Utah Unclaimed Property: How to Search and Claim for Free

How to search for Utah unclaimed property

The official search is at mycash.utah.gov/app/claim-search.¹ You may see it called Utah Unclaimed Property Division; website branded MyCash ('mycash.utah.gov').⁷

Which names and places to try: how to search well.

Fast-track and automatic payments

• Auto-approval exists: a 2026 Division presentation describes online claims as ending in 'Auto-approval or emailed claim form'. The criteria and dollar limit are not published.⁸
• 'Fast track' claims technology is named in the program history; no limit is stated.⁹
• MyCash Now: automatic payment, no claim form, for matched owners owed $2,000 or less. Utah Code 67-4a-503(7).¹⁰
• MyCash Now was temporarily PAUSED as of the latest statement found (January 28, 2026); the program page itself does not mention the pause.¹¹
• The administrator may pay without a claim form when the recipient is the reported apparent owner, is reasonably believed entitled, and the property is under $500. Utah Code 67-4a-903(2)(c). The wording sits within the creditor subsection.¹⁰
• One heir or owner may file a single claim for all heirs when a decedent's property is $100,000 or less, with a small-estate affidavit and a signed fiduciary and indemnity form; the administrator must pay on receiving those documents. Utah Code 67-4a-903(3), 904(1)(b), effective 5/6/2026.¹⁰

How to claim unclaimed property in Utah, step by step

Claims can be filed online on the official site.² Cost: Free.⁴

1. Search by name, last or business name, optionally first name, narrowing by city or ZIP if there are too many results.¹²
2. Select the property and continue to file a claim.¹²
3. Enter claimant details, including the current mailing address where funds will be mailed, and your relationship to the owner.³
4. Preview and submit; this creates the claim number.³
5. Check the emailed claim form for what your claim needs. Every claim needs at least a signed form, photo ID and a Social Security number.¹³
6. Upload documents through the secure link or mail them.¹³
7. Track the claim online with the claim number.¹⁴

• Notary: Sometimes. It depends on the dollar amount and item type; if the form has a notary section it is needed, and the original is mailed after uploading. The threshold is not published. Notarizing the form can substitute for a photo ID copy. The heirship-collection affidavit and releases carry notary blocks.⁴
• Interest: No interest on money while the state holds it. For non-cash property, the owner gets income or gain realized before sale. Utah Code 67-4a-607.¹⁰
• Property of a minor: UGMA account: if the minor is 21 or older they submit the claim themselves; proof of age required.¹⁵ For a minor's claim: custodian's SSN and minor's SSN copies are listed.¹⁵
• If a claim is denied: A denial must give reasons and the evidence needed; the claimant may amend (treated as a new claim) or sue. Utah Code 67-4a-904(3).¹⁰ Written request for review to the State Treasurer within 30 days of the denial letter date; late means waived.² Treasurer issues a final agency order within 60 days after submission of evidence and statement.² District court action within one year of filing the claim. Utah Code 67-4a-906.¹⁰

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

Claiming your own property

• Original owner (individual): photo ID or notarized form; proof of SSN; proof of the listed address.¹
• No Social Security card: a tax return, insurance card or other document showing the number.¹
• Trust: complete copy of the trust document.¹⁵

A former address or a name change

• Former address proof: an old utility bill, tax return, correspondence or anything officially listing the address. Examples include auto registration, driver's license, postmarked envelope, bank statement, credit report, school transcripts, court documents.¹
• Name change: marriage certificate or court document.¹

The owner has died (estate)

• Heirs may claim; without a valid will or trust the office follows Utah intestate succession.⁴
• State's summary of intestacy: sole spouse or sole children take 100%; spouse takes 100% if all children are also the spouse's, otherwise half to spouse and half to the owner's other children; then parents; then siblings or their issue; then grandparents or their issue.⁴
• Where the sole reported owner has been dead more than three years and no will was probated in district court, heirs may collect under Utah's intestacy rules.⁴
• Each heir can claim only a portion, or one can claim all with releases.¹⁶
• Small-estate affidavit threshold: $100,000, 30 days after death, no personal representative application. Utah Code 75-3-1201.¹⁷
• New 2026: single claim for all heirs at $100,000 or less; the claimant takes it as a fiduciary and must distribute equitably, and the state is not liable for a failure to distribute.¹⁰
• Deceased owner: completed Affidavit for Collection of Unclaimed Property with every question answered, claimant ID or notarized form, decedent SSN proof (optional, but omission may lead to denial), and proof of the decedent's reported address.¹
• Death certificate must be attached to the affidavit.¹⁸
• If there is a valid will: complete copy of the will, and any trust mentioned; payment follows its terms.¹⁸
• If a personal representative is appointed or pending: only that person may claim, with Letters of Office certified within 60 days.¹⁸
• If personal property in the estate exceeds $100,000: probate required; attach certified Decree of Distribution for a closed estate, or the personal representative claims.¹⁸

