Iowa Unclaimed Property: How to Search and Claim for Free
Iowa claim card
- How to claim Online, on the official site1
- How you are paid State warrant (check) by mail or picked up at the Treasurer's office.2
- Official processing time Up to 90 days for review; varies by claim type (heir, business, stock)3
- Deadline to claim No time limit3
- Finder-fee cap 15% of the recoverable property2
- Phone Claims: (515) 281-53674
The Treasurer of State of Iowa (State Treasurer's Office) – Unclaimed Property Division5 runs Iowa's unclaimed property program. It reports holding $640+ million.6 Search it free at greatiowatreasurehunt.gov1 and claim directly from the state at no charge.3 Iowa sets no deadline to claim.3
On this page
How to search for Iowa unclaimed property
The official search is at greatiowatreasurehunt.gov/app/claim-search.1 You may see it called Great Iowa Treasure Hunt.7
Which names and places to try: how to search well.
Fast-track and automatic payments
- Money Match (launched 2026): qualifying properties are paid automatically, with no claim, to Iowa taxpayers matched through Iowa Department of Revenue data. A letter comes first; if it is not returned, a check is mailed about three weeks later. Estates, businesses, trusts, securities and some owner claims do not qualify.8
How to claim unclaimed property in Iowa, step by step
Claims can be filed online on the official site.1 Cost: Free.3
- Search by last or business name (optionally first name or city) on the Great Iowa Treasure Hunt search page.9
- Click CLAIM on each matching property, then FILE YOUR CLAIM.9
- Choose your claimant relationship for each property (e.g. Myself, Legal Heir).10
- Enter your information, including the current mailing address where the check will be sent; confirm the address.10
- Preview, agree to the terms and submit; a Claim ID is generated and an email with the claim form and instructions arrives within about 20 minutes.10
- Gather the documents listed in Section C of the emailed claim form: at minimum a signed claim form, a copy of photo ID and a Social Security number.11
- Upload documents online (PDF, TIF, PNG or JPG, max 10 MB each) with your Claim ID and email; mail originals only when the claim form says originals are required.11
- Track the claim with the Claim ID on the status page.12
- Notary: The Affidavit of Administration and Affidavit of Lost Certificate must be notarized whatever the amount. Rule 781—9.25(2)(c) lets the Treasurer set cash, stock-value and safe-deposit thresholds above which the claim-form signature must be notarized; those thresholds are not published.13
- Interest: No interest is stated for cash. For non-cash property (e.g. securities), the owner receives dividends, interest or other increments realized before the property is liquidated or converted to money.14
- Property of a minor: A guardian or conservator claiming for a minor may need the letter of appointment, the minor's official birth certificate and SSN proof. For UTMA custodial property, the custodian claims until the minor turns 21; after that the former minor claims.2
- If a claim is denied: The Treasurer may hold a hearing. If the claim is denied, or not acted on within 90 days, the claimant may sue in district court (de novo, no jury) within 90 days of the decision, or within 180 days of filing if the Treasurer has not acted.14
The general process is in our how to claim guide.
Documents you need, by situation
These are the official requirements. The claim form for a specific property can ask for more.
