Indiana Unclaimed Property: How to Search and Claim for Free

How to search for Indiana unclaimed property

The official search is at indianaunclaimed.gov/app/claim-search.¹

Which names and places to try: how to search well.

Indiana's records can also be searched through MissingMoney.com.⁷

Property the state program does not hold

These official bodies keep their own records, searched separately:

• Court clerk funds (county circuit court clerks): Court-held property, including trust and child support payments, is presumed abandoned 3 years after it becomes distributable. Clerks report and remit it to Indiana Unclaimed. A clerk who identifies its own funds on Indiana Unclaimed can receipt them back into the proper fund. There is no separate state program for owners: the remitted funds are held by the Attorney General's Unclaimed Property Division.⁸

How to claim unclaimed property in Indiana, step by step

Claims can be filed online on the official site.² Cost: Free. Claiming from the state costs nothing.⁶

1. Search: go to Property Search (Claiming Property > Search Unclaimed Properties, or the CLAIM YOURS button) and type your name; narrow by city or ZIP if there are too many results.³
2. Select your property and click CONTINUE TO FILE CLAIM.³
3. Enter claimant information, including the current mailing address where the check will be sent, and choose your 'Relationship to Owner' (Owner, Heir, Representative, etc.).³
4. Confirm your address if asked, preview, and click SUBMIT. This creates the claim and its claim number.³
5. Read the email you receive. The claim form attachment lists the documents your claim needs. At minimum you need a completed, signed claim form and a copy of photo ID.³
6. Send the claim form and documents by secure upload or by mail to PO Box 2504, Greenwood, IN 46142.³
7. Track the claim on the Status page using the claim number from your claim form or email.³

• Notary: No general notarization requirement is stated. The online claim uses an electronic signature (site configuration: e-signature enabled and required). The rules list a 'notarized copy of contract if a representative is claimant' as possible proof.⁹
• Property of a minor: Claimants must be 18 or older. A parent or legal guardian claims for a minor.⁶
• If a claim is denied: If a claim is denied in whole or in part, the AG gives written notice to the claimant's address. The statute provides an action for denial of a claim (IC 32-34-1.5-51; text not read).⁹

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

Claiming your own property

• Every claim (minimum): completed and signed claim form + copy of photo identification; claim-specific items are listed on the claim form emailed after filing³
• Individual owner (rule): copy of driver's license or other picture ID, a document proving SSN, and one or more supporting documents (e.g. documentation connecting you to the reported address or business for the year of last transaction, birth/marriage certificate, divorce decree, will, probate distribution, letters testamentary, guardianship or trust agreement, third-party affidavit)⁹
• Checking / savings: checking: a blank or canceled check or statement with the account number; savings: passbook or correspondence with the account number⁹
• Uncashed check: the original check, or an affidavit from the issuer that the claimant is the true owner and would have been paid⁹
• Court clerk funds: court order or decree ordering the attorney general to pay the claimant⁹
• Co-owners: notify all co-owners; with multiple claimants the AG pays one only after releases from the others⁶

A former address or a name change

• Former address: documentation connecting the claimant to the reported address or business for the year of last transaction⁹

The owner has died (estate)

• Heirs can claim online. Relationship choices are: Heir - Small Estate (labelled 'Most Common'), Heir - Closed Estate, Heir - Open Estate, Trustee (open/closed trust), Trust Beneficiary - Closed Trust, and Legal Representative. Heirship proof may include the final probate decree, death certificate, or an affidavit of death and heirship by a disinterested person if there was no probate.¹⁰

You are an heir

• Deceased owner / heir: if based on heirship, one or more of: final decree of probate; death certificate; affidavit of proof of death and heirship by a disinterested person when the estate was not probated⁹

A business or government agency

• Business: proprietorship/partnership: authorization to file + personal ID; active corporation: certified copy of most recent Secretary of State filing listing officers/directors + evidence of authority; dissolved corporation: state certification within 1 year of filing + proof of entitlement; bankrupt: petition and trustee orders⁹
• Government agency: 'Government Agency' is a relationship option in the online claim; specific documents are not published¹⁰

Securities, safe deposit boxes and other cases

• Safe deposit box: copy of safe deposit box rental receipt or correspondence referencing the rental; contents are delivered in person or to an authorized agent at a place the AG designates⁹
• Securities: copy of the stock certificate, correspondence about it, or a broker statement showing purchase or sale⁹
• Wages: W-2s, tax records, or correspondence relating to the employment⁹
• Insurance: copy of the policy or correspondence referencing the policy number⁹
• Cashier's check: claimed by the payee unless the purchaser proves a superior claim⁹

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

Processing time

• Generally up to 90 days. By rule, the AG considers each claim within 90 days after receiving the completed form and supporting documentation.²

How you are paid

Indiana pays by check, so keep the mailing address on your claim current.

