South Carolina Unclaimed Property: How to Search and Claim for Free

How to search for South Carolina unclaimed property

The official search is at southcarolina.findyourunclaimedproperty.com/app/claim-search.¹ The program's information pages are at treasurer.sc.gov.¹

Which names and places to try: how to search well.

Fast-track and automatic payments

• Palmetto Payback: the Treasurer matches qualified properties to owners and pays automatically with no claim or paperwork; a notification letter is mailed and a check follows about 4-6 weeks later. The check is valid 90 days; if voided, the owner can still file a standard claim. Not all property qualifies; no dollar limit is published.⁸

South Carolina's records can also be searched through MissingMoney.com.⁹

Property the state program does not hold

These official bodies keep their own records, searched separately:

• Unclaimed electric and telephone cooperative capital credits (Each SC electric or telephone cooperative (searchable website per co-op)): southcarolina.findyourunclaimedproperty.com/…¹⁰
• Outstanding State Issued Checks database (state checks over two years old; replacement from the issuing agency) (SC State Treasurer's Office): applications.sc.gov/STOOCInquiry¹¹
• Unclaimed child support (SC Department of Social Services): dss.sc.gov/child-support¹²
• Unclaimed funds held by the SC Retirement System (SC Public Employee Benefit Authority (PEBA)): peba.sc.gov/retirees¹²

How to claim unclaimed property in South Carolina, step by step

Claims can be filed online on the official site.² Cost: Free; no fee to search or claim.⁴

1. Search the portal database by last name or business name (first name and city optional).¹³
2. Click CLAIM next to each property that belongs to you, then CONTINUE TO FILE CLAIM.¹³
3. Enter claimant information, including the current mailing address (where the funds are mailed), and choose the relationship to owner (Owner, Heir or Representative).³
4. Preview and submit; submission creates the claim and its claim number.³
5. Gather the documents listed on the claim form emailed to you (minimum: signed claim form, photo ID, Social Security number).¹⁴
6. Send the claim form and documents by secure upload (Claim ID and email required) or by mail to the Unclaimed Property Program.¹⁴
7. Track the claim online with the claim number.¹⁵

• Interest: Paid only on property that was interest-bearing to the owner when surrendered: at the § 12-54-25 rate or the lower rate the property earned, from delivery to the State until payment, capped at ten years. Owners of property other than money also get dividends/interest/increments realized before liquidation.⁵
• If a claim is denied: A person aggrieved by the Treasurer's decision, or whose claim is not acted on within 90 days, may sue in the court of common pleas of Richland County naming the administrator as defendant: within 90 days after the decision, or within 180 days after filing if no action was taken.⁵

The general process is in our how to claim guide.

Documents you need, by situation

These are the official requirements. The claim form for a specific property can ask for more.

Claiming your own property

• Individual / any claim (minimum): completed and signed claim form; copy of photo identification; Social Security number; any further items listed on the claim form¹⁴
• Property not paid automatically through Palmetto Payback (standard claim): documentation needed to prove ownership⁸

The owner has died (estate)

• Personal Representative claims with death certificate, currently dated Probate Order and proof of ownership; if no estate was opened or the estate is closed, call the program. The program links to a map of county probate courts.⁴
• Deceased owner with an open estate: claim by the Personal Representative with copy of death certificate, currently dated Probate Order, and proof of the deceased's ownership⁴
• Deceased owner, no estate opened or estate closed (heirs): call the program at (803) 737-4771 to discuss options⁴

You are an heir

• Heir or representative: select 'Heir' or 'Representative' as relationship to owner; the generated claim form lists the specific documents³

Securities, safe deposit boxes and other cases

• Former address, business, government, safe deposit, securities¹⁴

Not listed in the official sources we checked: a former address or a name change and a business or government agency. The claim form shows what to send.

See also: claiming for a deceased relative and the claim documents tool.

How long it takes, how you are paid and the deadline

Processing time

• Four to twelve weeks depending on complexity and documentation; many claims within a few weeks. Statute: claims considered within 90 days of filing.⁴

How you are paid

South Carolina pays by check, so keep the mailing address on your claim current.

• Check mailed to the claimant's mailing address³

Deadline

There is no deadline for owners and heirs in South Carolina.