Claiming your own property
- Individual (apparent owner): Copy of driver's license or other government ID; document verifying SSN (e.g. Social Security card, W-2)2
A former address or a name change
- Former address: Proof of the address as reported, if the holder did not report an SSN: W-2, pay stub, bank statement, expired driver's license, stock certificate, transcript, report card, marriage certificate, divorce decree, birth certificate, or an original postmarked envelope2
- Name change: Documents showing the name change2
The owner has died (estate)
- Property of a deceased owner is paid according to how the estate was distributed under the probate code, using the Affidavit of Administration. Executors and administrators are paid to the estate. Each heir is paid separately, though the division may let one heir accept payment for all.13
You are an heir
- Deceased owner / heir / estate: Notarized Affidavit of Administration plus documents for the matching option: (A) no will, no administration: death certificate, obituary, estate value; (B) no will, administration: death certificate, obituary, Letters of Appointment or Final Report and Order; (C) will, no administration: death certificate, obituary, will, estate value; (D) will, administration: death certificate, file-stamped will, Letters, Final Report and Order, or small estate documents; (E/F) trust open/closed: trust instrument, trust tax ID, plus statement and trustee letters (open) or final trust tax return (closed). Page 3 heir list required.13
A business or government agency
- Business: Proof the signer is an officer with authority (e.g. corporate resolution), EIN documentation, and a copy of the biennial report filed with the Secretary of State or a current corporate tax return2
- Business no longer in existence: Proof the claimant is the bona fide successor in interest2
- Dissolved unincorporated nonprofit association: Authority under the association's bylaws or governing principles, or other documentation the division accepts2
Securities, safe deposit boxes and other cases
- Joint account: ID/SSN/address proof for each joint owner, or an official death certificate for a deceased joint owner2
- Guardian, conservator or power of attorney: Letter of appointment and documents identifying the guardian/custodian and the owner; a power of attorney filed by a finder is not recognized2
- Securities: Original stock certificate(s), a surety bond acceptable to the division, or a notarized Affidavit of Lost Certificate2
- Safe deposit box contents: No separate document list is published; such claims get two levels of approval. Unsold contents can be picked up or mailed at the claimant's request.2
See also: claiming for a deceased relative and the claim documents tool.
How long it takes, how you are paid and the deadline
Processing time
- Up to 90 days for review; varies by claim type (heir, business, stock)3
How you are paid
Iowa can pay electronically or by check.
- State warrant (check) by mail or picked up at the Treasurer's office; electronic deposit at the Treasurer's discretion (fees may apply); securities re-registered to the claimant; unsold safe deposit box contents picked up or mailed2
Deadline
There is no deadline for owners and heirs in Iowa.
- No time limit3
Contact the Iowa unclaimed property office
| Agency | Treasurer of State of Iowa (State Treasurer's Office) – Unclaimed Property Division5 |
|---|---|
| Office holder | Treasurer of State (Iowa State Treasurer); currently Roby Smith15 |
| Official site | greatiowatreasurehunt.gov16 |
| Search | greatiowatreasurehunt.gov/app/claim-search1 |
| Claim forms | greatiowatreasurehunt.gov/app/forms17 |
| Phone | Claims: (515) 281-5367; Holder reporting: (515) 281-7546; Treasurer general line: (515) 281-5368; Fax: (515) 281-75624 |
| Claims: [email protected]; Holder reporting: [email protected]; Treasurer general line: [email protected]18 | |
| Great Iowa Treasure Hunt, Lucas State Office Building, 321 E 12th St., 1st Floor, Des Moines, IA 503194 | |
| Hours | Monday–Friday, 8:00 am–4:00 pm Central (claims and reporting phone lines)4 |
When property becomes unclaimed: dormancy periods
In Iowa most property is presumed abandoned after 3 years without owner contact.14 Wages move faster: 1 year.14 More on how this works: what happens after the dormancy period.
| Property type | Period |
|---|---|
| Checking/savings (bank deposits, matured time deposits) | 3 years14 |
| Safe deposit | 3 years14 |
| Traveler's checks | 15 years14 |
| Money orders | 7 years14 |
| Cashiers checks / certified checks / bank drafts | 3 years14 |
| Insurance (life/endowment/annuity proceeds) | 3 years14 |
| Insurance demutualization proceeds | 2 years14 |
| Utility deposits / refunds | 1 year14 |
| Securities (stock and other ownership interests) | 3 years14 |
| Business dissolution distributions | 1 year14 |
| Fiduciary / trust / IRA / retirement | 3 years14 |
| Court deposits / government-held property | 2 years14 |
| General (all other intangible property, incl. vendor/expense checks, credit balances, refunds, mineral proceeds) | 3 years14 |
| Wages / payroll / commissions | 1 year14 |
| Gift cards / gift certificates | 5 years14 |
| Property held outside Iowa by a temporary custodian but issued by an Iowa entity | 3 years14 |
| U.S. savings bonds (escheat to the state) | 3 years14 |
| Cryptocurrency | 3 years15 |
Other states: dormancy periods table.
