Idaho Unclaimed Property: How to Search and Claim for Free

How to search for Idaho unclaimed property

The official search is at yourmoney.idaho.gov/app/claim-search.¹

Which names and places to try: how to search well.

How to claim unclaimed property in Idaho, step by step

Claims can be filed online on the official site.¹ Cost: Free; the State charges nothing to search or claim.¹

1. Search by last name or business name (first name optional) at yourmoney.idaho.gov/app/claim-search. Exact matches are listed first, then similar names.¹
2. Select every property that is yours; one claim can cover several properties.¹
3. Click 'Continue To File Claim' and follow the online instructions. The site creates a claim form with a Claim ID.¹
4. Upload supporting documents online with your Claim ID (upper right-hand corner of the claim form) and email address. The upload form has five file slots; files must be PDF, TIF, PNG or JPG, no more than 10 MB each, and not password protected.⁶
5. If your claim form says originals are required, mail them; those claims can't be finished by upload alone.⁶
6. Track the claim with your Claim ID at yourmoney.idaho.gov/app/claim-status-search.⁷

• Interest: Usually no. Interest on money is not paid while the State holds it. Exception: if the property was earning interest for the owner when the business turned it over, the Treasurer pays interest at 5% a year (or the lower rate it was earning), from delivery to the State until payment, for at most 10 years. Owners of non-cash property also get income or gain earned before it was sold.⁸
• Property of a minor: Property owed to a minor is paid to a court-appointed guardian (with proof of appointment) or to the minor's parent (with evidence of authority satisfactory to the Treasurer).⁹
• If a claim is denied: No contested-case hearing on claims. If a claim is denied, the Treasurer issues a recommended order saying what more evidence is needed; within 14 days the claimant may file an amended claim (treated as a motion for reconsideration) or file a written exception with the State Treasurer for review under Idaho Code 67-5244 (also if no decision is made in time). The Treasurer then issues a final order, reviewable in court under 67-5270. A closed or denied claim may also be resubmitted as a new claim.¹⁰

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

A former address or a name change

• Name change: marriage certificate, divorce decree, adoption papers or certificate of name change³

The owner has died (estate)

• Heirs claim in the Uniform Probate Code order: surviving spouse, children, grandchildren, parents, brothers and sisters, nieces and nephews. The nearest living relative or heir, or the court-appointed executor or personal representative, may claim.³
• Deceased owner: a copy of the death certificate for every deceased owner on the account (photocopies OK), plus proof you are the nearest living relative or heir, or the court-appointed executor or personal representative; include the will if there was one.³
• Deceased owner: proof of heirship or appointment as executor/personal representative³
• Deceased owner: the will, if one exists³

A business or government agency

• Businesses can search their business name and claim¹¹

Securities, safe deposit boxes and other cases

• Some claims need original documents, not uploads; the claim form says which⁶

Not listed in the official sources we checked: claiming your own property. The claim form shows what to send.

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

Processing time

• By law the Treasurer must allow or deny a claim within 90 days after it is complete (all requested documents received and entered), unless extended for reasonable cause. Incomplete claims inactive for 90 days after a request for documents may be closed.²

Deadline

There is no deadline for owners and heirs in Idaho.

• No time limit; Idaho holds the money forever until the owner or heirs claim it³

Contact the Idaho unclaimed property office

When property becomes unclaimed: dormancy periods

In Idaho most property is presumed abandoned after 5 years without owner contact.¹⁵ Wages move faster: 1 year.^15,11 More on how this works: what happens after the dormancy period.

Other states: dormancy periods table.

• Gift cards: Gift cards are not unclaimed property in Idaho: a "gift card" (does not expire, usable only for goods or services, not redeemable for cash) is excluded from the definition of property. Other stored value cards are presumed abandoned 5 years after the latest of December 31 of the year issued or reloaded, the owner's last indication of interest, or a balance check.¹⁷
• Published lists of owners: The Treasurer must publish a notice every three months in at least one newspaper of general circulation in each Idaho county (with the website address, phone and email) and keep a public, searchable website of all apparent owners' names with claim instructions. Owner names and last known addresses must be posted on the Treasurer's website within 60 days of receiving a holder report.¹⁸

