South Dakota Unclaimed Property: How to Search and Claim for Free

How to search for South Dakota unclaimed property

The official search is at southdakota.findyourunclaimedproperty.com/app/claim-search.¹

Which names and places to try: how to search well.

Property the state program does not hold

These official bodies keep their own records, searched separately:

• Estates with missing heirs: shares sent to the State of South Dakota (for the common schools) by court order, not to the unclaimed property program: Under SDCL 29A-3-914, if an heir or devisee cannot be found, the court orders the share to vest in the state for the common schools. A claim must be brought in that court within ten years of the order. The Holder Manual says these funds go to "School and Public Lands".⁷

How to claim unclaimed property in South Dakota, step by step

Claims are started online; documents can go by secure upload (PDF, TIF, PNG or JPG, max 10 MB per file, Claim ID needed), by email, or by mail. Claims needing original documents cannot be uploaded.² Cost: Free. The state charges nothing to search or claim. Safe deposit box contents may carry unpaid rent and drilling fees, and stock transactions may have fees.⁴

1. Search by last name or business name (add a full first name, city or ZIP to narrow), or by the Property ID from a newspaper notice or outreach letter.¹
2. Tick CLAIM on each property that is yours, then click CONTINUE TO FILE CLAIM.⁸
3. Enter your details and current mailing address (the check is mailed there) and pick your relationship to the owner for each property (e.g., Owner, Heir or Representative).³
4. Preview, agree to the terms and click SUBMIT; this creates the claim and its claim number.³
5. Read the email you receive: the attached claim form lists the documents your claim needs. Every claim needs at least the signed claim form, a copy of photo ID and your Social Security number.⁹
6. Send the signed form and documents by email to [email protected], upload them on the secure portal (needs the Claim ID), or mail them to SD State Treasurer - UCP, 124 E Dakota Ave, Pierre, SD 57501.⁹
7. Track the claim online with the claim number.¹⁰

• Notary: Required for some documents: the POA statement and (unless sealed) the business authorization letter. Whether the claim form itself must be notarized is not stated. Legislative offices notarize free for constituents; banks often do too.⁴
• Interest: No interest. You get the amount received or the net sale proceeds, plus any dividends or interest earned before the property was sold. Nothing accrues after delivery to the state.¹¹
• If a claim is denied: If a claim is denied, or not acted on within 90 days, you may sue in circuit court, naming the Treasurer. File within 90 days of the decision, or within 180 days of filing if no decision was made. A judge hears the case afresh (no jury).¹²

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

Claiming your own property

• Individual owner (every claim): Signed claim form, copy of photo ID, Social Security number; any other items listed on the emailed claim form⁹
• More than one owner listed: All owners sign and send ID, unless one claims only a partial payment⁴

A former address or a name change

• Former address: Old utility bill, tax return, mortgage or lease papers, a postmarked letter, or anything linking your name to the address⁴
• Name change: Marriage certificate or court document showing the change⁴

The owner has died (estate)

• Heirs claim with court papers (will, appointment, probate). With no will, the FAQ allows a small-estate affidavit under SDCL 29A-3-1201: estate of $100,000 or less after liens, 30 days since death, no personal representative applied for or appointed, and no debt to the Department of Social Services for nursing-home or institutional medical care.⁴
• Deceased owner / estate: Court papers appointing you personal representative or executor (will, court appointment or probate); if there was no will, a small-estate affidavit if SDCL 29A-3-1201 is met; certified death certificate⁴

A business or government agency

• Business: Letter from a company executive authorizing you, notarized or bearing the corporate seal, or a copy of the Secretary of State filing listing officers; staff may also verify independently⁴

Securities, safe deposit boxes and other cases

• No Social Security card: Copy of a tax return, insurance card or other document showing your name and SSN⁴
• Power of attorney: Certified copy of the POA signed by the owner, plus a notarized statement that the POA is still in force⁴

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

Processing time

• About two to three weeks (state's guidance). By law the Treasurer must decide within 180 days.⁴

How you are paid

South Dakota pays by check, so keep the mailing address on your claim current.

• Check mailed to the address on the claim³

Deadline

There is no deadline for owners and heirs in South Dakota.