- Minimum amounts: No minimum: all amounts are reportable. Items under $50 may be reported in aggregate without owner names, and holders need not mail due diligence for owners with less than $50.19
- Gift cards: Reportable 5 years after issuance or last use, whichever is later (rule 781—9.13). Cards not redeemable for cash issued after July 1, 2014 with no expiration date or fees are not reportable. The Business Reporting Manual also says cards issued before Aug 22, 2010 were reportable after 3 years of inactivity, but rule 9.13(2) sets 5 years for non-cash cards issued before July 2, 2014.2
- Published lists of owners: Optional since 2024: the Treasurer may publish an annual notice by November 30 in a newspaper in the owner's county (items of $100 or more), may publish general awareness notices statewide, and may mail notices to owners. Auctions need one newspaper notice 3 weeks ahead, or 7 days' notice online for internet auctions.14
Finder fees and heir finders in Iowa
The legal limit in Iowa: 15% of the recoverable property.2 Among the flat caps in our finder-fee comparison, 17 are lower and 6 are higher. You never need a finder: claiming directly is free.3
- Are finders allowed? Yes.14
- Contract rules: Agreements made within 24 months after the property is delivered to the Treasurer are unenforceable, as are agreements on property a holder has not yet reported. Valid agreements must be in writing, signed by the owner, and disclose the nature and value of the property and the holder's name and address. Only licensed private investigation businesses may collect a finder fee. The owner signs the claim form and deals directly with the division; a claim form signed by a finder is not reviewed. A signed, dated, notarized copy of the agreement must accompany the claim; handwritten agreements are rejected. Payment goes only to the owner. No finder power of attorney is recognized, and no confidential data is released to locators. The owner can challenge an excessive fee at any time.2
- The law: Iowa Code §556.11(10); Iowa Admin. Code 781—9.23; also §556.2C(2) (state warrants) and §714.8(16) (fraudulent practice)14 (read the text)
Before signing with a finder, read how finders work.
How to spot Iowa unclaimed property scams
Iowa's official search is on greatiowatreasurehunt.gov, a .gov address.1
What Iowa warns about
- Before signing a finder's agreement, contact the Treasurer's Office.20
- Great Iowa Treasure Hunt is the only legitimate source for Iowa unclaimed property.21
- Claiming is free, and the office never sells or shares claimant information.5
- Knowingly giving false information to the Treasurer on a claim, or hiding the nature, value and location of property from an owner before signing a recovery contract, is a fraudulent practice under Iowa Code §714.8(16).20
- Money Match is real: a letter from the Treasurer is followed about three weeks later by a check; recipients do not need to do anything.8
- Amounts are not shown online, to reduce fraudulent claims and protect owners' privacy.3
Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.
Iowa unclaimed property in numbers
| What | Figure | Year or date |
|---|---|---|
| Amount held | $640+ million6 | as of Sept. 30, 2026 |
| Returned since inception | $454,135,8987 | live counter, read Nov. 3, 2026 |
| Number of properties | 1.2+ million properties paid since inception6 | as of Sept. 30, 2026 |
| Returned in year | more than $38.2 million ($35.7M cash + $2.4M share value)22 | FY2026 (July 2025–June 2026) |
| Claims paid in year | 53,19422 | FY2026 |
| Share of residents | about 1 in 7 Iowans6 | 2026 |
| Reported in year | $73,941,325.37 cash reported; 573,750 properties received23 | FY2025 |
For businesses: reporting unclaimed property to Iowa
- Report due: Before November 1 each year, for property dormant as of the June 30 fiscal year end. Payment is due by Nov 1 too. Demutualization proceeds are due before May 1 for the prior calendar year.14
- Due diligence letters to owners: Holders must try to contact owners before reporting. They mail a due diligence letter to the last known address for property of $50 or more and give owners at least 30 days to respond. If 35% or more of a holder's reported accounts are claimed within 24 months, the Treasurer may charge $5 per account for failed due diligence.14
- Where to report: greatiowatreasurehunt.gov/app/submit-a-report24
- File format: Electronic only. Use a NAUPA (NAUPA II) file for more than 10 properties or any safe deposit boxes; the Manual Online Report is allowed for 10 or fewer and not for safe deposit boxes. Never email report files. Safe deposit box reports must be filed separately. Pay by ACH debit through the portal, check (lockbox) or wire; deliver securities via ACATS/DTC to the state's custodian before Nov 1.25
- Penalties: 10% annual interest on late property; a civil penalty of 25% of the value for willful failure; both waivable for a good-faith mistake. Audit costs up to $100 per examiner per day, capped at the value of the property found.14
- Voluntary disclosure: Not accepting VDA applications at this time. Rules still allow a Voluntary Compliance Self-Audit (no interest or penalties if approved) and a holder amnesty program at the Treasurer's discretion.26
New to this? See who must report. Other states' dates are in the holder reporting deadlines table.
