Minnesota Unclaimed Property: How to Search and Claim for Free

How to search for Minnesota unclaimed property

The official search is at unclaimedproperty.mn.gov/app/claim-search.¹

Which names and places to try: how to search well.

Minnesota's records can also be searched through MissingMoney.com.⁶

How to claim unclaimed property in Minnesota, step by step

Claims can be filed online on the official site.¹ Cost: Free: the State charges claimants nothing, and claims are paid without deductions for notice, sale or service costs.³

1. Search: enter a last name or business name (optionally a first name, city or ZIP) on the property search page.⁷
2. Search again under other names (nicknames, misspellings, maiden name).¹
3. Select each property, click CLAIM, then CONTINUE TO FILE CLAIM.⁷
4. Choose your relationship to each property and click File Claim.¹
5. Enter your claimant details. The mailing address you give is where the check is sent; the site may ask you to confirm it.²
6. Preview and SUBMIT to create the claim and get a claim number.²
7. Read the email and claim form you receive; they list the documents your claim needs.⁸
8. Upload the documents (PDF, TIF, PNG or JPG, max 10 MB each, up to five files per submission) or mail them to the Unclaimed Property Program.⁸
9. Track the claim online with the claim number.⁹

• Notary: Notarization was required for claim forms and individual release agreements according to Commerce's 2018 report. The current online instructions say only 'completed and signed claim form' and point to the claim form for exact requirements, so whether every claim still needs a notary is not confirmed.⁶
• Interest: Interest is paid, with limits. If the property was interest-bearing, the owner gets interest at the lower of the weekly average one-year constant-maturity Treasury yield or the rate the holder paid, from delivery to the State for up to 10 years. Income or gain on non-cash property before it is sold is also paid. Securities gains after the State sells them are not.⁴
• Property of a minor: Funds belong to the minor. Under 18 (or under 21 for UTMA accounts), a parent named on the birth certificate, a court-appointed guardian, or an emancipated minor signs, with the birth certificate and any court papers. Minors cannot be paid directly or sign releases. A former minor who is now an adult claims with a copy of their birth certificate.⁶
• If a claim is denied: If Commerce denies a claim, or does not act within 90 days, the claimant may sue in district court: within 90 days after the decision, or within 180 days of filing if no decision is made. The case is tried fresh (de novo) by a judge, without a jury.⁴

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

Claiming your own property

• General (most claims): completed and signed claim form; copy of photo ID; copy of a legal document showing your Social Security number⁸
• Individual owner (single claimant): claim form (notarized per the 2018 report); owner's and claimant's SSN and birthdate; proof of any name change; extra proof of past addresses may be requested⁶
• Holder reclaiming property it already repaid: proof of payment to the owner (copy of the cashed check, front and back); authorization letter on letterhead signed by an officer; Holder Request for Reimbursement form (notarized)¹⁰
• Foreign owners: claim form notarized or the local equivalent; birthdates; the correct IRS W-8 form; OFAC checks are performed⁶
• Trust: trust's and claimant's FEIN/SSN and birthdate; copy of the complete trust⁶
• Bankruptcy: Chapter 7: court documents plus SSN/birthdate; Chapter 11: TIN plus court documents; Chapter 13: decided case by case⁶
• Creditor with a judgment: claim form; debtor's SSN and addresses; creditor's TIN; judgment showing date, amount, creditor and court; chain of assignment if the debt was sold; releases from co-owners⁶
• Inmates: payment goes to a person the inmate names, not to the inmate at the prison⁶
• Child support (counties): counties may claim wage, payroll and retirement-type property for owners behind on child support, with an affidavit of the amount owed, an income-withholding order and proof of arrears⁶

The owner has died (estate)

