaimed property must be reported regardless of the amount or value so always review your records each year for outstanding unclaimed property.

    Reports must be submitted online at: https://unclaimedproperty.colorado.gov/app/submit-a-report

    The Colorado Treasury Unclaimed Property Division does not accept .hde files, paper, CDs, diskettes, or email submission of holder reports.

    If you have no unclaimed property to report, you are still required to file a report which is called a negative report.

24. Deadlines Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    Insurance Companies December 31st May 1st All Others June 30th November 1st

25. Unclaimed Property Law and Rules Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    Revised Uniform Unclaimed Property Act: CRS 38-13-101/134

26. Submit a Holder Report Colorado Department of the Treasury · unclaimedproperty.colorado.gov · checked Nov. 3, 2026
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    As a result, the Colorado Unclaimed Property Division has no statutory authority over tangible property that is not contained in a safe deposit box and therefore does not accept tangible property of any kind that is not contained in a safe deposit box.

27. HB26-1401 Transfers from Unclaimed Property Trust Fund Colorado General Assembly · leg.colorado.gov · 2026 regular session; became law · checked Nov. 3, 2026
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    $72.8 million to the general fund; and

    On June 30, 2026, the state treasurer is required to transfer the following amounts from the unclaimed property trust fund (UPTF):

28. SB25-068 Municipal Utility Unclaimed Utility Deposit Program Colorado General Assembly · leg.colorado.gov · 2025 regular session; became law · checked Nov. 3, 2026
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    The act clarifies that a municipally owned electric or gas utility may elect to participate in the program or develop a similar mechanism for utilizing unclaimed utility deposits for utility bill payment assistance.