Other rules specific to Iowa
- Law: Iowa Code chapter 556, "Disposition of Unclaimed Property" (§§556.1–556.30); rules: Iowa Administrative Code 781—chapter 914
- Uniform act: Uniform Disposition of Unclaimed Property Act (short title in §556.30); the chapter does not state which year's version14
- Money Match (announced Aug 14, 2026 at the Iowa State Fair) pays qualifying owners automatically, with no claim, using Iowa Department of Revenue data. Checks expire after six months.27
- Since 2024 the statute lets the Treasurer waive the claim form and use state tax information to identify owners or verify claims.14
- Property values are hidden in search results and released only after a claim is filed and approved.3
- Safe deposit box contents are auctioned by Lone Star Auctioneers at IowaUnclaimedProperty.org when it is no longer feasible to hold them. No auction was scheduled when checked.28
- U.S. military service medals are never auctioned. Treasurer employees, their household relatives and auction contractors may not bid.2
- Unclaimed U.S. savings bonds escheat to the state by a Polk County district court judgment and are then redeemed. Former owners can still file a claim afterward.14
- Securities are held at least one year before sale. If §556.5 stock is sold sooner, a claimant within that year gets the greater of the sale proceeds or the current market value.14
- Cash claims over $5,000 require electronic identity authentication and a second approval by a division manager.2
- The Treasurer may require a claimant to post a surety bond, at the claimant's own cost, before paying a claim.14
- A public list of owner names and last known addresses is kept, and an annual copy can be bought for $20, paid by official check or money order. Other identifying data is confidential.2
- A county-by-county interactive map shows how much is available to claim and how much has been returned in each of Iowa's 99 counties.29
- Unclaimed Property Day (Feb 1) is a yearly push. In 2026 it brought more than 7,600 claims worth over $2.6 million.30
- Iowa cooperatives may keep unclaimed patronage dividends, membership fees and capital credits (after July 1, 1997) for cooperative education or economic development instead of remitting them.19
- A Vital Statistics worksheet is offered so families can record their assets and keep them from becoming unclaimed.16
- Iowa HHS (Medicaid estate recovery) can collect a deceased person's unclaimed property held by the Treasurer, by affidavit, if no successor has come forward within 90 days of death.31
- Claimant survey (June 2022–Nov 2025): 82% rated their experience "highest quality" and 84% said claiming was faster than expected.32
- Pending rule change RA 26-256 (notice in the Aug 19, 2026 Iowa Administrative Bulletin; hearing Sept 8, 2026) would let asset purchasers claim property sold by "large business associations" and would update the rules on CDs and timed deposits, retirement accounts and uncashed tax-advantaged distribution checks (rules 9.9, 9.12, 9.33). Not adopted as of Nov. 3, 2026.33
Iowa unclaimed property: questions people ask
When is the Iowa unclaimed property report due?
Before November 1 each year, for property dormant as of the June 30 fiscal year end.14 Details above.
Which law governs unclaimed property in Iowa?
Iowa Code chapter 556, "Disposition of Unclaimed Property"; rules: Iowa Administrative Code 781—chapter 914
Is it free to claim unclaimed property in Iowa?
Free3
Where do I search for Iowa unclaimed property?
On the official search at greatiowatreasurehunt.gov.1 Searching and claiming there is free.3
Moved? Neighboring programs
- Minnesota unclaimed property
- Wisconsin unclaimed property
- Illinois unclaimed property
- Missouri unclaimed property
- Nebraska unclaimed property
- South Dakota unclaimed property
See which state holds your property, or list every search with the multi-state checklist.