• No deadline. Property is held in perpetuity.⁴

Contact the South Dakota unclaimed property office

When property becomes unclaimed: dormancy periods

In South Dakota most property is presumed abandoned after 3 years without owner contact.¹⁶ Wages move faster: 1 year.¹⁷ More on how this works: what happens after the dormancy period.

Other states: dormancy periods table.

• Minimum amounts: No minimum: all amounts must be reported. Owner name and address are required for items of $10 or more; items under $10 may be reported in aggregate. Due-diligence letters are required for $50 or more.³³
• Gift cards: Gift certificates and credit memos are reportable after 3 years at the price paid. Exempt: gift certificates and closed-loop cards with no expiration date and no dormancy, inactivity or service fee; open-loop prepaid cards whose funds do not expire and whose owner is unknown to the bank; and rewards or loyalty cards bought with no money.³⁴
• Published lists of owners: Newspaper notice. The Treasurer publishes owner names at least once in a newspaper of general circulation in the county of the owner's last known address (or the holder's county if the address is unknown or out of state). Items under $125 need not be published.³⁵

Finder fees and heir finders in South Dakota

The legal limit in South Dakota: 25% threshold. An agreement made more than 24 months after delivery with a fee above 25% of the recoverable value is invalid unless it is in writing and signed by the owner. The statute sets no absolute cap, and the owner may challenge any fee as excessive at any time.⁵ You never need a finder: claiming directly is free.⁴

• Are finders allowed? Restricted. Fee agreements made from 12 months before the holder reports until 24 months after the property is delivered to the state are unenforceable. Later agreements are allowed.⁵
• Contract rules: Contract must be in writing and signed by the owner if the fee is over 25%. The owner may always claim the fee is excessive or unjust. Violating the section is a Class 1 misdemeanor.⁵
• The law: SDCL 43-41B-36 (Agreements to locate reported property)⁵ (read the text)

Before signing with a finder, read how finders work.

How to spot South Dakota unclaimed property scams

South Dakota's official search is not on a .gov address: it is southdakota.findyourunclaimedproperty.com.¹ Reach it from the program's own pages rather than from an ad or a message.

What South Dakota warns about

• Claiming is free; the state charges no fee to search or claim.⁴
• Property values are hidden online to stop fraudulent claims and protect owners. The full amount is released only after a claim is filed and ownership is proven.⁴
• Unsure whether the site is genuine? See the state's Privacy Information page. The state never sells or shares unclaimed property information.⁶
• Upload documents through the secure portal, the most secure way to send them.³⁶
• By law, finder agreements made within 24 months after the state receives the property are unenforceable, and violations are a crime (Class 1 misdemeanor).⁵

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

South Dakota unclaimed property in numbers

For businesses: reporting unclaimed property to South Dakota

• Report due: November 1 (property dormant as of June 30) for all holders except life insurers; life insurance companies by May 1 (as of December 31). Payment is due with the report. A deadline on a weekend moves to the next business day; postmark by the deadline counts.³⁸
• Due diligence letters to owners: For property of $50 or more, mail notice to the owner at least 60 days before reporting (not needed if records show the address is wrong). The notice must say the property will escheat and give any holder name change. For securities and safe deposit contents it must say the property may be sold.³⁸
• Where to report: southdakota.findyourunclaimedproperty.com/… (upload NAUPA file, free manual-entry tool, or negative report)³³
• File format: Electronic only, in NAUPA (II) standard format, uploaded through the portal (.txt, .rpt or .hrs). No paper, email, CD, .HDE, PDF or Excel files. Paper is allowed only for safekeeping reports. Form UCP-1 (Verification Summary) goes with every report.³³
• Penalties: Interest at the Category A rate (4.5% a year) on late payment or delivery, plus examination costs of $100 a day per examiner (capped at the value of property found). The Treasurer may waive interest or penalties on written request.³⁹
• Voluntary disclosure: Informal VDA (form UCP-5). Holders not under audit may report past-due property with penalties and interest waived. The report and payment are due within six months of signing; the Holder Manual says an extension of up to 180 days may be granted.⁴⁰