Finder fees and heir finders in Idaho

The official sources we checked do not confirm a finder-fee cap for Idaho, so none is shown here. You never need a finder: claiming directly is free.¹

• Are finders allowed? Allowed only outside a 24-month window: an agreement to locate property held by the Treasurer is void if signed between the date the property was presumed abandoned and 24 months after it was paid or delivered to the State. The ban does not cover an owner's agreement with an attorney to pursue a claim for specific property or to contest a denial.¹⁹
• Contract rules: The Treasurer pays only the owner (or a court-appointed guardian, or the parent of a minor) and is not bound by a power of attorney or assignment presented for the owner or an heir. An owner may authorize an attorney or designate an agent under Idaho's power-of-attorney law (Title 15, chapter 12); with satisfactory evidence of authority, the agent gets the property information the owner could get. Locator agreements signed in the 24-month window are void.⁹
• The law: Idaho Code 14-5-1301 and 14-5-1302 (Part 13, "Agreement to locate property of apparent owner held by administrator"); see also 14-5-907¹⁹ (read the text)

Before signing with a finder, read how finders work.

How to spot Idaho unclaimed property scams

Idaho's official search is on yourmoney.idaho.gov, a .gov address.¹

What Idaho warns about

• The search page says the search is a free, secure service of the Idaho State Treasurer’s Office¹
• If you doubt the website is real or worry about your privacy, call the office¹

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

For businesses: reporting unclaimed property to Idaho

• Report due: November 1 each year (report and remittance), covering property that has met its dormancy period as of the June 30 before²⁰
• Due diligence letters to owners: Send a letter to the owner's last known address no less than 60 and no more than 180 days before the November 1 deadline; certified mail not required. Sample letter provided.¹¹
• Where to report: yourmoney.idaho.gov/app/submit-a-report (upload a NAUPA file at /app/holder-info or enter a manual report at /mor)²¹
• File format: Electronic only (paperless since 2017), in NAUPA standard format, by upload or online manual entry. Zero reports are required only from businesses incorporated or domiciled in Idaho. No aggregate reporting.¹¹
• Penalties: Late reporting, payment or delivery: 12% annual interest from the date the property was due, plus a civil penalty of up to $200 a day (maximum $5,000). Willful failure or evasion, or a fraudulent report: up to $1,000 a day (maximum $25,000) plus 25% of the property that should have been reported. The Treasurer may waive interest and penalties in whole or in part.²²
• Voluntary disclosure: No formal program; an informal VDA is reviewed case by case for holders that are not under or notified of audit and are first-time reporters (waived for new property types or merger/acquisition). Approval needed before submission. Holders granted one 'will not be subject to penalty'.¹¹

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to Idaho

• Law: Idaho Code Title 14, Chapter 5, "Revised Unclaimed Property Act" (sections 14-5-101 to 14-5-1504), enacted by House Bill 471 (2024 Session Law Chapter 27), effective July 1, 2024. Chapter: legislature.idaho.gov/…²³
• Uniform act: Revised Uniform Unclaimed Property Act (Uniform Law Commission, 2016), enacted in Idaho in 2024 as House Bill 471²⁴
• Claims never expire: Idaho is custodian and keeps the money available forever⁵
• Office visits are by appointment only⁴
• Property sent to the state may be sold; the sample holder notice warns owners of this²⁵
• The only physical property Idaho takes is the contents of safe deposit boxes, safes and lockers¹¹
• Businesses are treated like individuals: no B2B exemption, and write-offs to income are still reportable²⁶
• Pre-need funeral plans and utility capital credits have special rules cited in the property code list¹¹
• Uploaded claim documents must be PDF, TIF, PNG or JPG, 10 MB max each, with file names of letters, numbers, dashes and underscores only⁶
• The program links to Idaho's Consumer-Owned Utilities Association member list on its Useful Links page²⁷
• A claimant can choose to donate the claimed money instead of taking it: to the state general fund, the public school permanent endowment fund, the veterans cemetery maintenance fund, or the park and recreation capital improvement account.⁸
• Before paying a claim, the Treasurer first applies the money to debts the owner owes in Idaho: child support arrears, court or agency fines, penalties, costs or restitution, and delinquent state or local taxes.⁸
• Property of a deceased owner becomes reportable after only 2 years from the owner's last indication of interest when its normal period is longer.¹⁶

Idaho unclaimed property: questions people ask

What is the dormancy period for unclaimed property in Idaho?