You are an heir

• Heirs: obituary or funeral program listing survivors, proof of relationship. An heir giving up a share uses the notarized Release By Heir or assigns rights through the affidavit.¹⁵
• Release by heir: authorizes another heir to claim all funds; notarized.¹⁹
• Affidavit of heirship: by someone familiar with the family but unrelated and with no vested interest; notarized.¹⁵

A business or government agency

• Business: claimant ID or notarized form, FEIN proof, address proof, plus ownership and authority documents.¹
• Business authority: signed cover letter on company letterhead with current mailing address.¹⁵
• Dissolved business: legal documentation of dissolution or Secretary of State verification.¹⁵
• Government and municipalities: the Division says the process is simplified; no specific document list is published.⁸

Securities, safe deposit boxes and other cases

• Claiming for a living owner: claimant's ID or notarized form, SSN proof, address proof, and current authority. An attorney in fact also supplies the owner's ID; if the owner has none due to incapacity, a notarized care-provider statement on letterhead.¹
• Securities or instruments: originals are surrendered to the Division.¹⁵
• Wages: W-2 or pay stub.¹⁵
• Insurance: policy copy showing the policy number.¹⁵
• Co-owners: co-claimant signs and supplies ID and SSN; each owner may need to file. Release By Co-Owner authorizes one co-owner to claim all funds.²⁰
• Conservator: letter of conservatorship or court order; not usable if the owner has died.¹⁵

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

Processing time

• Depends on complexity; heir and business claims take longer; some as long as 90 days.⁴
• Statute: allow or deny within 90 days of filing, and inaction for 90 days counts as denial. Utah Code 67-4a-904(2),(4).¹⁰
• Rule: the 90 days run from when the claim is complete, and can be extended for reasonable cause; a claim inactive 90 days may be closed and later reopened.²
• The Division's 2026 presentation says claims are 'Reviewed in order received'.⁸

How you are paid

Utah pays by check, so keep the mailing address on your claim current.

• Check mailed to the claimant's address is the method described for standard claims.³
• Electronic options were described in 2026 as coming, not live, in the Division's presentation.⁸
• MyCash Now payees: paper check and standard bank transfer at no cost; instant bank transfer, instant card transfer, Venmo and PayPal carry a convenience fee; virtual Mastercard listed as 'convenience fee - coming soon'. The program was paused as of January 28, 2026.²¹

Deadline

There is no deadline for owners and heirs in Utah.

• No time limit; property is held in perpetuity for owners or heirs.⁴

Contact the Utah unclaimed property office

When property becomes unclaimed: dormancy periods

In Utah most property is presumed abandoned after 3 years without owner contact.¹⁰ Wages move faster: 1 year.¹⁰ More on how this works: what happens after the dormancy period.

Other states: dormancy periods table.

• Minimum amounts: No minimum for reporting. Items under $50 may be reported in aggregate without owner names, and holder notice is required at $50 or more.¹⁰ State mails notice to owners of $50 or more.¹⁰
• Gift cards: Gift cards, loyalty cards, game-related digital content and in-store credit for returned merchandise are not 'property'. Utah Code 67-4a-102(35)(c).¹⁰ State's plain statement: true gift cards are exempt; a card registered with a name and Utah address and redeemable for cash is reportable.⁶ Gift card definition: usable at a single merchant or specified group, prefunded, usable for purchases.¹⁰
• Published lists of owners: Statute: yearly notice in at least one English-language newspaper of general circulation in the state, plus a searchable public website. Utah Code 67-4a-503(3),(4).¹⁰ Rule: at least annually in a newspaper in each county.² Website must list reported owner names, with exceptions.¹⁰ Dollar amounts are treated as private under Utah's records act.⁸

Finder fees and heir finders in Utah

The legal limit in Utah: 20% of the amount collected, by rule (R966-1-37), not by statute. The statute separately lets a court cut an unconscionable fee.² Among the flat caps in our finder-fee comparison, 22 are lower and 4 are higher. You never need a finder: claiming directly is free.⁴