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to South Dakota

• Law: Uniform Unclaimed Property Act, SDCL chapter 43-41B (§§ 43-41B-1 to 43-41B-45); sdlegislature.gov/Statutes/43-41B⁴¹
• Uniform act: Based on the Uniform Unclaimed Property Act of 1981, per the state's UCP-1 form instructions; the statute itself names no version year⁴²
• Claim documents may be emailed: South Dakota accepts claim forms and documents at [email protected], as well as by upload or mail. Many states forbid email.⁹
• Stocks are not returned as shares. The Treasurer must sell securities within 180 days of receipt (unless already claimed), and the owner gets the sale proceeds with no right to later gains.⁴³
• US savings bonds found in safe deposit boxes are logged in the database under the name on each bond, and the Treasurer can go to court (Sixth Judicial Circuit) to have unclaimed bonds escheat. Owners and heirs can still claim the bonds or their proceeds.²⁹
• 2025 law change: unclaimed property receipts above a falling yearly general-fund limit ($61,384,827 in FY2026, down to $25,000,000 from FY2035) go into a new Trust Fund for Unclaimed Property, which pays claims and audits. 4% of its value is sent to the general fund each year.⁴⁴
• Receipts from holders more than doubled in FY2025 to $357,147,335 (from $174,500,889 in FY2024 and $77,154,414 in FY2023). Claims paid rose to $49,593,265.³⁷
• Virtual currency became reportable in 2025: dormant after 3 years without an indication of interest. The holder must sell it before reporting, and owners cannot recover later gains.³⁰
• Free notarization: the FAQ says local legislative offices notarize documents free for constituents.⁴
• Walk-in service at 124 E Dakota Ave, Pierre, is by appointment only.¹⁵
• The search matches names given in reverse order and common nicknames when a first name is entered.¹
• Small reciprocal reporting: SD holders may include out-of-state owners' cash property only if a state has 10 items or fewer totalling under $1,000. California property must always go directly to California.³³
• Earnest money and escrow deposits in two names (buyer and seller) are never accepted. If the holder cannot determine one owner, it is a private civil matter.⁴⁵

South Dakota unclaimed property: questions people ask

When is the South Dakota unclaimed property report due?

November 1 (property dormant as of June 30) for all holders except life insurers; life insurance companies by May 1 (as of December 31).³⁸ Details above.

Where do I search for South Dakota unclaimed property?

On the official search at southdakota.findyourunclaimedproperty.com.¹ Searching and claiming there is free.⁴

Which law governs unclaimed property in South Dakota?

Uniform Unclaimed Property Act, SDCL chapter 43-41B; sdlegislature.gov/Statutes/43-41B⁴¹

Moved? Neighboring programs

• North Dakota unclaimed property
• Minnesota unclaimed property
• Iowa unclaimed property
• Nebraska unclaimed property
• Wyoming unclaimed property
• Montana unclaimed property

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

1. Search for Unclaimed Property South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
   Quoted text (3)

   To begin your search for unclaimed funds, enter a Last Name or Business Name. A Last Name or Business Name is required unless you have a Property ID.

   If you have a Property ID from a publication or outreach letter, enter it in the Property ID field to find that specific property.

   Note – The unclaimed funds submitted to us occasionally include owner names listed in reverse order.

2. Upload Claim Documentation South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
   Quoted text (1)

   Certain claims require original documents in order to process and therefore cannot be uploaded to the website.

3. How to Claim – 2. Initiate a claim South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
   Quoted text (2)

   This should include your current mailing address as it will be the address where the funds are mailed.

   If correct, agree to the terms and click SUBMIT to officially create your claim and generate your claim number.

4. FAQs – Claiming Property South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
   Quoted text (14)

   It generally takes about two to three weeks to process a claim.

   No. You can make a claim anytime since Unclaimed Property is kept in a custodial capacity until the rightful owner or heir has successfully claimed the property.

   Call (866)357-2547 in-state toll-free or (605)773-3379 or email us at [email protected]

   There is no charge for inquiring about a property or filing a claim.

   Your local legislative office offers to notarize documents without a charge to their constituents.

   All claimants must sign and provide their identifying documentation unless claimant is only requesting a partial payment of the property.

   You can provide our department with an old utility bill, tax return, mortgage or lease documentation, a postmarked letter, anything showing your name in association with the address.

   A copy of a marriage certificate or court document showing the name change is sufficient.

   If the deceased did not have a will an affidavit of small estates may be submitted if the requirements of SDCL 29A-3-1201 are met.

   You may submit the court order documents showing your appointment as personal representative or executor. This may be the will, court appointment, or probate.