• Check (state warrant) mailed to the claimant's mailing address. Securities may be transferred or paid in cash; safe deposit box contents are handed over in person.³

Deadline

Read Indiana's rule carefully: it limits when or how some property can be claimed.

• Claims expire: the state holds property for 25 years. After that it can no longer be claimed and becomes state property.²

Contact the Indiana unclaimed property office

When property becomes unclaimed: dormancy periods

In Indiana most property is presumed abandoned after 3 years without owner contact.¹³ Wages move faster: 1 year.¹⁴ More on how this works: what happens after the dormancy period.

Other states: dormancy periods table.

• Minimum amounts: No minimum value for reporting is stated. Items under $50 may be reported in aggregate without owner detail. Owner detail and due diligence are required at $50 and up.¹³
• Gift cards: Exempt from unclaimed property reporting.¹⁶
• Published lists of owners: The Attorney General must give notice by keeping a public, electronically searchable website or database of the names of all apparent owners for whom property worth $10 or more is held, with claim instructions and a printable claim form. Other printed, internet or media notice is optional (IC 32-34-1.5-25, as amended by P.L.55-2025). No newspaper publication is required by the current text.⁴

Finder fees and heir finders in Indiana

The legal limit in Indiana: 10% of the amount collected (no percentage limit when the amount collected is $50 or less), and never more than $5,000. A higher fee is unconscionable and unenforceable except by the owner; the owner or the Attorney General may sue to reduce it, and a prevailing owner may be awarded attorney's fees (IC 32-34-1.5-75(c)).⁴ You never need a finder: claiming directly is free.⁶

• Are finders allowed? Yes. Private finders and recovery firms may charge a fee, but filing directly with the state is free. The statute regulates 'agreements to locate or recover property' (IC 32-34-1.5-74 and -75).⁶
• Contract rules: An agreement to locate or recover property held by the Attorney General is enforceable only if it is in a record that clearly states the property and services, is signed by or for the owner, states the expected recovery before and after the fee, and tells the owner that a claim can be made free through the Attorney General's office (IC 32-34-1.5-74). An agreement made during the 24 months after the holder paid or delivered the property to the Attorney General is void (IC 32-34-1.5-75(a)). The owner may designate the finder as agent in a signed record (IC 32-34-1.5-76).⁴
• The law: IC 32-34-1.5-74 (Agreements to locate or recover property); IC 32-34-1.5-75 (Unenforceable agreements); IC 32-34-1.5-76 (Agent of apparent owner)¹⁷ (read the text)

Before signing with a finder, read how finders work.

How to spot Indiana unclaimed property scams

Indiana's official search is on indianaunclaimed.gov, a .gov address.¹

What Indiana warns about

• Claiming from the state is free. Finders and recovery firms may charge fees, so research costs and options before hiring one.⁶
• Avoid companies that charge to search for or claim unclaimed property, as they may be scams (NAUPA 'Common Myths' sheet hosted on the Indiana site).¹⁸

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

Indiana unclaimed property in numbers

For businesses: reporting unclaimed property to Indiana

• Report due: November 1 for all holders (report and remittance). May 1 for life insurance companies. Safe deposit box contents are due no later than 30 days after the report, and no later than December 1.²⁰
• Due diligence letters to owners: Required for property of $50 or more. Send written notice by first class mail or better to the last known address, no more than 180 and no less than 60 days before filing the report.¹⁶
• Where to report: indianaunclaimed.gov/app/submit-a-report²¹
• File format: Electronic only, in NAUPA format (upload a file or enter a manual online report). The statute bars the AG from requiring paper reports. A new NAUPA III format is announced for 2027.¹⁶
• Penalties: $100 per day late, up to $5,000, for failing to file. An extra civil penalty of 10% of the property's value applies for intentional failure to pay or deliver. Willful refusal to pay after written notice is a Class B misdemeanor. Interest is charged for late delivery (IC 32-34-1.5-71). Audit costs are borne by the holder.¹⁶