Sources
Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).
- Search for Unclaimed Property Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
Quoted text (2)
To begin your search, enter a last name or the name of a business.
Initiate as many searches as you like and “Claim” property as you go. After you have completed all searches, click “File Your Claim”.
- Iowa Administrative Code 781—Chapter 9, Unclaimed Property Iowa Legislature · legis.iowa.gov · rules dated 02-05-2025 (listing pubDate 04-15-2026) · checked Nov. 3, 2026
Quoted text (18)
State warrants will be mailed or may be obtained from the treasurer’s office. At the treasurer’s discretion, the division may electronically deliver funds to a claimant’s financial institution account.
In no case shall the locator fees or compensation exceed 15 percent of the amount of the property subject to claim.
9.31(1) A claim to custodial property may be made by the custodian of the property, or the legal representative thereof, provided that the minor has not yet reached the age of 21 years.
9.26(1) A copy of the claimant’s driver’s license or other government-issued identification. 9.26(2) A copy of a document verifying the claimant’s social security number. Examples include a social security card and a federal Form W-2.
9.26(3) A document showing the claimant’s address as it was reported to the division may be required if the holder did not report the social security number to the division.
9.26(4) If the claimant’s name has changed, copies of supporting documentation showing the name change.
c. A copy of the claimant’s biennial report as filed with the office of the secretary of state or a copy of a current corporate tax return.
9.27(2) Claimants filing on behalf of businesses that are no longer in existence must additionally provide documentation that the claimant is the bona fide successor in interest to the rights of the discontinued business entity with respect to the property being claimed.
A claim to property for which the apparent owner is an unincorporated nonprofit association that has been dissolved may be made by a person authorized to claim the property in accordance with the dissolved association’s bylaws or governing principles or as proven by other documentation as deemed suitable by the division.
b. Where one or more joint owners are deceased, an official copy of the deceased joint owner’s death certificate.
No power of attorney filed by a finder will be recognized by the division for the purpose of making a claim.
9.26(7) If the property subject to claim is a security, in addition to the documentation required by this rule, the claimant may be required to provide the original stock certificate(s), a surety bond that is acceptable to the division, or an affidavit of lost certificate.
9.35(2) In the case of safe deposit box contents that have not been liquidated, the claimant may assume physical custody of the contents from the division.
9.13(3) An unused balance on a gift certificate or gift card that is not redeemable for cash, which was issued after July 1, 2014, and is not subject to expiration or service fees, is not subject to reporting and delivery under Iowa Code chapter 556.
A claim form signed by a locator shall not be reviewed by the division. The apparent owner or owner’s legal representative shall make direct contact with the division and sign the claim form.
9.24(2) Medals awarded for military service in the armed forces of the United States shall not be auctioned.
Claims over a cash value of $5,000 must receive an additional level of approval from a division manager.
The treasurer may assess a fee of $20 per copy.
- FAQs – Claiming Property Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
Quoted text (5)
Allow up to 90 days for your information to be reviewed. The processing time may vary depending on the type of claim (e.g. heir claim, business claim, stock claim).
No, you can make a claim at any time, as unclaimed property is held until the rightful owner or heir successfully claims it.
No. The rightful owners or their legal heirs always have the right to claim the assets free of charge.
To reduce the potential of fraudulent claims and to protect the privacy of the property owner, the State Treasurer’s Office will release the amount and full details once a claim has been filed and entitlement has been met.
Why can't I see the value of my property online?
- Contact Us Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
Quoted text (3)
(515) 281-5367 Monday – Friday, 8:00 am – 4:00 pm CT
Great Iowa Treasure Hunt Lucas State Office Building 321 E 12th St., 1st Floor Des Moines, IA 50319
(515) 281-7546 Monday – Friday, 8:00 am – 4:00 pm CT
- Privacy Policy Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
Quoted text (2)
The State of Iowa Treasurer's Unclaimed Property Division is here to help unite individuals and businesses with their lost funds.