   A letter from an executive of the company authorizing you to claim on behalf of the company which is either notarized or contains the corporate seal.

   A copy of a tax return, insurance card, or any other document that shows your name and social security number will suffice.

   A notarized statement that the POA is still in force must be submitted along with the copy of the POA.

   To reduce the potential of fraudulent claims and to protect the privacy of the property owner, we will release the amount and full details once a claim has been filed and entitlement has been met.

5. SDCL 43-41B-36 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
   Quoted text (5)

   No agreement entered into after twenty-four months of the required date of delivery of the property by the holder to the state treasurer is valid if a person thereby undertakes to locate property included in a report for a fee or other compensation exceeding twenty-five percent of the value of the recoverable property unless the agreement is in writing and signed by the owner.

   All agreements to pay compensation to recover or assist in the recovery of property reported under § 43-41B-18, made within twelve months prior to the reporting and remitting of abandoned property accounts and within twenty-four months after the date payment or delivery is made under § 43-41B-20, are unenforceable.

   Nothing in this section may be construed to prevent an owner from asserting at any time that an agreement to locate property is based upon excessive or unjust consideration.

   43-41B-36. Agreements to locate reported property.

   A violation of this section is a Class 1 misdemeanor.

6. Privacy Policy South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
   Quoted text (2)

   The South Dakota State Treasurer's Unclaimed Property Division is here to help unite individuals and businesses with their lost funds.

   We never sell or share unclaimed property information.

7. SDCL 29A-3-914 Disposition of unclaimed assets South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
   Quoted text (1)

   The order of court shall contain a provision stating that an action asserting a claim or right to the share may be instituted in the court within ten years after the entry of the order in the manner provided in chapter 21-36.

8. How to Claim – 1. Search for property South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
   Quoted text (1)

   Once you’ve found the property that belongs to you, check the CLAIM button and click the CONTINUE TO FILE CLAIM button to begin the claims process.

9. How to Claim – 3. Complete your claim South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
   Quoted text (4)

   Each unclaimed property claim requires a minimum of a completed and signed claim form, a copy of photo identification and social security number.

   You have two options to submit your claim form and additional documentation.

   Mail in your documentation to the following address: SD State Treasurer - UCP 124 E Dakota Ave Pierre, SD 57501

   Send your forms directly to [email protected]

10. How to Claim – 4. Track your claim South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
    Quoted text (1)

    Enter your claim number at any time via our Status Page to receive the most recent status.

11. SDCL 43-41B-25 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    When property is paid or delivered to the administrator under this chapter, the owner is not entitled to receive income or other increments accruing thereafter.

12. SDCL 43-41B-27 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    A person aggrieved by a decision of the administrator or whose claim has not been acted upon within ninety days after its filing may bring an action to establish the claim in the circuit court, naming the administrator as a defendant.

13. SDCL 43-41B-1 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    (1) "Administrator," the state treasurer;

14. State Treasurer home page South Dakota State Treasurer · sdtreasurer.gov · page modified May 14, 2026 (WordPress API) · checked Nov. 3, 2026
    Quoted text (2)

    Unclaimed Property [https://southdakota.findyourunclaimedproperty.com/?utm_source=Main_Site&utm_medium=Menu]

    There's a 25% chance we have unclaimed assets with your name on it. Check for free!

15. Contact Us South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
    Quoted text (2)

    [email protected]

    UCP is available for walk-ins by appointment only

16. SDCL 43-41B-2 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    (a) Except as otherwise provided by this chapter, all intangible property, including any income or increment derived therefrom, less any lawful charges, that is held, issued, or owing in the ordinary course of a holder's business and has remained unclaimed by the owner for more than three years after it became payable or distributable is presumed abandoned.

17. SDCL 43-41B-16 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    Unpaid wages, including wages represented by unpresented payroll checks, owing in the ordinary course of the holder's business which remains unclaimed by the owner for more than one year after becoming payable are presumed abandoned.