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to Indiana

• Law: Indiana Code IC 32-34-1.5 (Revised Unclaimed Property Act), secs. 1-87; rules 10 IAC 1.5. Enacted: P.L. 141-2021, replacing IC 32-34-1 effective July 1, 2021. iga.in.gov/laws/2023/ic/titles/32#32-34-1.5-1¹⁷
• Uniform act: Revised Uniform Unclaimed Property Act (Indiana calls it the 'revised unclaimed property act').¹⁷
• Indiana is the only state where the Attorney General's office runs unclaimed property, according to a 2016 AG presentation; not re-confirmed on current pages.¹⁹
• Claims expire. Indiana holds property for 25 years, after which it can no longer be claimed and becomes state property.²
• Unclaimed safe deposit box items are auctioned on eBay (seller 'indianaunclaimed'). The proceeds stay claimable by the owner or heirs.²²
• Outreach includes a booth at the Indiana State Fair, radio, TV, direct mail and proactive letters.²
• The online claim offers a specific 'Heir - Small Estate' path, which the site marks as the most common heir claim type. A video tutorial covers it.¹
• An online claim can include at most 50 properties. For more, call the office.¹⁰
• Holders: dormancy periods run from 1 year (wages, utilities, state warrants) to 15 years (traveler's checks). Gift cards are exempt.¹⁵
• The site offers Spanish help pages ('Cómo reclamar su propiedad', 'Ayuda en Español').¹

Indiana unclaimed property: questions people ask

What is the dormancy period for unclaimed property in Indiana?

3 years for most property;¹³ other types differ (see the table).

When is the Indiana unclaimed property report due?

November 1 for all holders (report and remittance).²⁰ Details above.

Which law governs unclaimed property in Indiana?

Indiana Code IC 32-34-1.5 (Revised Unclaimed Property Act), secs. 1-87; rules 10 IAC 1.5.¹⁷

Where do I search for Indiana unclaimed property?

On the official search at indianaunclaimed.gov.¹ Searching and claiming there is free.⁶

How do I claim a deceased relative's unclaimed property in Indiana?

Heirs can claim online. Relationship choices are: Heir - Small Estate (labelled 'Most Common'), Heir - Closed Estate, Heir - Open Estate, Trustee (open/closed trust), Trust Beneficiary - Closed Trust, and Legal Representative.¹⁰ Details above.

Is it free to claim unclaimed property in Indiana?

Free. Claiming from the state costs nothing.⁶

How long does a Indiana unclaimed property claim take?

Generally up to 90 days. By rule, the AG considers each claim within 90 days after receiving the completed form and supporting documentation.² Details above.

Moved? Neighboring programs

• Illinois unclaimed property
• Michigan unclaimed property
• Ohio unclaimed property
• Kentucky unclaimed property

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

1. Indiana Unclaimed Property – official site home page Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
   Quoted text (4)

   Search Unclaimed Properties | https://www.indianaunclaimed.gov/app/claim-search

   $92,362,794 RETURNED TO HOOSIERS SO FAR THIS YEAR

   How to Submit an Heir to a Small Estate Claim

   Cómo reclamar su propiedad

2. FAQs – General Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
   Quoted text (4)

   You can submit a claim online after searching the IndianaUnclaimed.gov database.

   Generally, please allow up to 90 days for the processing of your claim.

   Unclaimed property is held by the state for 25 years. After 25 years, unclaimed property can no longer be claimed and becomes the property of the state.

   The Unclaimed Property Division utilizes numerous methods to contact apparent owners who have funds with our office including our 24/7 searchable website, social media, radio, TV, newspapers, direct mail, outreach events, booth at the state fair, and proactive outreach directly to potential owners.

3. How to Claim Unclaimed Property (4 tabs) Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
   Quoted text (9)

   This should include your current mailing address as it will be the address where the funds are mailed.

   Type your name (First name, last name, or both) into the Name/Business Name field and click SEARCH. If you receive too many results, try to narrow down the search by entering a city or zip code.

   Once you’ve found the property that belongs to you, check the select box and click the blue CONTINUE TO FILE CLAIM button to begin the claims process.

   Complete your information as the claimant. This should include your current mailing address as it will be the address where the funds are mailed.

   If correct, click SUBMIT to officially create your claim and generate your claim number.

   Each unclaimed property claim requires a minimum of a completed and signed claim form and a copy of photo identification.

   You have two options to submit your claim form and additional documentation:

   Enter your claim number at any time via our Status Page to receive the most recent status.

   To determine the specific requirements of your claim, please review the email sent to you. The items required will be listed on the claim form attachment.