5 years for most property;¹⁵ other types differ (see the table).

When is the Idaho unclaimed property report due?

November 1 each year (report and remittance), covering property that has met its dormancy period as of the June 30 before²⁰ Details above.

Which law governs unclaimed property in Idaho?

Idaho Code Title 14, Chapter 5, "Revised Unclaimed Property Act", enacted by House Bill 471 (2024 Session Law Chapter 27), effective July 1, 2024.²³

Where do I search for Idaho unclaimed property?

On the official search at yourmoney.idaho.gov.¹ Searching and claiming there is free.¹

How long does a Idaho unclaimed property claim take?

By law the Treasurer must allow or deny a claim within 90 days after it is complete (all requested documents received and entered), unless extended for reasonable cause.² Details above.

Is it free to claim unclaimed property in Idaho?

Free; the State charges nothing to search or claim¹

Moved? Neighboring programs

• Washington unclaimed property
• Oregon unclaimed property
• Nevada unclaimed property
• Utah unclaimed property
• Wyoming unclaimed property
• Montana unclaimed property

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

1. Claim Unclaimed Property (search page) Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
   Quoted text (7)

   To begin your search, enter your last name, or the name of your business.

   This is a free and secure service provided by the Idaho State Treasurer’s Office. When you are ready to submit your claim, select "Continue To File Claim" and follow the instructions provided.

   This is a free and secure service provided by the Idaho State Treasurer’s Office.

   Exact name matches will be shown first.

   You can select multiple properties per claim.

   When you are ready to submit your claim, select "Continue To File Claim" and follow the instructions provided.

   For questions or concerns regarding the privacy of your information or the legitimacy of this website, please call our office at (208) 332-2942 or (877) 388-2942.

2. Idaho Code 14-5-904 (Revised Unclaimed Property Act), section page Idaho Legislature (Legislative Services Office) · legislature.idaho.gov · archived copy, captured Jan. 2, 2026 (view capture) · checked Nov. 3, 2026
   Quoted text (1)

   The administrator shall allow or deny a claim no later than ninety (90) days after a claim is complete unless the administrator extends the review date for reasonable cause.

3. FAQ: Claiming Property Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
   Quoted text (6)

   Per Idaho code, all unclaimed money will remain available forever.

   Documentation of the name change such as a marriage certificate, divorce decree, adoption papers, or certificate of name change should be provided.

   If the owner of the property is deceased, the nearest living relative or heir of the deceased, or the court-appointed executor or personal representative of the estate may claim the property.

   Claims made on accounts for which the original owner(s) are deceased must include a copy of the death certificate(s) for all deceased owners listed on the account (photocopies of death certificates are acceptable).

   Documentation must also be included showing that the claimant is either the nearest living relative or heir of the deceased, or court-appointed executor or personal representative of the estate.

   If the deceased owner had a will, it should be provided.

4. Idaho Unclaimed Property home page Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
   Quoted text (3)

   Toll Free: (877) 388-2942

   WELCOME TO THE STATE OF IDAHO’S UNCLAIMED PROPERTY WEBSITE

   Office visits are by appointment only. Call 208-332-2942 for availability.

5. About (Idaho Unclaimed Property) Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
   Quoted text (2)

   Each year, Idaho’s Unclaimed Property Division (UCP) receives millions of dollars in unclaimed money from businesses and organizations that have lost contact with the owners.

   The State of Idaho is responsible for safeguarding the money forever until claimed by the rightful owners or heirs.

6. Upload Claim Documentation Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
   Quoted text (4)

   To upload documents, you will be asked for the Claim ID. The Claim ID is located on your claim form in the upper right-hand corner.

   Certain claims require original documents in order to process and therefore cannot be uploaded to the website. Please refer to your claim form to determine if your claim requires original documentation.

   Certain claims require original documents in order to process and therefore cannot be uploaded to the website.

   Uploaded file names must not exceed 100 characters and must only contain letters, numbers, dashes and underscores.