18. SDCL 43-41B-6 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    (a) Any demand, savings, or matured time deposit with a banking or financial organization, including a deposit that is automatically renewable, and any funds paid toward the purchase of a share, a mutual investment certificate, or any other interest in a banking or financial organization is presumed abandoned unless in the case of a matured time deposit, the banking or financial organization has mailed, at least once in three years certified mail requesting a return receipt, to the owner and the receipt has been returned and signed by the addressee, or unless the owner, within three years has:

19. SDCL 43-41B-5 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    (a) Any sum payable on a check, draft, or similar instrument, except those subject to § 43-41B-4, on which a banking or financial organization is directly liable, including a cashier's check and a certified check, which has been outstanding for more than three years after it was payable or after its issuance if payable on demand, is presumed abandoned, unless the owner, within three years, has communicated in writing with the banking or financial organization concerning it or otherwise indicated an interest as evidenced by a memorandum or other record on file prepared by an employee thereof.

20. SDCL 43-41B-4 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (2)

    (b) Any sum payable on a money order or similar written instrument, other than a third-party bank check, that has been outstanding for more than three years after its issuance is presumed abandoned unless the owner, within three years, has communicated in writing with the issuer concerning it or otherwise indicated an interest as evidenced by a memorandum or other record on file prepared by an employee of the issuer.

    (a) Any sum payable on a travelers check that has been outstanding for more than fifteen years after its issuance is presumed abandoned unless the owner, within fifteen years, has communicated in writing with the issuer concerning it or otherwise indicated an interest as evidenced by a memorandum or other record on file prepared by an employee of the issuer.

21. SDCL 43-41B-7 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    (a) Funds held or owing under any life or endowment insurance policy or annuity contract that has matured or terminated are presumed abandoned if unclaimed for more than three years after the funds became due and payable as established from the records of the insurance company holding or owing the funds, but property described in subsection (c)(2) is presumed abandoned if unclaimed for more than three years.

22. SDCL 43-41B-8 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    Any deposit, including any interest thereon, made by a subscriber with a utility to secure payment for or any sum paid in advance for utility services to be furnished in this state, less any lawful deductions, is presumed abandoned if it has remained unclaimed by the person appearing on the records of the utility entitled thereto for more than one year after the termination of the services for which the deposit or advance payment was made.

23. SDCL 43-41B-9 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    Except to the extent otherwise ordered by the court or administrative agency, any sum that a business association has been ordered to refund by a court or administrative agency which has remained unclaimed by the owner for more than one year after it became payable in accordance with the final determination or order providing for the refund, whether or not the final determination or order requires any person entitled to a refund to make a claim for it, is presumed abandoned.

24. SDCL 43-41B-10 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    (a) Except as provided in subsections (b) and (e), stock or other intangible ownership interest in a business association, the existence of which is evidenced by records available to the association, is presumed abandoned and, with respect to the interest, the association is the holder, if a dividend, distribution, or other sum payable as a result of the interest has remained unclaimed by the owner for three years and the owner within three years has not:

25. SDCL 43-41B-11 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    Intangible property distributable in the course of a dissolution of a business association which remains unclaimed by the owner for more than one year after the date specified for final distribution is presumed abandoned.

26. SDCL 43-41B-13 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    (a) Intangible property and any income or increment derived therefrom held by fiduciaries and agents for the benefit of another person is presumed abandoned unless the owner, within three years after it has become payable or distributable, has increased or decreased the principal, accepted payment of principal or income, communicated concerning the property, or otherwise indicated an interest as evidenced by a memorandum or other record on file prepared by the fiduciary.

27. SDCL 43-41B-14 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    Intangible property held for the owner by a court, federal, state, or other government, governmental subdivision or agency or entity, public corporation, public authority, or public officer of this state which remains unclaimed by the owner for more than one year after becoming payable or distributable is presumed abandoned.

28. SDCL 43-41B-15 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    (a) A gift certificate or a credit memo issued in the ordinary course of an issuer's business which remains unclaimed by the owner for more than three years after becoming payable or distributable is presumed abandoned.

29. SDCL 43-41B-17 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (2)

    Any tangible and intangible property held in a safe deposit box or any other safekeeping repository or agency or collateral deposit box in this state in the ordinary course of the holder's business and proceeds resulting from the sale of the property permitted by other law, which remain unclaimed by the owner for more than three years after the lease or rental period on the box or other repository has expired, are presumed abandoned.

    The savings bonds must be claimable by the person listed on the bond or by that person's heirs.

30. SDCL 43-41B-45 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (2)

    Virtual currency is deemed abandoned three years after the latest indication of interest.

    An owner does not have recourse against the administrator or the holder to recover any gain in value that occurs after the liquidation of the virtual currency pursuant to this section.