4. Indiana Code 2026, Title 32 (Property), PDF; IC 32-34-1.5 Revised Unclaimed Property Act Indiana General Assembly (Legislative Services Agency) · iga.in.gov · archived copy, captured Oct. 11, 2026 (view capture) · checked Nov. 3, 2026
   Quoted text (4)

   Compensation for an agreement under subsection (a) is unconscionable if the fee or compensation is more than ten percent (10%) of the amount collected, unless the amount collected is fifty dollars ($50) or less, and may not exceed five thousand dollars ($5,000).

   The attorney general shall give notice to an apparent owner that property presumed abandoned and appearing to be owned by the apparent owner is held by the attorney general under this chapter by maintaining a website or data base accessible by the public and electronically searchable which contains the names reported to the attorney general of all apparent owners for whom property valued at ten dollars ($10) or more is being held by the attorney general.

   is void if it is entered into during the period beginning on the date the property was paid or delivered by a holder to the attorney general and ending twenty-four (24) months after the payment or delivery.

   (4) informs the apparent owner that a claim for property held by the attorney general may be made without charge through the attorney general's office.

5. Contact Us Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
   Quoted text (3)

   Claims/Property: 1-866-462-5246 Reporting: 1-317-234-9768

   Office of the Indiana Attorney General Unclaimed Property Division

   Claims/Property: [email protected] Business/Holder: [email protected]

6. FAQs – Claiming Property Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
   Quoted text (5)

   No. This is a free service of the Office of the Indiana Attorney General.

   Persons under the age of eighteen (18) must have a parent or legal guardian claim on their behalf.

   If co-owners are listed on a property, please notify all co-owners that you are submitting a claim for the property.

   However, private recovery agencies, finders and other third-party companies, may charge a fee for assisting you with the recovery of your unclaimed property.

   It is important to do your homework, and understand your potential costs and options, before you choose to utilize the services of any of these companies.

7. MissingMoney.com State Index MissingMoney.com (National Association of Unclaimed Property Administrators) · missingmoney.com · archived copy, captured June 16, 2026 (view capture) · checked Nov. 3, 2026
   Quoted text (2)

   Property for States in green are searchable on MissingMoney.

   value=INDIANA name=IN vector-effect=non-scaling-stroke class=defaultStateStyle style=fill: rgb(20, 51, 26); fill=rgb(20, 51, 26)

8. Funds: Unclaimed & Presumed Abandoned – 2025 Clerk’s Annual Conference (State Board of Accounts) Indiana State Board of Accounts · secure.in.gov · 6/10/2025 · checked Nov. 3, 2026
   Quoted text (2)

   What if the County Clerk has money on Indiana Unclaimed?

   (9) For property held by a court, including property received as proceeds of a class action, three (3) years after the property becomes distributable…

9. 10 IAC 1.5 Unclaimed Property rules (Indiana Administrative Code compilation) Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · rules readopted filed Nov 10, 2021 · checked Nov. 3, 2026
   Quoted text (14)

   (8) Notarized copy of contract if a representative is claimant.

   The attorney general shall give written notice to the claimant if the claim is denied in whole or in part.

   Information required to prove ownership of unclaimed property shall consist of a copy of the claimant's driver's license or other picture identification, a document proving the claimant's Social Security number, and a copy of one (1) or more of the following:

   (1) For a checking account, a check, blank or canceled, showing the account number for that bank or a statement on that account that contains the account number.

   (1) submit the original check; or

   (9) For court clerk funds, a court order or court decree ordering the attorney general to pay the funds to the claimant.

   (6) Documentation providing a connection with the reported address or business for the year cited as the date of last transaction in the holder's report.

   (C) An affidavit of proof of death and heirship executed by a person disinterested in the claim may be acceptable when the decedent's estate was not probated.

   If the property is claimed by a corporation that is still active, then the claimant shall produce a certified copy of the corporation's most recent filing with the secretary of state of Indiana, or the appropriate official of another state, where applicable, reflecting the names of the officers and directors of the corporation.

   (3) For a safe deposit box, a copy of the safe deposit box rental receipt or correspondence referencing that rental.

   (5) For stock and dividends, copies of a stock certificate of the business entity reported, correspondence relating to that stock certificate, or a statement from the broker showing purchase or sale of that stock.

   (4) For wages, copies of W-2 forms, tax records, or correspondence relating to that employment.

   (7) For insurance, a copy of the policy or correspondence relating to that policy by policy number.

   (12) For a cashier's check, the cashier's check must be claimed by the payee as the owner unless the purchaser submits sufficient documentation to prove a superior claim.