7. Search for Your Claim's Status Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
   Quoted text (1)

   NOTE: The Claim ID can be found on your claim form or in the email notice you received when you initiated your claim. If you have lost or forgotten this number, contact us.

8. Idaho Code 14-5-905 (Revised Unclaimed Property Act), section page Idaho Legislature (Legislative Services Office) · legislature.idaho.gov · archived copy, captured Feb. 5, 2025 (view capture) · checked Nov. 3, 2026
   Quoted text (3)

   If the property claimed was interest-bearing to the owner on the date of surrender by the holder, the administrator shall also pay interest at a rate of five percent (5%) per year or any lesser rate the property earned while in the possession of the holder.

   As directed by the claimant, the administrator shall pay over or deliver any property, proceeds, interest, and other sums payable pursuant to this chapter to one (1) or more of the following:

   Before delivery or payment to an owner under subsection (1)(a) of this section of property or payment to the owner of net proceeds of a sale of the property, the administrator first shall apply the property or net proceeds to a debt under subsection (3) of this section the administrator determines is owed by the owner.

9. Idaho Code 14-5-907 (Revised Unclaimed Property Act), section page Idaho Legislature (Legislative Services Office) · legislature.idaho.gov · archived copy, captured Dec. 30, 2025 (view capture) · checked Nov. 3, 2026
   Quoted text (2)

   Upon submission of evidence of authority satisfactory to the administrator, the administrator shall pay or deliver property to the parent of a minor.

   (2) The administrator is not bound by any terms of a purported power of attorney or assignment that may be presented as having been executed by the purported owner, heir, legatee, or fiduciary of the estate of the deceased owner of property reported under this chapter.

10. Idaho Code 14-5-906 (Revised Unclaimed Property Act), section page Idaho Legislature (Legislative Services Office) · legislature.idaho.gov · archived copy, captured Feb. 6, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    A person aggrieved by a denial of a claim by the administrator or whose claim has not been acted upon within the time provided in section 14-5-904(3), Idaho Code, may obtain a review as provided in section 67-5244, Idaho Code, by filing a written exception with the state treasurer or the state treasurer's designee within fourteen (14) days after the service date of the recommended order, unless tolled by the filing of a motion for reconsideration pursuant to section 67-5243(3), Idaho Code, or fourteen (14) days after the time period for issuing the denial has lapsed.

11. FY 2027 Idaho Holder Reporting Manual Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · FY 2027 (as titled) · checked Nov. 3, 2026
    Quoted text (30)

    You can search for your business name at YourMoney.idaho.gov.

    MS01 Wages, Payroll, Salary (1)

    UT01 Utility Deposits (1)

    UT03 Utility Refunds or Rebates (1)

    Finanical Institution Accounts (5 Years)

    CK01 Cashier’s Checks (5)

    CK07 Money Orders (7)

    CK08 Traveler’s Checks (15)

    CK06 Warrants (1)

    CK13 Vendor Checks (5)

    MS15 Dissolution or Liquidation (1)

    MS08 Accounts Payable (5)

    MS03 Workers’ Compensation Benefits (5)

    MS12 Unredeemed Gift Certificates *Does not include certificates for merchandise or in-store credit (5)

    Insurance (5 Years)

    Securities (5 Years)

    Safe Deposit Boxes and Safekeeping (5 Years)

    Individual Retirement Accounts (3 Years)

    MS14 Pension & Profit Share Plans (IRA, Keogh) (3)

    Health Savings Accounts (3 Years)

    Educational Savings Accounts (3 Years)

    Courts / Legal (1 Year)

    Trust, Investments and Escrow Accounts (5 Years)

    Proceeds From Mineral Interests (5 Years)

    Virtual Currency (5 Years)

    Idaho requires a letter to be sent to the owner no less than 60 days and no more than 180 days of the November 1 reporting deadline. Letters are not required to be sent via certified mail.

    As of 2017, the Idaho Unclaimed Property Division is paperless. All reports must be submitted electronically.

    Businesses that voluntarily come forward, and have been granted an “informal voluntary disclosure” will not be subject to penalty.

    In Idaho, the only physical property that is included in unclaimed property is the contents of safe deposit boxes, safes, and lockers per Idaho Administrative Code 014.