• Heirs of a deceased owner can claim. With a will or open estate, the personal representative claims with letters and a death certificate. Without a will, the claimant fills in a Table of Heirship and Commerce applies Minnesota intestacy law; releases from the other heirs allow payment to one claimant. A sole living heir may use the probate court's affidavit form PRO202. Minnesota's affidavit of collection (Minn. Stat. 524.3-1201) is available when the whole probate estate, net of liens, is $75,000 or less, at least 30 days after death, and no personal representative has been applied for or appointed.⁶
• Deceased owner with will / estate opened: claimant named as personal representative/executor/administrator; copy of will or letters testamentary/administration; death certificate⁶
• Deceased owner, no will (heirs): claim form; owner's and claimant's SSN and birthdate; completed heir list (Table of Heirship); death certificate; releases from other heirs let one heir be paid⁶
• County claim for a deceased owner (e.g., medical assistance recovery): claim form; owner's SSN/birthdate; county tax ID; affidavit of collection (Probate 202) listing the property; death certificate; amount of debt owed⁶

You are an heir

• Only living heir, no will (affidavit route): probate court affidavit form PRO202 (instructions PRO201), stating the claimant is the only living heir and naming the property⁶

A business or government agency

• Business owner: claim form; proof of the signer's authority (Secretary's Certificate, letter on company letterhead or corporate resolution); FEIN on the form or a W-9; merger/dissolution papers if the name changed⁶

Securities, safe deposit boxes and other cases

• Originals: some claims need original documents, which cannot be uploaded; the claim form says which¹¹
• Multiple owners: all owners sign the claim form, or the other owners sign notarized release agreements⁶
• Power of attorney, guardian or conservator: copy of the POA or court appointment; ends when the represented person dies⁶
• Insurance proceeds: paid to the insured while living; if a beneficiary died before the insured, a copy of the policy document listing all beneficiaries⁶
• Securities: within one year of delivery the shares themselves can be transferred to the owner's account; after that the State sells them and pays the cash proceeds⁶
• Safe deposit box contents: contents are inventoried, advertised and returned to the owner if claimed; items of commercial value are auctioned at least every ten years, after which the proceeds can be claimed⁶
• Finder/locator filing for a client: claim form; owner's and claimant's SSN and birthdate; copy of the finder agreement; plus the same documents an individual, multiple-owner or deceased-owner claim needs⁶

Not listed in the official sources we checked: a former address or a name change. The claim form shows what to send.

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

How you are paid

Minnesota pays by check, so keep the mailing address on your claim current.

• Check mailed to the address on the claim. Securities claimed within one year can be transferred to the owner's account.²

Deadline

There is no deadline for owners and heirs in Minnesota.

• No time limit: the State holds property in perpetuity until the owner or heirs claim it.³

Contact the Minnesota unclaimed property office

When property becomes unclaimed: dormancy periods

In Minnesota most property is presumed abandoned after 3 years without owner contact.⁴ Wages move faster: 1 year.⁴ More on how this works: what happens after the dormancy period.

Other states: dormancy periods table.

• Minimum amounts: No minimum: all unclaimed property of any amount must be reported. Holders may lump items under $100 together; owner names and addresses are required for items of $100 or more.¹⁰
• Gift cards: Exempt when issued by a retailer: gift certificates, gift cards and layaway accounts from businesses selling goods or services at retail are not reportable. Commerce says bank-issued gift cards most likely do not qualify for the exemption.¹⁰
• Published lists of owners: In the calendar year after property is turned over, Commerce must give public notice in whatever way it finds most effective (print, broadcast or electronic), spending at least 15% of the program's legislative operating funds on notice. It must also send lists of apparent owners to legislators (yearly, on request) and to counties (every six months, on written request). Auctions require one newspaper notice at least three weeks ahead.⁴

Finder fees and heir finders in Minnesota

The legal limit in Minnesota: 10% of the recoverable property, unless the agreement is written, signed by the owner, and discloses the nature and value of the property and the holder's name and address. An owner can challenge any fee as excessive or unjust at any time.⁴ You never need a finder: claiming directly is free.³

• Are finders allowed? Yes.⁴
• Contract rules: No finder contracts or fee requests within 24 months of the property's delivery to the State. Fees over 10% need a written agreement signed by the owner that discloses the property's nature and value and the holder's name and address. A finder filing a claim must send a copy of the agreement and the same documents the owner would need.⁶
• The law: Minn. Stat. 345.515 (Agreements to locate reported property)⁴ (read the text)

Before signing with a finder, read how finders work.