We provide this service free of charge. All requested information is used for identification purposes and is kept confidential. We never sell or share information provided by claimants.
- Great Iowa Treasure Hunt Fact Sheet Treasurer of State of Iowa · iowatreasurer.gov · Sept. 30, 2026 · checked Nov. 3, 2026
Quoted text (3)
$640+ million Currently Safekeeping
1.2+ million Properties Paid
Approximately 1 in 7 people have unclaimed property
- Great Iowa Treasure Hunt – home Treasurer of State of Iowa · greatiowatreasurehunt.gov · Nov. 3, 2026 (live counter) · checked Nov. 3, 2026
Quoted text (2)
WELCOME TO THE GREAT IOWA TREASURE HUNT!
WE HAVE RETURNED $454,135,898
- Money Match Treasurer of State of Iowa · iowatreasurer.gov · 2026 · checked Nov. 3, 2026
Quoted text (2)
Money Match automatically returns qualifying properties to Iowa taxpayers without requiring the individual to file a claim on GreatIowaTreasureHunt.gov.
If you receive a letter from the Iowa State Treasurer’s Office indicating you have money coming thanks to Money Match, make sure to keep an eye out for a check in the next month.
- How to Claim: Search for Property Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
Quoted text (2)
Type your name in the Last or Business Name field and click SEARCH. If you receive too many results, narrow down the search by entering a first name or city.
Once you've found the property that belongs to you, start by clicking the CLAIM button. Then, click the FILE YOUR CLAIM button to begin the claims process.
- How to Claim: Initiate a Claim Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
Quoted text (3)
Select your Claimant Relationship for each property you are claiming.
This should include your current mailing address as it will be the address where the funds are mailed.
Within 20 minutes of submission, you should receive an email with further instructions from Iowa Unclaimed Property to complete your claim process.
- How to Claim: Complete Your Claim Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
Quoted text (2)
Each unclaimed property claim requires, at minimum, a completed and signed claim form, a copy of photo identification and a Social Security number.
If we indicated on your claim form the documents must be originals, mail them to the following address:
- How to Claim: Track Your Claim Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
Quoted text (1)
Enter your claim number at any time via our Status Page to receive the most recent status.
- Affidavit of Administration Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
Quoted text (3)
*The above signature must be notarized regardless of the dollar amount of the claim.
When the owner of a property is deceased, the State Treasurer’s Office is required to distribute their unclaimed property according to probate code, which may result in ownership being divided amongst heirs.
*PAGE 3 MUST BE ATTACHED AND COMPLETED FOR CLAIMS TO BE PROCESSED.*
- Iowa Code 2026, Chapter 556 – Disposition of Unclaimed Property Iowa Legislature · legis.iowa.gov · Iowa Code 2026 (PDF generated Dec. 9, 2025) · checked Nov. 3, 2026
Quoted text (31)
When property other than money is paid or delivered to the treasurer of state under this chapter, the owner is entitled to receive from the treasurer of state any dividends, interest, or other increments realized or accruing on the property at or before liquidation or conversion into money.
Any person aggrieved by a decision of the state treasurer or as to whose claim the treasurer has failed to act within ninety days after the filing of the claim, may commence an action in the district court to establish that person’s claim. The proceeding shall be brought within ninety days after the decision of the treasurer or within one hundred eighty days from the filing of the claim if the treasurer fails to act.
that is held or owing in this state in the ordinary course of the holder’s business and has remained unclaimed by the owner for more than three years after it became payable or distributable is presumed abandoned.
Unpaid wages, including wages represented by payroll checks or other compensation for personal services owing in the ordinary course of the holder’s business that remain unclaimed by the owner for more than one year after becoming payable are presumed abandoned.
Any demand, savings, or matured time deposit made in this state with a banking organization, together with any interest or dividend, excluding any charges that may lawfully be withheld, unless the owner has, within three years:
that have been unclaimed by the owner for more than three years from the date on which the lease or rental period expired.