• Are finders allowed? Yes.²⁴
• Contract rules: Void if signed during the 24 months after the holder delivers the property to the state. Utah Code 67-4a-1302(1).¹⁰ Must be a signed record stating the property, the services, and the expected recovery before and after the fee. Utah Code 67-4a-1301.¹⁰ Signed, dated, notarized copy of the contract goes to the administrator.² A contingent-fee finder must supply an active Utah private detective license.² Separate specific power of attorney, original required, no fee terms in it; general powers not accepted.²⁴ Unconscionable compensation is unenforceable except by the owner; the owner or administrator may sue to reduce it. Utah Code 67-4a-1302(3).¹⁰ Mineral proceeds: fee terms reaching minerals not yet presumed abandoned are void regardless of timing.¹⁰ Attorneys, and by rule CPAs, in a client relationship are outside these limits for specifically identified property.² No fee may be charged by a holder or its third party to let an owner respond to a due diligence notice sent after the property was presumed abandoned.² The program's finder FAQ requires a separate fee agreement showing the fee complies with the 20% limit, sent with the power of attorney.²⁴
• The law: Utah Code 67-4a-1301 to 1303; Utah Admin. Code R966-1-37 (the program FAQ still cites the old number R966-1-36, which is now 'Reserved' under a different heading)¹⁰ (read the text)

Before signing with a finder, read how finders work.

How to spot Utah unclaimed property scams

Utah's official search is on mycash.utah.gov, a .gov address.¹

What Utah warns about

• Claiming is always free; NAUPA and NAST never contact individuals directly.²⁵
• Claim directly from the government office, for free.²⁵
• Finders: don't pay for information you can look up free.²⁶
• Check for .gov; a credit card request means the wrong site.²⁶
• Verify a MyCash Now email by comparing its Claim ID on the state's status page, or by contacting the division.²¹
• Website legitimacy can be checked by phone.²⁷
• Treasurer called buying rights to another person's property predatory (2016 Court of Appeals, Olsen v. State): $10,000 offered for rights to $274,000.²⁸

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

Utah unclaimed property in numbers

For businesses: reporting unclaimed property to Utah

• Report due: Statute: before November 1 each year, covering the 12 months preceding July 1.¹⁰ 2026 only: the program site says November 2.²³ 2026 holder guide says November 3rd in its text and 'November 2, 2026' in its tables.²² Extensions: written, with reasonable cause, received 30 business days before due, by rule; the guide says by October 1.²
• Due diligence letters to owners: First-class mail 60 to 180 days before filing when an address is on file and value is $50 or more; also email if the owner consented. Utah Code 67-4a-501.¹⁰ Rule R966-1-22 says between 60 days and one year.² Required notice heading.¹⁰ Holder may deduct only envelope, postage and stationery costs.² By rule, no mailed due diligence notice is needed when the property is under $50 (and in other listed cases). R966-1-22(3).²
• Where to report: mycash.utah.gov/app/submit-a-report²²
• File format: Online only, NAUPA format file or manual entry; HDE files and paper not accepted.²² No negative reports required.⁶ Records kept five years. Utah Code 67-4a-404.¹⁰ Safe deposit reports are filed separately from intangible items.²²
• Penalties: Interest at the federal short-term rate plus 4 points. Utah Code 67-4a-1204(1).¹⁰ $200 a day up to $5,000.¹⁰ Willful evasion: $1,000 a day up to $25,000 plus 25%.¹⁰ Fraudulent report: $1,000 a day up to $25,000 plus 25%.¹⁰
• Voluntary disclosure: VDA lets eligible holders report past-due property without penalties.³² Not under audit, not notified of one, and first-time participant.³² Five-year look-back, report within 90 days of execution, per the guide's agreement text.²² Request by email to the Division with form: mycash.utah.gov/docs/UT_VDA_Form.pdf³²

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to Utah

• Law: Utah Code Title 67, Chapter 4a, Revised Uniform Unclaimed Property Act: le.utah.gov/xcode/Title67/Chapter4A/67-4a.html. Rules: Utah Admin. Code R966-1, effective 09/09/2026: adminrules.utah.gov/Rule/2275¹⁰
• Uniform act: Utah titles its law the Revised Uniform Unclaimed Property Act (re-enacted 2017, effective 5/9/2017). The first version of the Uniform Act was adopted in 1956. The code does not state which ULC promulgation year it follows.⁹
• MyCash Now: Tax Commission data match pays $2,000 or less with no claim, authorized in 2023; 135,000 letters at launch; paused as of January 2026.³³
• Statewide online Unclaimed Property Webathon; latest held June 3, 2026.³⁰
• Public map of unclaimed property by census tract, county, senate and house district: treasurer.utah.gov/updata³⁴
• Before paying a claim the state first takes child support, court-ordered amounts and delinquent state tax owed. Utah Code 67-4a-905.¹⁰
• Creditors: a judgment creditor's only remedy is a claim; attachment and garnishment of unclaimed property are prohibited, recovery capped at the lesser amount. Utah Code 67-4a-903(2), 2026.¹⁰
• Digital assets are delivered in kind to a custodian within 30 days of reporting, new in 2026. Utah Code 67-4a-603(8).¹⁰
• Tangible property may be sold no earlier than three years after receipt, and not while a claim is filed. Auction page says 'Coming Soon'.¹⁰
• Securities held at least 3 years before sale unless sooner is in the owner's interest; early-sale claimants may pick replacement, market value, or net proceeds.²
• Excess funds go to the Uniform School Fund, restitution to the Crime Victim Compensation Fund, while claims stay payable.¹⁰
• Claimant bears the burden of proof, preponderance of the evidence.²
• Text message updates for claims are opt-in through official claim forms.³⁵
• Search asks only for a name, no SSN or account numbers.²⁶
• A claim form may be faxed, but the original signed form must still reach the office before payment.⁴
• Besides gift cards, Utah's definition of 'property' excludes ABLE (Section 529A) plan property, game-related digital content, loyalty cards, in-store credit for returned merchandise, and patronage capital of electric, telephone or agricultural cooperatives. Utah Code 67-4a-102(35)(c).¹⁰