How to spot Minnesota unclaimed property scams

Minnesota's official search is on unclaimedproperty.mn.gov, a .gov address.¹

What Minnesota warns about

• Searching and claiming through the State is free; the State does not charge claimants.³
• If you doubt that the website is legitimate, call the program to check.¹
• State law bars anyone from charging to locate your property during its first 24 months with the State, and you can challenge an excessive finder fee at any time.⁴

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

Minnesota unclaimed property in numbers

For businesses: reporting unclaimed property to Minnesota

• Report due: Before November 1 each year, covering property as of the preceding June 30. Life insurers file before October 1, as of the preceding December 31. Payment or delivery is due with the report.⁴
• Due diligence letters to owners: Not more than 120 days before filing, holders must mail written notice to the owner's last known address if the address is not known to be bad, the claim is not time-barred, and the property is worth $100 or more. Owners must get at least 30 days to respond. For November 1 reports, notices go out between July 1 and October 1.⁴
• Where to report: unclaimedproperty.mn.gov/app/submit-a-report (upload a NAUPA file, or enter a manual report at unclaimedproperty.mn.gov/mor); payments: unclaimedproperty.mn.gov/…¹³
• File format: Electronic NAUPA standard format only, uploaded online (strongly preferred) or on CD (.txt, .hrs or .rpt). Paper forms and diskettes are rejected, .HDE files are not accepted, and negative reports must be filed electronically. Pay by check to the Minnesota Department of Commerce or by ACH debit; wire transfers and ACH credits are not accepted. Securities go to the State's custodian, Principal Custody Solutions, and safe deposit contents are shipped separately from the report.¹⁰
• Penalties: Willfully failing to report is a misdemeanor; willfully refusing to pay or deliver is a gross misdemeanor; 12% annual interest runs from Commerce's written demand on property not delivered on time. Audit costs of $15 per examiner-hour may be charged, capped at the value of the property found. Commerce may sue to compel delivery.⁴

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to Minnesota

• Law: Minnesota Statutes chapter 345, sections 345.31 to 345.60 (Uniform Disposition of Unclaimed Property Act); revisor.mn.gov/statutes/cite/345⁴
• Uniform act: Uniform Disposition of Unclaimed Property Act (name given in Minn. Stat. 345.60); the statute does not say which year's version of the uniform act it follows.⁴
• Run by the Department of Commerce, not the treasurer. The official search site is unclaimedproperty.mn.gov.⁵
• Ch. 345 is still the older Uniform Disposition of Unclaimed Property Act (1969). A Revised Minnesota Unclaimed Property Act bill (HF 4120) was introduced in March 2026 but had only its first reading.¹⁴
• 2026 changes: holders must now report prepaid funeral (preneed) funds and virtual currency, and 529/529A accounts are exempt (Laws 2026 ch. 124 art. 6, signed May 27, 2026).¹⁰
• Virtual currency is sold by the holder before reporting, and owners get the cash value. They cannot recover any later rise in price.⁴
• Legislators and counties can ask Commerce for lists of apparent owners in their district or county (yearly for legislators, every six months for counties).⁴
• The Minnesota Historical Society gets first pick of historically valuable items, such as safe deposit box contents, before they are auctioned. Auctions must happen at least every ten years.⁴
• Shares turned over to the State are held for at least a year before sale (except demutualization shares, which can be sold on receipt). After a sale, the owner gets the sale proceeds, not later gains.⁴
• Information claimants give Commerce is nonpublic or private government data.⁴
• The Commissioner of Revenue must hand over uncashed state tax refund checks more than two years old, so old Minnesota tax refunds can show up in the search.⁴
• The State does not garnish unclaimed property, but a judgment creditor with full documentation can claim it, up to the amount owed.⁶
• Real estate and vehicles are not handled; safe deposit box contents are the only tangible property the program takes.³
• A holder that pays an owner after turning the money over is reimbursed by the State, and the State indemnifies holders that report.⁴

Minnesota unclaimed property: questions people ask

What is the dormancy period for unclaimed property in Minnesota?