Subject to subsection 4, any sum payable on a traveler’s check that has been outstanding for more than fifteen years after its issuance is deemed abandoned
any sum payable on a money order that has been outstanding for more than seven years after its issuance is deemed abandoned
including a cashier’s check and a certified check, which has been outstanding for more than three years after it was payable or after its issuance if payable on demand, is deemed abandoned
means all moneys held and owing by any life insurance corporation unclaimed and unpaid for more than three years after the moneys became due and payable
Property distributable in the course of demutualization or related reorganization of an insurance company occurring on or after January 1, 2003, that remains unclaimed is deemed abandoned two years after the earlier of:
that has remained unclaimed by the person appearing on the records of the utility entitled to the deposit for more than one year after the termination of the services for which the deposit or advance payment was made.
The interest in the association is owned by a person who for more than three years has neither claimed a dividend, distribution, nor other sum payable as a result of the interest
that is unclaimed by the owner within one year after the date for final distribution, is presumed abandoned.
within three years after it becomes payable or distributable
that has remained unclaimed by the owner for more than two years after becoming payable or distributable is presumed abandoned.
funds represented by a gift certificate balance that has not been presented within five years from the date of issuance of the gift certificate are presumed abandoned.
The owner has not claimed the property or income derived from the property or corresponded in writing with the temporary custodian of the property within three years after the date prescribed for delivery of the property or payment of income from the property.
shall escheat to the state three years after such bonds are presumed abandoned property under section 556.9, subsection 1.
Provide for the publication annually of at least one notice not later than the following November 30.
However, such agreements made after twenty-four months from the date of payment or delivery are valid if the fee or compensation agreed upon is not more than fifteen percent of the recoverable property, the agreement is in writing and signed by the owner, and the writing discloses the nature and value of the property and the name and address of the person in possession.
All agreements to pay compensation to recover or assist in the recovery of property reported under this section, made within twenty-four months after the date payment or delivery is made under section 556.13, are unenforceable.
The report shall be filed annually before November 1 for the fiscal year ending on the preceding June 30.
A holder is not required to make a due diligence mailing to owners whose property has an aggregate value of less than fifty dollars.
A person who willfully fails to pay or deliver property to the treasurer of state as required under this chapter shall pay a civil penalty equal to twenty-five percent of the value of the property that should have been paid or delivered.
This chapter may be cited as the “Uniform Disposition of Unclaimed Property Act”.
This chapter shall be so construed as to effectuate its general purpose to make uniform the law of those states which enact it.
The treasurer of state may use state tax information to assist in identifying the owner of property that has been abandoned as provided under this chapter or in verifying a claim filed under this chapter.
Any person making a claim for the United States savings bonds escheated to the state under this section, or for the proceeds from such bonds, may file a claim in accordance with section 556.19.
any person making a claim pursuant to this chapter before the end of the one-year period is entitled to either the proceeds of the sale of the securities or the market value of the securities at the time the claim is made, whichever amount is greater
As a condition precedent to payment of any claim filed under this chapter, the treasurer of state may require that the claimant or owner of the unclaimed or abandoned property furnish the treasurer with a surety bond
- Business Reporting Manual, Fiscal Year 2027 Treasurer of State of Iowa · iowatreasurer.gov · FY2027 · checked Nov. 3, 2026
Quoted text (2)
Roby Smith Treasurer of State
Report, but not remit, all unclaimed property that has met the required abandonment period of three years.
- Great Iowa Treasure Hunt (Treasurer's site) Treasurer of State of Iowa · iowatreasurer.gov · checked Nov. 3, 2026
Quoted text (2)
Search to see if any belong to you at GreatIowaTreasureHunt.gov.
Vital Statistics (PDF): Download and complete this document to provide guidance and direction to your loved ones on the handling of your assets to prevent them from becoming unclaimed property.
- Forms and Resources Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
Quoted text (1)
If the property you are claiming belongs to a deceased owner(s), complete this affidavit in its entirety.
- Search for Your Claim's Status Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
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If you have lost or forgotten this number, contact the Unclaimed Property Division at [email protected] or (515) 281-5367.
- FAQs – Reporting Property Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
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No. The Act does not provide an exemption based on a minimum amount. All amounts are reportable to the State of Iowa.
Any dividend, patronage dividend, membership fees or capital credit distribution after July 1, 1997, may be retained by the cooperative.