Utah unclaimed property: questions people ask

When is the Utah unclaimed property report due?

Statute: before November 1 each year, covering the 12 months preceding July 1.¹⁰ Details above.

Which law governs unclaimed property in Utah?

Utah Code Title 67, Chapter 4a, Revised Uniform Unclaimed Property Act: le.utah.gov/xcode/Title67/Chapter4A/67-4a.html.¹⁰

Where do I search for Utah unclaimed property?

On the official search at mycash.utah.gov.¹ Searching and claiming there is free.⁴

How do I claim unclaimed property in Utah?

Claims can be filed online on the official site.² First step: Search by name, last or business name, optionally first name, narrowing by city or ZIP if there are too many results.¹² All the steps.

Is it free to claim unclaimed property in Utah?

Free⁴

Where are the Utah unclaimed property claim forms?

mycash.utah.gov/app/forms²⁰

Moved? Neighboring programs

• Idaho unclaimed property
• Wyoming unclaimed property
• Colorado unclaimed property
• New Mexico unclaimed property
• Arizona unclaimed property
• Nevada unclaimed property

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

1. FAQ: Evidence Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
   Quoted text (8)

   The last known address can be found by looking up the property at https://mycash.utah.gov/app/claim-search.

   Provide proof that you or the original owner lived or received mail at the address listed on our web site.

   A copy of a tax return, insurance card, or any other document that shows your social security number will suffice.

   A copy of an old bill, e.g., a utility bill, a copy of an old tax return, or old correspondence will suffice.

   A copy of a marriage certificate or court document showing the name change is sufficient.

   It is imperative that you complete EVERY question on the form and provide the supporting documentation directed for each question answered ‘yes’.

   Provide proof of your business Federal Employee's Identification Number (FEIN).

   If the original owner does not have official photo identification due to incapacity provide a notarized statement of identity from a care provider on company letterhead.

2. Utah Admin. Code R966-1, Unclaimed Property Act Rules Utah Office of Administrative Rules · adminrules.utah.gov · effective 09/09/2026 · checked Nov. 3, 2026
   Quoted text (17)

   Claimants may file claims with the administrator either in writing on forms prescribed by the administrator or through completion of a form on the administrator's website.

   Fees for discovering property that has been in the custody of the administrator for more than 24 months shall be limited to not more than 20% of the amount collected.

   If a claimant is denied by the Administrator in a final decision, the claimant may file a written request for review of the denial of claim pursuant to Utah Code Section 63G-4-201, and in accordance with this rule to the Utah State Treasurer within 30 days from the date on the denial letter.

   Within a reasonable time, not to exceed 60 days after the submission of the evidence and written statement, the Utah State Treasurer shall issue a final agency order

   Unless extended for reasonable cause, the administrator shall issue a decision no later than 90 days after a claim is complete.

   An unutilized preneed funeral arrangement is deemed revoked for purposes of Subsection 58-9-705(2)(b) and its proceeds reportable as unclaimed three years from the earliest occurrence of the following:

   At least once annually, the administrator shall cause to be published in at least one English language newspaper of general circulation in each county in this State a notice concerning the unclaimed property program.

   A signed, dated, and notarized copy of the contract between the finder and the apparent owner which satisfies the requirements of the Act and specifies the obligations of the parties as well as the fee arrangement between the finder and claimant; and,

   If the finder charges a contingent fee, a copy of the active private detective license issued by the Utah Department of Public Safety, Bureau of Criminal Identification (BCI) to the finder.

   Notwithstanding anything in this Section to the contrary, a licensed attorney, licensed CPA or a licensed CPA firm may pursue a claim for recovery of specifically identified property held by the administrator or to contest the administrator's denial of a claim for recovery of the property provided he or she has an attorney-client relationship with the apparent owner.

   neither the holder nor such third party may charge the apparent owner a fee to indicate an interest in property presumed abandoned or to otherwise prevent the reporting and remitting of property presumed abandoned to the administrator.