    TR06 Pre-Need Funeral Plans *See Idaho Code 14-5-201(L)

12. Idaho State Treasurer's Office home page Idaho State Treasurer's Office · sto.idaho.gov · archived copy, captured Nov. 2, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    Julie A. Ellsworth State Treasurer

13. Forms Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
    Quoted text (1)

    Holder Forms

14. Contact Us Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
    Quoted text (2)

    Searching/Claiming Questions:

    Boise, Idaho 83720-9101

15. FAQ: General Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
    Quoted text (2)

    Most property is considered abandoned if it has been inactive for five years.

    Wages and utility deposits become unclaimed after only one year.

16. Idaho Code 14-5-201 (Revised Unclaimed Property Act), section page Idaho Legislature (Legislative Services Office) · legislature.idaho.gov · archived copy, captured Dec. 18, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (2)

    If the owner is deceased, and the abandonment period for the owner's property as specified in subsection (1) of this section is greater than two (2) years, the property shall instead be presumed abandoned two (2) years from the date of the owner's last indication of interest in the property.

    A deceased owner cannot indicate interest in the owner's property.

17. Idaho Code 14-5-102 (Revised Unclaimed Property Act), section page Idaho Legislature (Legislative Services Office) · legislature.idaho.gov · archived copy, captured Dec. 22, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    "Gift card" means a card assigned a certain value that: (a) Does not expire; (b) May be decreased in value only by redemption for merchandise, goods, or services; (c) Unless required by law, may not be redeemed for or converted into money or otherwise monetized by the issuer; and (d) Includes a prepaid commercial mobile radio service, as defined in 47 CFR 20.3.

18. Idaho Code 14-5-503 (Revised Unclaimed Property Act), section page Idaho Legislature (Legislative Services Office) · legislature.idaho.gov · archived copy, captured Feb. 26, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    Publish every three (3) months in at least one (1) newspaper of general circulation in each county in this state notice of property held by the administrator that must include:

19. Idaho Code 14-5-1301 (Revised Unclaimed Property Act), section page Idaho Legislature (Legislative Services Office) · legislature.idaho.gov · archived copy, captured March 17, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (2)

    an agreement to locate property held by the administrator is void if it is entered into during the period beginning on the date the property was presumed abandoned by a holder to the administrator and ending twenty-four (24) months after the payment or delivery.

    14-5-1301. WHEN AGREEMENT TO LOCATE PROPERTY VOID.

20. Holder Deadlines Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
    Quoted text (1)

    All reports and remittances are due by November 1.

21. Submit a Holder Report Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
    Quoted text (1)

    If you have already created your NAUPA report and simply need to submit it, click the button below.

22. Idaho Code 14-5-1204 (Revised Unclaimed Property Act), section page Idaho Legislature (Legislative Services Office) · legislature.idaho.gov · archived copy, captured Dec. 18, 2025 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    A holder that fails to report, pay, or deliver property within the time prescribed by this chapter shall pay to the administrator interest at an annual rate of twelve percent (12%) on the property or value of the property from the date the property should have been reported, paid, or delivered to the administrator until the date reported, paid, or delivered.

23. Idaho Legislature 2024 bill H0471, Revised Unclaimed Property Act: bill status page Idaho Legislature (Legislative Services Office) · legislature.idaho.gov · archived copy, captured June 15, 2026 (view capture) · checked Nov. 3, 2026
    Quoted text (1)

    Reported Signed by Governor on March 11, 2024 Session Law Chapter 27 Effective: 07/01/2024

24. Unclaimed Property Act, Revised (2016): enactment report, Bill List tab Uniform Law Commission · uniformlaws.org · report data as of 11/03/2026 2:06 AM · checked Nov. 3, 2026
    Quoted text (1)

    Idaho | 2024 | H 471 | Enacted | House State Affairs

25. Sample Due Diligence Letter Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
    Quoted text (1)

    After the property is remitted to the division, the funds or property may be sold by the state.

26. FAQ: Reporting Property Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
    Quoted text (1)

    Yes, past obligations that have been written off or taken to income are reportable.

27. FAQ: Useful Links Idaho State Treasurer's Office, Unclaimed Property Division · yourmoney.idaho.gov · checked Nov. 3, 2026
    Quoted text (1)

    Idaho's Consumer-Owned Utilities Association