31. SDCL 43-41B-44 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    (a) Notwithstanding the provisions of §§ 43-41B-3, 43-41B-14, 43-41B-18, 43-41B-19, 43-41B-20, 43-41B-21, 43-41B-23, and 43-41B-36, United States savings bonds which are unclaimed property and subject to the provisions of chapter 43-41B shall escheat to this state three years after becoming unclaimed property and subject to the provisions of chapter 43-41B and all property rights and legal title to and ownership of such United States savings bonds or proceeds from such bonds, including all rights, powers, and privileges of survivorship of any owner, co-owner, or beneficiary, shall vest solely in this state.

32. South Dakota Unclaimed Property Dormancy Matrix South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · Effective July 1, 2012 · checked Nov. 3, 2026
    Quoted text (2)

    Capital Credits 1

    Membership Fees/Association Refunds 1

33. FAQs – Reporting Property South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
    Quoted text (4)

    No. The Act does not provide an exemption based on a minimum amount.

    A holder must file the report electronically using the SD reporting portal at https://southdakota.findyourunclaimedproperty.com/app/submit-a-report.

    We cannot accept .HDE, .pdf or Excel files.

    EXCEPTION: California requires all properties due to owners with a last known address in California to be filed with California.

34. SDCL 43-41B-43 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    The provisions of this chapter do not apply to any gift certificate or closed-loop prepaid card that has no expiration date and that is not subject to a dormancy, inactivity, or service fee.

35. SDCL 43-41B-19 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    (a) The administrator shall cause a notice to be published at least once in a newspaper of general circulation in the county of this state in which is located the last known address of any person to be named in the notice.

36. Program home page South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
    Quoted text (1)

    Upload your claim documents using our secure portal. This is the most secure way for us to receive your information.

37. 2025 Annual Report of the Office of the State Treasurer (FY ended June 30, 2025) South Dakota State Treasurer · sdtreasurer.gov · letter dated November 1, 2025; fiscal year ended June 30, 2025 · checked Nov. 3, 2026
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    Unclaimed Property Cash Receipts $357,147,335 $174,500,889

    Claims Paid $49,593,265 $38,196,891

    Rightful Properties Paid 26,470 16,315

    Owner Records 2,834,818 2,442,093

    Stock Portfolio Valuation $4,179,851 $2,973,065

    Unclaimed Property Trust Fund Balance $22,830,936 $50,000

    Total Unclaimed Property Receipts $ 357,147,335 $ 174,500,889

38. SDCL 43-41B-18 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
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    The report must be filed before November first of each year as of June thirtieth, next preceding, but the report of any life insurance company must be filed before May first of each year as of December thirty-first next preceding.

    For property having a value of fifty dollars or more, the holder shall mail notice to each person entitled to the property presumed abandoned under this chapter, except that mailing of notice is not required if the holder's records indicate the owner's address is inaccurate.

39. SDCL 43-41B-35 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
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    A person who fails to pay or deliver property within the time prescribed by this chapter shall pay to the administrator interest at the Category A rate on the property or value thereof from the date the property should have been paid or delivered.

40. Voluntary Disclosure Program South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · checked Nov. 3, 2026
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    The program provides a way for the holder to report those missed properties without penalty or interest.

41. SDCL Chapter 43-41B Uniform Unclaimed Property Act – section list South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
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    UNIFORM UNCLAIMED PROPERTY ACT

42. Verification Summary for Unclaimed Property (UCP-1) South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · UCP 1 – 7/2020 · checked Nov. 3, 2026
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    The Uniform Unclaimed Property Act of 1981 in general requires

43. SDCL 43-41B-23 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
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    (c) The state treasurer shall sell all stocks, bonds, and other negotiable instruments within one hundred eighty days of confirmed receipt of such instruments, unless the property is on an open claim.

44. SDCL 43-41B-24.3 South Dakota Legislature (Legislative Research Council) · sdlegislature.gov · current codified text as served Nov. 3, 2026 · checked Nov. 3, 2026
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    (1) For fiscal year 2026, $61,384,827;

45. Holder Reporting Manual South Dakota State Treasurer – Unclaimed Property Division · southdakota.findyourunclaimedproperty.com · Revised 7/2026 · checked Nov. 3, 2026
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    Real Estate and other escrow/earnest accounts should never be turned