   Extension requests must be received by the administrator at least 30 business days before the date the report would otherwise be due.

   the holder of property presumed abandoned shall send to the apparent owner a due diligence notice by first-class United States mail between 60 days and one year before reporting the property.

   The deduction shall consist of the cost of envelopes, postage, and stationery. No other costs may be deducted.

   A holder does not need to send notice by first-class United States mail if any of the following are true: (a) The property is valued at less than $50;

   Unless the administrator reasonably determines it would be in the best interests of the owner for the sale to occur sooner, the administrator may not sell or otherwise liquidate a security until 3 years after the administrator receives the security.

   The administrator will release the property to a claimant after the person establishes his or her ownership of the property or an interest in the property by a preponderance of the evidence.

3. How to claim: submit Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
   Quoted text (3)

   This is to ensure we are sending your check to a valid mailing address.

   Complete your information as the claimant. This should include your current mailing address as it will be the address where the funds are mailed.

   If correct, click SUBMIT to officially create your claim and generate your claim number.

4. FAQ: Claiming Property Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
   Quoted text (8)

   Some claims may take as long as 90 days.

   No. You can make a claim anytime since Unclaimed Property is kept in a custodial capacity until the rightful owner or heir can be found.

   Is there a charge or fee for this program? No.

   Sometimes yes; it depends on the dollar amount of the claim and the type of item claimed.

   If there is not a valid will or trust, we will follow Utah's intestate succession rules.

   if any of those children are children of a person other than the surviving spouse, the surviving spouse gets half of the unclaimed property; all the children of the reported owner that are not children of the surviving spouse equally split the other half.

   In cases where the sole reported owner is deceased for more than three years and the will was not probated in district court then heirs may collect unclaimed property via Utah’s intestacy (no validated will) rules.

   Yes, but we will still need the original form delivered to our office. We must have your original signature on the form in order to process payment.

5. Contact Us Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
   Quoted text (3)

   Toll Free: (888) 217-1203

   Claims — [email protected]

   8:00 am - 5:00 pm

6. FAQ: Reporting Property Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
   Quoted text (3)

   provides Utah citizens with a single source, the Office of the Utah State Treasurer, Unclaimed Property Division for unclaimed property

   True gift cards and gift certificates are exempt. However, if the card is registered with a name and a Utah address and is redeemable for cash then it is reportable.

   “Negative” or “Zero” annual reports reflecting that no unclaimed property is held by the holder or business enterprise are not statutorily required

7. What is Unclaimed Property? Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
   Quoted text (1)

   MyCash is the official government website for managing and returning this unclaimed property to the residents of Utah.

8. County Treasurers presentation, Utah Association of Public Treasurers 2026 Conference Utah Office of State Treasurer · mycash.utah.gov · 2026 · checked Nov. 3, 2026
   Quoted text (5)

   Auto-approval or emailed claim form

   Simplified for municipalities

   Reviewed in order received

   Electronic payments are coming

   Dollar amounts are considered “private” under section 63G-2-302(2)(b) and (2)(d) of the state’s Government Records Access and Management Act

9. History Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
   Quoted text (2)

   implementation of ‘fast track’ claims technology

   Utah adopted its first version of the Act in 1956 and received its first unclaimed property report in 1957.

10. Utah Code Title 67 Chapter 4a, Revised Uniform Unclaimed Property Act Utah Legislature · le.utah.gov · current on Nov. 3, 2026, includes 2026 General Session · checked Nov. 3, 2026
    Quoted text (54)

    If the administrator and the State Tax Commission enter into an interagency agreement under Subsection (6)(c) , for each person that is owed property that has a value of $2,000 or less:

    the property has a value of less than $500.

    For a claim involving property of a decedent, one or more heirs or owners of the property may, on a form prescribed by the administrator, file a single claim for the property on behalf of all heirs or owners if:

    Interest on money, including interest on interest bearing property, is not payable to an owner for periods where the property is in the possession of the state.

    the administrator shall inform the claimant or claimants of the reason for the denial and specify what additional evidence, if any, is required for the claim to be allowed;

    Not later than one year after filing a claim under Subsection 67-4a-903(1) , the claimant may commence an action against the administrator in the district court to establish a claim that has been denied or considered denied under Subsection 67-4a-904(2) .

    receive the property in a fiduciary capacity and equitably distribute to each owner the portion of the property to which the owner is entitled; and

    Not later than 90 days after a claim is filed under Subsection 67-4a-903(1) or (3), the administrator shall allow or deny the claim and give the claimant notice in a record of the decision.

    property not specified in this section or Sections 67-2a-201.5 through 67-4a-206 , the earlier of three years after the owner first has a right to demand the property or the obligation to pay or distribute the property arises.