10. IndianaUnclaimed.gov site configuration (SWS/app/properties JSON) Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
    Quoted text (3)

    "Heir - Small Estate (**Most Common**)"

    "Government Agency"

    If you believe you are owed more than 50 properties, please call our office to complete your claim

11. Unclaimed Property Statistics (Indiana Attorney General, in.gov) Office of the Indiana Attorney General, Unclaimed Property Division · in.gov · checked Nov. 3, 2026
    Quoted text (1)

    Indiana Attorney General Todd Rokita

12. IN.gov FAQ: How do I search for unclaimed property? State of Indiana (IN.gov) · faqs.in.gov · updated April 27, 2023 · checked Nov. 3, 2026
    Quoted text (1)

    To search for unclaimed property, visit www.IndianaUnclaimed.gov .

13. Indiana Unclaimed Property Holder Reporting Manual Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · Updated 8/6/2024 · checked Nov. 3, 2026
    Quoted text (4)

    Physical Address for Courier Delivery Services Indiana Unclaimed Property Division 35 South Park Blvd. Greenwood, IN 46143

    Hours of Operation Monday – Friday 8:00 am – 4:30 pm EST

    The type of property determines the abandonment period; however, most types of property in Indiana are considered abandoned after three (3) years.

    All individual properties greater to or equal to $50 must have owner information and due diligence must be performed.

14. NAUPA Codes, Dormancy Periods (Effective Report Year 2023) Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · Updated 3/17/2023 · checked Nov. 3, 2026
    Quoted text (18)

    MS01 Wages, Payroll 1

    ACO1 Checking Accounts 3

    AC02 Savings Account 3

    AC03 Matured CD & Savings Certificate 3

    CK01 Cashier’s Checks 3

    CK07 Money Orders 7

    CK08 Travelers Checks 15

    CK06 State Warrants 1

    CK13 Vendor Checks 3

    MS15 Dissolution/Liquidation 1

    SC01 Dividends 3

    IN01 Individual Policy Benef/Claim Pmts 3

    IR01 Traditional IRA – Cash 3

    HS01 Health Savings Account 3

    CS01 EA - Cash 3

    UT01 Utility Deposits 1

    SD01 Safe Deposit Box Contents 5

    MI02 Royalties 3

15. Reporting Resources Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
    Quoted text (1)

    Unclaimed assets are considered abandoned when the property has been inactive for one to fifteen (1-15) years (depending on property type), and attempts by the holder to contact the owner through the due diligence process have been unsuccessful.

16. FAQs – Reporting Property Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
    Quoted text (4)

    Gift cards are exempt from being reported as unclaimed property.

    Due diligence must be performed no more than one hundred eighty (180) days, or no less than sixty (60) days, prior to the filing of the report.

    The Indiana Attorney General's Unclaimed Property Division require online reporting.

    The penalties for failing to file a report are $100 per day the report is late, up to $5,000.

17. Unclaimed Property Law (IC 32-34-1.5 section list) Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
    Quoted text (3)

    IC 32-34-1.5-74 Agreements to locate or recover property

    IC 32-34-1.5-2 Citation of law as "revised unclaimed property act"

    IC 32-34-1.5-85 General purpose of uniformity among states

18. Common Myths about Unclaimed Property (NAUPA sheet hosted by Indiana) Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
    Quoted text (1)

    Avoid companies that charge you to search for or claim your unclaimed property, as these may be scams.

19. Indiana Unclaimed Property – Office of the Indiana Attorney General presentation (hosted by State Board of Accounts) Office of the Indiana Attorney General, Unclaimed Property Division · secure.in.gov · 6/1/2016 · checked Nov. 3, 2026
    Quoted text (4)

    Total Funds Available: $435 million

    Total # of Properties: 4,692,310

    Average Claim Amount: $515

    The only Unclaimed Property office in the nation under admin of the Attorney General’s Office

20. Reporting Guidelines Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
    Quoted text (1)

    Holders are required to report unclaimed property annually by November 1st. The reporting deadline for life insurance companies is May 1st.

21. Submit a Holder Report Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
    Quoted text (1)

    If you have already created your NAUPA report and simply need to submit it, click the button below.

22. Auctions Office of the Indiana Attorney General, Unclaimed Property Division · indianaunclaimed.gov · checked Nov. 3, 2026
    Quoted text (1)

    We are utilizing eBay to auction these items. The proceeds are available to be claimed by the rightful owner or heir.