3 years for most property;⁴ other types differ (see the table).

When is the Minnesota unclaimed property report due?

Before November 1 each year, covering property as of the preceding June 30.⁴ Details above.

Which law governs unclaimed property in Minnesota?

Minnesota Statutes chapter 345, sections 345.31 to 345.60 (Uniform Disposition of Unclaimed Property Act).⁴

Where do I search for Minnesota unclaimed property?

On the official search at unclaimedproperty.mn.gov.¹ Searching and claiming there is free.³

Is the Minnesota unclaimed property site legitimate?

Yes, if it is unclaimedproperty.mn.gov:¹ the program is run by the Minnesota Department of Commerce - Unclaimed Property Program.⁵ What the program warns about.

Is it free to claim unclaimed property in Minnesota?

Free: the State charges claimants nothing, and claims are paid without deductions for notice, sale or service costs.³

What is the Minnesota unclaimed property phone number?

Claims: (651) 539-1545 (option 1).⁵

Moved? Neighboring programs

• North Dakota unclaimed property
• South Dakota unclaimed property
• Iowa unclaimed property
• Wisconsin unclaimed property

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

1. Search for Unclaimed Property Minnesota Department of Commerce, Unclaimed Property Program · unclaimedproperty.mn.gov · checked Nov. 3, 2026
   Quoted text (5)

   To search for funds, enter last name or business name in the Last or Business Name field and your first name in the First Name field. To narrow your search results, enter a city or zip code.

   This is a free and secure service provided by the State of Minnesota to claim your lost funds.

   Try using nicknames, common misspellings or when applicable, maiden name.

   Select your relationship to each property being claimed and click “File Claim”.

   If you have any questions or concerns regarding the privacy of your information or the legitimacy of this website, please call our office at 651-539-1545.

2. How to Claim Unclaimed Property - 2. Submit a Claim Minnesota Department of Commerce, Unclaimed Property Program · unclaimedproperty.mn.gov · checked Nov. 3, 2026
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   This is to ensure we are sending your check to a valid mailing address.

   Complete your information as the claimant. This should include your current mailing address as it will be the address where the funds are mailed.

   If correct, click SUBMIT to officially create your claim and generate your claim number.

3. What is Unclaimed Property? Minnesota Department of Commerce, Unclaimed Property Program · unclaimedproperty.mn.gov · checked Nov. 3, 2026
   Quoted text (3)

   The State safeguards and advertises its custody of the property and holds the property in perpetuity or until the rightful owner or heirs come forward to claim.

   The State pays thousands of claims each year and does not charge claimants for this service.

   Unclaimed property includes safe deposit boxes, but does not include other tangible property such as real estate or vehicles.

4. Minnesota Statutes chapter 345, Unclaimed Property (full chapter) Minnesota Office of the Revisor of Statutes · revisor.mn.gov · 2026 Minnesota Statutes · checked Nov. 3, 2026
   Quoted text (35)

   No agreement entered into after 24 months after the date the property is paid or delivered to the commissioner is valid if a person thereby undertakes to locate property included in a report for a fee or other compensation exceeding ten percent of the value of the recoverable property unless the agreement is in writing and signed by the owner and discloses the nature and value of the property and the name and address of the holder thereof as such facts have been reported.

   If the property was interest-bearing, the commissioner shall pay interest at the lesser of the rate of the weekly average one-year constant maturity treasury yield, as published by the Board of Governors of the Federal Reserve System, for the calendar week preceding the beginning of the fiscal quarter in which the property was sold or the rate the property earned while in the possession of the holder.