    wages, commissions, bonuses, or reimbursements to which an employee is entitled, or other compensation for personal services, one year after the amount becomes payable;

    a demand, savings, or time deposit, including a deposit that is automatically renewable, three years after the earlier of maturity or the date of the last indication of interest in the property by the apparent owner

    Subject to Section 67-4a-208 , a security is presumed abandoned three years after:

    an amount owed by an insurance company on a life or endowment insurance policy or an annuity contract that has matured or terminated, three years after the obligation to pay arose under the terms of the policy or contract

    the unredeemed balance of a stored-value card sold or issued on or after May 8, 2018, three years after the date of the last indication of interest in the property by the apparent owner;

    a money order, seven years after issuance;

    a traveler's check, 15 years after issuance;

    a deposit or refund owed to a subscriber by a utility, one year after the deposit or refund becomes payable; and

    Tangible property held in a safe-deposit box and proceeds from a sale of the property by the holder permitted by law of this state other than this chapter are presumed abandoned if the property remains unclaimed by the apparent owner five years after the earlier of the:

    property held by a government or governmental subdivision, agency, or instrumentality, including municipal bond interest and unredeemed principal under the administration of a paying agent or indenture trustee, one year after the property becomes distributable;

    property held by a court, including property received as proceeds of a class action, one year after the property becomes distributable;

    property distributable by a business association in the course of dissolution, one year after the property becomes distributable;

    money or a credit owed to a customer as a result of a retail business transaction, other than in-store credit for returned merchandise, three years after the obligation arose;

    a debt of a business association, three years after the obligation to pay arises;

    a state or municipal bond, bearer bond, or original-issue-discount bond, three years after the earliest of the date the bond matures or is called or the obligation to pay the principal of the bond arises;

    three years after the apparent owner's last indication of interest in the digital asset; or

    three years after the date on which the apparent owner becomes the age specified under the income tax laws of the United States by which distribution of the property shall occur to avoid a tax penalty, if determinable by the holder; or

    that qualifies for tax deferral or tax exemption under the income tax laws of the United States is presumed abandoned if the property is unclaimed by the apparent owner three years after the earlier of:

    is presumed abandoned if the property is unclaimed by or on behalf of the minor on whose behalf the account was opened three years after the later of:

    A report under Section 67-4a-401 may include in the aggregate items valued under $50 each.

    send written notice by first-class United States mail to each apparent owner of property valued at $50 or more held by the administrator

    an in-store credit for returned merchandise;

    "Gift card" means a record that:

    In addition to the notice under Subsection (2) , the administrator shall publish every 12 months in at least one English language newspaper of general circulation in this state notice of property held by the administrator, which shall include:

    The administrator shall maintain a website accessible by the public and electronically searchable that contains the names reported to the administrator of apparent owners for whom property is being held by the administrator.

    Subject to Subsection (2) , an agreement under Section 67-4a-1301 is void if the agreement is entered into during the period beginning on the date the property was paid or delivered by a holder to the administrator and ending 24 months after the payment or delivery.

    states the amount or value of the property reasonably expected to be recovered, computed before and after a fee or other compensation to be paid to the person has been deducted.

    An agreement under Subsection (1) that provides for compensation in an amount that is unconscionable is unenforceable except by the apparent owner.

    the provision is void regardless of when the agreement was entered into.

    Agreement to Locate Property of Apparent Owner Held by Administrator

    Subject to Subsection (2) , the report under Section 67-4a-401 shall be filed before November 1 of each year and cover the 12 months preceding July 1 of that year.

    not more than 180 days nor less than 60 days before filing the report under Section 67-4a-401 if:

    "Notice. The State of Utah requires us to notify you that your property may be transferred to the custody of the state's unclaimed property administrator if you do not contact us before (insert date that is 30 days after the date of this notice)."

    A holder required to file a report under Section 67-4a-401 shall retain records for five years after the later of the date the report was filed or the last date a timely report was due to be filed, unless a shorter period is provided by rule of the administrator.

    A holder that fails to report, pay, or deliver property within the time prescribed by this chapter shall pay to the administrator interest at an annual rate calculated based on the federal short-term rate determined by the secretary of the treasury under Section 6621, Internal Revenue Code, in effect for the preceding fourth calendar quarter plus four percentage points

    a civil penalty of $200 for each day the duty is not performed, up to a cumulative maximum amount of $5,000.

    a civil penalty of $1,000 for each day the obligation is evaded or the duty is not performed, up to a cumulative maximum amount of $25,000, plus 25% of the amount or value of property that should have been but was not reported, paid, or delivered as a result of the evasion or failure to perform.

    a civil penalty of $1,000 for each day from the date the report was made until corrected, up to a cumulative maximum of $25,000, plus 25% of the amount or value of any property that should have been reported but was not included in the report or was under reported.