- FAQs – General Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
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If you are contacted by an individual or firm offering to return your property for a fee, contact the State Treasurer's Office before you sign an agreement.
Per Iowa Code, Chapter 714.8(16), a person is guilty of a fraudulent practice if they knowingly provide false information to the treasurer of state when claiming an interest in unclaimed property held by the state or knowingly provide false information to a person or fail to disclose the nature, value and location of unclaimed property prior to entering into a contract to receive compensation to recover or assist in the recovery of property reported as unclaimed pursuant to section 556.11.
- Treasurer Smith Announces $450 Million Returned Through Great Iowa Treasure Hunt Treasurer of State of Iowa · iowatreasurer.gov · Oct. 7, 2026 · checked Nov. 3, 2026
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Great Iowa Treasure Hunt is Iowa’s only legitimate source for unclaimed property.
- Great Iowa Treasure Hunt Returns Record Amount to Iowans Treasurer of State of Iowa · iowatreasurer.gov · July 15, 2026 · checked Nov. 3, 2026
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During Fiscal Year 2026, Great Iowa Treasure Hunt returned more than $35.7 million in cash and $2.4 million in share value, totaling more than $38.2 million overall.
In addition to the cash records, the team paid out 53,194 claims, which was 8,302 more than the record set in FY2025.
- Treasurer's Annual Report, June 30, 2025 Treasurer of State of Iowa · iowatreasurer.gov · June 30, 2025 · checked Nov. 3, 2026
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2025 $73,941,325.37 68,385,062.69 573,750 44,892 $657,092.49 $29,143,600.31
- Submit a Report Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
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created with a third-party software if the report has more than 10 properties or safe deposit boxes.
- Reporting Overview (dormancy table for period ending June 30, 2026) Treasurer of State of Iowa · greatiowatreasurehunt.gov · FY2026 reporting cycle · checked Nov. 3, 2026
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Reports of more than 10 properties should be submitted via a NAUPA formatted file.
- Voluntary Disclosure Agreement Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
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The State of Iowa is currently not accepting VDA applications.
- State Treasurer Roby Smith Launches Money Match Initiative to Return Unclaimed Property Faster Treasurer of State of Iowa · iowatreasurer.gov · Aug. 14, 2026 · checked Nov. 3, 2026
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Using secure data provided by the Department of Revenue, the Treasurer’s Office is able to verify ownership and automatically send a check to the rightful owners through the new initiative.
- Auction – Official Publication of Safe Deposit Box Properties Treasurer of State of Iowa · iowatreasurer.gov · checked Nov. 3, 2026
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There are no auctions at this time.
- Unclaimed Property Statistics Treasurer of State of Iowa · greatiowatreasurehunt.gov · checked Nov. 3, 2026
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See how much unclaimed property is available to claim and how much as already been returned for every county in Iowa.
- Treasurer Smith Announces 2026 Unclaimed Property Day Results Treasurer of State of Iowa · iowatreasurer.gov · Feb. 17, 2026 · checked Nov. 3, 2026
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Overall, there were more than 63,000 website views to GreatIowaTreasureHunt.gov resulting in more than 7,600 claims totaling more than $2.6 million overall.
- Iowa Code 2026 §633.356 – Distribution of property by affidavit (very small estates) Iowa Legislature · legis.iowa.gov · Iowa Code 2026 · checked Nov. 3, 2026
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This paragraph shall apply to funds or property of the decedent transferred to the custody of the treasurer of state as unclaimed property pursuant to chapter 556.
- Great Iowa Treasure Hunt Survey Results Treasurer of State of Iowa · iowatreasurer.gov · survey June 2022 - November 2025 · checked Nov. 3, 2026
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Our surveys showed 82% of claimants rated their experience with the Great Iowa Treasure Hunt as "highest quality."
- RA 26-256 Treasurer of State Regulatory Analysis – Notice of Intended Action, 781—Chapter 9 Iowa Legislature · legis.iowa.gov · Aug. 19, 2026 bulletin · checked Nov. 3, 2026
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This proposed rulemaking is necessary to remove restrictions related to asset purchase agreements and to make updates related to the reporting of individual retirement accounts.
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