   Any person aggrieved by a decision of the commissioner or as to whose claim the commissioner has failed to act within 90 days after the filing of the claim, may commence an action in the district court to establish a claim. The proceeding shall be brought within 90 days after the decision of the commissioner or within 180 days from the filing of the claim if the commissioner fails to act. The action shall be tried de novo without a jury.

   "Commissioner" means the commissioner of commerce.

   that is held or owing in this state in the ordinary course of the holder's business and has remained unclaimed by the owner for more than three years after it became payable or distributable is presumed abandoned.

   unpaid compensation for personal services or wages, including wages represented by unpresented payroll checks, owing in the ordinary course of the holder's business that remain unclaimed by the owner for more than one year after becoming payable are presumed abandoned.

   (a) Any demand, savings or matured time deposit made in this state with a banking organization, together with any interest or dividend thereon, excluding contracted service charges which may be deducted for a period not to exceed one year, unless the owner has, within three years:

   that has been outstanding for more than three years from the date it was payable, or from the date of its issuance if payable on demand

   in the case of money orders, has been outstanding for more than seven years from the date of its issuance

   in the case of traveler's checks, has been outstanding for more than 15 years from the date of its issuance

   that have been unclaimed by the owner for more than five years from the date on which the lease or rental period expired.

   "Unclaimed funds," as used in this section, means all moneys held and owing by any life insurance corporation unclaimed and unpaid for more than three years after the moneys became due and payable

   that has remained unclaimed by the person appearing on the records of the utility entitled thereto for more than one year after the termination of the services

   if a dividend distribution or other sum payable as a result of the interest has remained unclaimed by the owner for three years

   that is unclaimed by the owner within six months after the date for final distribution, is presumed abandoned.

   held in a fiduciary capacity for the benefit of another person is presumed abandoned unless the owner has, within three years after it becomes payable or distributable

   All intangible personal property held for the owner by any court, public corporation, public authority or public officer of this state, or a political subdivision thereof, that has remained unclaimed by the owner for more than three years is presumed abandoned except as provided in section 524.3-914.

   any profit, distribution, or other sum held or owing by a cooperative for or to a participating patron of the cooperative is presumed abandoned only if it has remained unclaimed by the owner for more than seven years after it became payable or distributable.

   Virtual currency is presumed abandoned three years after the apparent owner's latest indication of interest in the virtual currency.

   Before the last day of each calendar year, the commissioner of revenue shall report to the commissioner as unclaimed property under this section any uncashed checks or warrants for overpayments of taxes that were issued more than two years preceding the date of the report.

   The commissioner shall, at a minimum, expend 15 percent of the funds allocated by the legislature to the operations of the unclaimed property division, to comply with the public notice requirements of this subdivision.

   It is unlawful for a person to seek or receive from another person or contract with a person for a fee or compensation for locating property, knowing it to have been reported or paid or delivered to the commissioner pursuant to chapter 345 prior to 24 months after the date the property is paid or delivered to the commissioner.

   345.515 AGREEMENTS TO LOCATE REPORTED PROPERTY.

   Nothing in this section shall be construed to prevent an owner from asserting at any time that an agreement to locate property is based upon an excessive or unjust consideration.

   The report shall be filed before November 1 of each year as of June 30 next preceding, but the report of life insurance corporations shall be filed before October 1 of each year as of December 31 next preceding.

   Not more than 120 days before filing the report required by this section, the holder in possession of property abandoned and subject to custody as unclaimed property under this chapter shall send written notice to the presumed owner at that owner's last known address informing the owner that the holder is in possession of property subject to this chapter and advising the owner of the steps necessary to prevent abandonment if:

   In addition to any damages, penalties, or fines for which a person may be liable under other provisions of law, any person who fails to pay or deliver unclaimed property within the time prescribed by this chapter after written demand therefor by the commissioner made after March 29, 1978, shall pay to the commissioner interest at the rate of 12 percent per annum on the property or value thereof from the date of the written demand.