    This chapter is known as the "Revised Uniform Unclaimed Property Act."

    Before delivery or payment to an owner under Subsection (1) of property or payment to the owner of net proceeds of a sale of the property, the administrator first shall apply the property or net proceeds to a debt under Subsection (2) the administrator determines is owed by the owner.

    a writ of attachment, garnishment, or execution is prohibited on unclaimed property;

    deliver to the administrator's designated custodian the digital asset, in the form of the digital asset, within 30 days from the date on which the digital asset is reported under Section 67-4a-401; and

    Property eligible for sale will not be sold if a claim has been filed with the administrator by an apparent owner, heir, or agent.

    at the end of the fiscal year, transfer any amount in excess of that amount to the Uniform School Fund, except that unclaimed restitution for crime victims shall be transferred to the Crime Victim Compensation Fund.

    patronage capital of an electric, telephone, or agricultural cooperative; or

11. Treasurer urges claims as reported property surges Utah Office of State Treasurer · treasurer.utah.gov · Jan. 28, 2026 · checked Nov. 3, 2026
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    The program will be restarted once staffing levels are sufficient, enhanced fraud safeguards are in place, and electronic payments are enabled, ensuring Utahns continue to receive fast, automated, and secure access to their money.

12. How to claim: search Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
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    Type your name (first name, last name or both) into the Name/Business Name field and click SEARCH. If you receive too many results, try to narrow down the search by entering a city or zip code.

    Once you’ve found the property that belongs to you, check the select box and click the green CONTINUE TO FILE CLAIM button to begin the claims process.

13. How to claim: complete Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
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    Each unclaimed property claim requires a minimum of a completed and signed claim form, a copy of photo identification and a social security number.

    Upload your documents via our secure link, or

14. How to claim: track Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
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    Enter your claim number at any time via our Claim Status Page to receive the most recent status.

15. Evidence Matrix Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
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    IF the minor child is 21 years of age or older they will have to submit the claim.

    We need to confirm the identity of the person who has custody of the minor child so that we can prove he/she is a legal custodian or guardian.

    TRUST: If this is a trust, please send a complete copy of the trust document.

    COPY of: identifying obituary--a funeral program can be sent as long as the deceased heirs are listed

    Completed, signed, AND notarized affidavit of heirship (completed by someone familiar with the family, but who is not related & with no vested interest).

    SIGNED cover letter on company letterhead with current mailing address.

    Provide legal documentation of company dissolution.

    Originals will need to be surrendered to Unclaimed Property Division.

    COPY of: W-2 form; pay stub

    COPY of: Insurance Policy WITH policy number included

    Letter of Conservatorship cannot be used if original owner is deceased.

16. Unclaimed Property overview Utah Office of State Treasurer · treasurer.utah.gov · checked Nov. 3, 2026
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    In any case where there is more than one heir, the heirs can each claim their portion of the property.

17. Utah Code 75-3-1201 Utah Legislature · le.utah.gov · effective 5/7/2025 · checked Nov. 3, 2026
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    the value of the entire estate subject to administration, wherever located, less liens and encumbrances, does not exceed $100,000;

18. Affidavit for Collection of Unclaimed Personal Property Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
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    Attach the decedent’s death certificate to this affidavit.

    If “yes”, attach a complete copy of the valid will and trust if one is mentioned in the will. Payment will be issued per the terms of the will/trust.

    If “yes”, only the assigned personal representative may claim. Attach a copy of your Letters of Office certified within 60 days.

    If “yes”, the State of Utah requires probate for this estate.

19. Release By Heir Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
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    and that I release my portion of the above property

20. Forms and Resources Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
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    Form to authorize a co-owner to claim all funds.

    FORMS AND RESOURCES

21. MyCash Now Utah Office of State Treasurer · treasurer.utah.gov · checked Nov. 3, 2026
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    Paper check (no cost)

    Compare the Claim ID in the email subject line with the record in the State Treasurer’s system using this link: https://mycash.utah.gov/app/claim-status-search

22. Holder Reporting Guide, 2026 Reporting Instructions Utah Office of State Treasurer · mycash.utah.gov · 2026 · checked Nov. 3, 2026
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    STATE TREASURER MARLO M.OAKS

    UNCASHED CHECKS (3 YEARS, UNLESS SPECIFIED IN PARENTHESES) CK01 Cashier’s Checks

    PROCEEDS FROM MINERAL INTERESTS (3 YEARS)

    The earliest Due Diligence letters can be legally mailed is not more than 180 days nor less than 60 days prior to the holder report due date of November 1. (2026 deadline is November 3rd)

    Electronic report filing is required. https://mycash.utah.gov/app/submit-a-report

    All Reports must be filed electronically on our website at mycash.utah.gov or through 3rd party vendors such as HRS PRO. HDE files are no longer acceptable Paper reports are no longer accepted.

    Safekeeping properties must be filed on an electronic report, separate from intangible items.

    To report all unclaimed property identified through a complete audit of its books and records for the last five (5) reportable years.

23. Utah Unclaimed Property home Utah Office of State Treasurer · mycash.utah.gov · counter as displayed Nov. 3, 2026 · checked Nov. 3, 2026
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    This is the official government website for managing and returning this unclaimed property to the residents of Utah.

    PO Box 140530

    $530,361,693

    November 2 Reporting Deadline: For questions about reporting or submitting unclaimed property, please contact the Reporting Team directly at 801-988-9466.

24. FAQ: Fee Finder Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
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    A Fee Finder (Heir/Certified Finder) is a person that seeks to find Unclaimed Property and return it to rightful property owners (or heirs) for a fee.

    The power of attorney CANNOT contain any contractual provisions (such as fee or percentage charged, etc.).

    A separate fee agreement that demonstrates that fees to be charged comply with the 20% fee limitation for Utah unclaimed property division.

25. Fraud advisory (NAST and NAUPA, on Treasurer site) Utah Office of State Treasurer · treasurer.utah.gov · July 12, 2023 · checked Nov. 3, 2026
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    It is crucial for the public to be aware that NAUPA and NAST will never directly contact individuals regarding unclaimed property, and any such communication should be treated as fraudulent.

    It is important to remember that claiming unclaimed property is always free, and individuals can initiate the process by directly contacting their state government’s unclaimed property office.

26. Fact or Fiction? (MyCash blog) Utah Office of State Treasurer · mycash.utah.gov · March 19, 2019 · checked Nov. 3, 2026
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    Occasionally fee finders can be helpful in very complicated cases, but you shouldn't pay for information you can look up for free using the state’s website.

    If any site asks for your credit card you are in the wrong place!

    Myth #3: You have to have Social Security numbers and account numbers in order to search.

27. Search for Unclaimed Property page Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
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    If you have any questions or concerns regarding the privacy of your information or the legitimacy of this website, please call our office at (801) 715-3300

28. Court of Appeals decision on predatory claims Utah Office of State Treasurer · treasurer.utah.gov · Nov. 21, 2016 · checked Nov. 3, 2026
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    For $10,000 the appellant attempted to purchase rights to $274,000 of another individual’s unclaimed property – and then submitted a claim to obtain that property from Utah’s Unclaimed Property Division.

29. Record levels prompt Webathon Utah Office of State Treasurer · treasurer.utah.gov · June 2, 2026 · checked Nov. 3, 2026
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    An estimated one in five Utahns has unclaimed property waiting to be claimed.

30. 2026 Unclaimed Property Webathon Utah Office of State Treasurer · treasurer.utah.gov · 2026 · checked Nov. 3, 2026
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    The 2026 Webathon campaign resulted in 23,100 website visitors, 10,500 properties claimed, and $2.35 million claimed.

    Utah's Unclaimed Property Webathon is a statewide online treasure hunt designed to help Utahns reconnect with their lost money.

31. Treasurer: record $43.4 million returned in FY 2025 Utah Office of State Treasurer · treasurer.utah.gov · Oct. 3, 2025 · checked Nov. 3, 2026
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    Utah Treasurer Marlo M. Oaks today announced the Utah Unclaimed Property Division reunited a record-breaking $43.4 million in unclaimed property with rightful owners and processed 16,981 claims in fiscal year 2025 (July 2024-June 2025).

    The division received 812,264 new unclaimed properties totaling $178.3 million in fiscal year 2025.

32. Voluntary Disclosure Agreement Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
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    the Voluntary Disclosure Agreement allows eligible businesses and organizations an opportunity to report past-due property without incurring penalties.

    The Holder is a first-time participant in the program. This provision is waived if the property type is new or associated with the merger or acquisition of a new company.

    You may submit your request by email to [email protected].

33. Launch of MyCash Now Utah Office of State Treasurer · treasurer.utah.gov · Nov. 1, 2023 · checked Nov. 3, 2026
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    This week, the division began mailing 135,000 letters to individuals and businesses matched through the program.

34. Unclaimed Property Data Mapping Utah Office of State Treasurer · treasurer.utah.gov · checked Nov. 3, 2026
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    we have partnered with the Utah Automated Geographic Reference Center to create a tool to search unclaimed property data by census tract, county, senate district, and house district.

35. SMS Terms and Conditions Utah Office of State Treasurer · mycash.utah.gov · checked Nov. 3, 2026
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    Users opt-in by providing their mobile number through our official claim forms at mycash.utah.gov and checking the box to consent to receive SMS communications.