   Sections 345.31 to 345.60 as enacted and hereafter amended, may be cited as the "Uniform Disposition of Unclaimed Property Act."

   Sections 345.31 to 345.60 shall be so construed as to effectuate its general purpose to make uniform the law of those states which enact it.

   The owner does not have recourse against the holder or the commissioner to recover any gain in value that occurs after the liquidation of the virtual currency under this subdivision.

   Beginning July 1, 2018, and every six months thereafter, and provided that a county has requested it, the commissioner shall provide to the county a list in electronic form of all persons appearing to be owners of abandoned property whose last known address is located in the county.

   The society may select for its collections any items it finds of historical value.

   The commissioner may proceed with the liquidation after holding for one year, with the exception of securities being held as the result of an insurance company demutualization, these types of securities may be sold upon receipt.

   Government data received by the commissioner pursuant to this section is nonpublic data or private data on individuals, as defined in section 13.02, subdivisions 9 and 12.

   Any holder who has paid moneys to the commissioner pursuant to sections 345.31 to 345.60 may make payment to any person reasonably appearing to such holder to be entitled thereto, and upon proof of such payment and proof that the payee reasonably appeared entitled thereto, the commissioner shall forthwith reimburse the holder for the payment.

5. Contact Us Minnesota Department of Commerce, Unclaimed Property Program · unclaimedproperty.mn.gov · checked Nov. 3, 2026
   Quoted text (3)

   651-539-1545 (Select option 1)

   Minnesota Department of Commerce Unclaimed Property Program 85 7th Place East, Suite 292 Saint Paul, MN 55101

   For questions on claims or potential unclaimed property: alternate_email [email protected]

6. Unclaimed Property Process Report (under 2017 Minn. Laws ch. 94, art. 8, sec. 15) Minnesota Department of Commerce (archived by the Minnesota Legislative Reference Library) · lrl.mn.gov · Feb. 15, 2018 · checked Nov. 3, 2026
   Quoted text (24)

   The State of Minnesota receives the unclaimed property as submitted by the Holder and advertises it on missingmoney.com.

   Claimant must complete claim form and have the form notorized.

   NOTE: Minors are unable to be paid directly or sign off on a Release Statement. It must be completed by the custodian listed on the birth certificate or court documents.

   If owner changed name, documentation of name change is required (such as marriage certificate, divorce papers or other court documents).

   Complete the correct W-8 form, per instructions at the IRS.gov website.

   Provide a copy of the complete trust.

   Each claim will have unique requirements

   The State does not apply garnishments to property, but will pay a claim if all required documentation is provided.

   The State does not issue payment directly to an inmate at a prison.

   Counties are able to claim cash-related property, as long as the funds represent wages, payroll or IRA/retirement accounts.

   In the event no legal documentation exists (such as the reported owner died without a will), the Department follows state law. In these instances, the Department requires that the claimant document lineage by completing a Table of Heirship form.

   Provide a copy of the will, letters of testamentary or administration showing the claimant has the authority to claim the funds on behalf of the estate.

   Provide a completed heir list.

   Provide a completed affidavit of collection – Probate 202 Form. The property must be listed on this form.

   Only to be used for the heirs of deceased individuals where no will was created and no table of heirship is required, as they are the only living heir.

   Provide documentation showing claimant’s position and authority to claim on behalf of the company/business (such as Secretary’s Certificate, Letter of Authorization on company letterhead or Corporate Resolution).

   Claimant must complete claim form and have the form notorized. All owners must sign the claim form.

   Provide a copy of the power of attorney or court-ordered assignment of individuals (such as Conservator or Guardian) showing the claimant has the authority to claim the funds on behalf of the individual.

   If the insured is still living, funds are payable to insured only (beneficiary status does not matter).

   If claimed within the year, the State transfers the securities to an account established by the owner. If not claimed within one year, the State liquidates the security at full market value. At that point, the owner can claim the cash proceeds from the State.

   The Department inventories and advertises all contents and, if claimed, returns all contents to the owner.

   Provide a copy of the agreement between the client and the finder.

   Finders or Locators must complete claim form and have the form notorized

   FY17 $82,708,747 $34,408,650 15,209

7. How to Claim Unclaimed Property - 1. Search for Property Minnesota Department of Commerce, Unclaimed Property Program · unclaimedproperty.mn.gov · checked Nov. 3, 2026
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   Type your name (first name, last name or both) into the Last or Business Name field and click SEARCH. If you receive too many results, try to narrow down the search by entering a city or zip code.

   Once you’ve found the properties that may belong to you, click the CLAIM button, and then click the CONTINUE TO FILE CLAIM button to begin the claims process.

8. How to Claim Unclaimed Property - 3. Complete Your Claim Minnesota Department of Commerce, Unclaimed Property Program · unclaimedproperty.mn.gov · checked Nov. 3, 2026
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   To determine the specific requirements of your claim, please review the email sent to you. The items required will be listed on the claim form attachment.

   Either upload your documents via our secure link OR mail your documentation to the following address:

   Most claims require a completed and signed claim form as well as a copy of both photo identification and legal document listing social security number.

   Minnesota Department of Commerce Unclaimed Property Program 85 7th Place East, Suite 292 Saint Paul, MN 55101

9. How to Claim Unclaimed Property - 4. Track Your Claim's Progress Minnesota Department of Commerce, Unclaimed Property Program · unclaimedproperty.mn.gov · checked Nov. 3, 2026
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   Enter your claim number at any time via our Status Page to receive the most recent status.

10. Unclaimed Property Program Holder Report Guide, Report Year 2026 Minnesota Department of Commerce · mn.gov · Report Year 2026 (undated inside; includes 2026 law changes) · checked Nov. 3, 2026
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    Copies of the cashed check(s) front and back, or proof of returning property to owner.

    IR01 Traditional IRA – Cash 3

    ALL unclaimed property, regardless of amount, must be reported to the Minnesota Department of Commerce. Minnesota does not have a minimum reportable amount, as follows:

    A bank who issues a gift card will most likely not meet this exemption depending upon the nature of the card as it is not in the business of selling tangible property at retail.

    NOTE: Reports submitted via paper forms or diskette will be rejected. Reports must be received in the standard NAUPA file format.

    New for 2026 – Minnesota law now requires holders to report Preneed and Virtual Currency property under the Unclaimed Property Statute.

11. Upload Claim Documentation Minnesota Department of Commerce, Unclaimed Property Program · unclaimedproperty.mn.gov · checked Nov. 3, 2026
    Quoted text (1)

    Certain claims require original documents in order to process and therefore cannot be uploaded to the website. Please refer to your claim form to determine if your claim requires original documentation.

12. Minnesota Unclaimed Property website (home: search, holder reporting, claim status) Minnesota Department of Commerce, Unclaimed Property Program · unclaimedproperty.mn.gov · checked Nov. 3, 2026
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    Welcome to the Minnesota Unclaimed Property Website.

    WE HAVE RETURNED MORE THAN: $945,937,717

13. Submit a Report (holders) Minnesota Department of Commerce, Unclaimed Property Program · unclaimedproperty.mn.gov · checked Nov. 3, 2026
    Quoted text (1)

    If you have already created a NAUPA report file and need to submit it or you need to submit a Negative ($0) Report, click the button below.

14. HF 4120 (2026) status: Revised Minnesota Unclaimed Property Act Minnesota Legislature / Revisor of Statutes · revisor.mn.gov · status page as read Nov. 3, 2026 · checked Nov. 3, 2026
    Quoted text (1)

    Unclaimed property regulated, Revised Minnesota Unclaimed Property Act established, administrative rulemaking authorized, and money appropriated.