• No time limit; property is held in perpetuity⁴

Contact the South Carolina unclaimed property office

When property becomes unclaimed: dormancy periods

In South Carolina most property is presumed abandoned after 5 years without owner contact.⁵ Wages move faster: 1 year.⁵ More on how this works: what happens after the dormancy period.

Other states: dormancy periods table.

• Minimum amounts: No minimum reportable amount; items under $50 may be reported in the aggregate (no owner details); holder owner-notice only for property of $50 or more; the State need not publish names for property under $50.¹⁸
• Published lists of owners: The State Treasurer must publish a notice by April 30 of the year after the report, either electronically or at least once in a newspaper of general circulation in the county of the owner's last known address.⁵

Finder fees and heir finders in South Carolina

The legal limit in South Carolina: 15% of the value returned to the owner.⁵ Among the flat caps in our finder-fee comparison, 17 are lower and 6 are higher. You never need a finder: claiming directly is free.⁴

• Are finders allowed? Yes, with limits: agreements made within 24 months after the property is paid or delivered to the State are unenforceable; after that, fees are capped at 15%.⁵
• Contract rules: 24-month waiting period after remittance to the State (earlier agreements unenforceable); violation is a misdemeanor: fine of at least the fee sought up to ten times it, and/or up to 30 days' jail.⁵
• The law: S.C. Code § 27-18-360⁵ (read the text)

Before signing with a finder, read how finders work.

How to spot South Carolina unclaimed property scams

South Carolina's official search is not on a .gov address: it is southcarolina.findyourunclaimedproperty.com,¹ linked from the program's site treasurer.sc.gov.¹ Reach it from the program's own pages rather than from an ad or a message.

What South Carolina warns about

• Before signing any agreement with a person or firm offering to recover your property for a fee, call the program; the service is free.⁴
• The state search is free; no one will charge a fee or ask for a percentage of funds found.⁹
• Texts, emails and social media posts promising money are often from cybercriminals trying to steal identities or funds; use the official secure site and claims process.⁹
• Check the official site's legitimacy and privacy information before entering details.²

Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.

South Carolina unclaimed property in numbers

For businesses: reporting unclaimed property to South Carolina

• Report due: Before November 1 each year, covering property presumed abandoned as of the preceding June 30; report and remittance (cash and securities) due together; all holder types including life insurers.⁵
• Due diligence letters to owners: Written notice to the apparent owner's last known address no more than 120 days before filing, for property of $50 or more, unless the address is known to be bad or the claim is time-barred. A sample letter is provided.⁵
• Where to report: southcarolina.findyourunclaimedproperty.com/…²³
• File format: Electronic only, NAUPA format (no paper reports, no .hde files); free manual online report option; negative reports required; electronic remittance required (ACH credit, wire, or online e-check/credit card for reports under $500,000); securities by DTC to custodian Neumo with advance notice.¹⁸
• Penalties: Interest at the § 12-54-25 rate on late payment/delivery; civil penalty $100 per day for failure to report (max $5,000); 25% of value for failure to pay or deliver; willful refusal after written demand is a misdemeanor (fine up to $10,000 and/or up to 1 year).⁵
• Voluntary disclosure: Voluntary Disclosure Program lets eligible holders report past-due property without penalties; eligible if not under audit or notified of an audit and a first-time participant (waived for new property types or mergers/acquisitions). Requires chart of accounts, review procedures, and any estimation calculations with an officer's affidavit. Request by email to [email protected].²⁴

New to this? See who must report. Other states' dates are in the holder reporting deadlines table.

Other rules specific to South Carolina

• Law: S.C. Code Ann. Title 27, Chapter 18 (§§ 27-18-10 to 27-18-400), Uniform Unclaimed Property Act (1981), enacted by 1988 Act No. 658⁵
• Uniform act: Uniform Unclaimed Property Act (1981)⁵
• Palmetto Payback (launched May 2025): automatic checks with no claim needed for matched property; checks void after 90 days, after which a normal claim can still be filed.⁸
• Unclaimed SC state tax refund checks returned as undeliverable become unclaimed property after only three months.⁵
• Since 2011, electric and telephone co-op capital credits are no longer sent to the State; each co-op keeps its own searchable list.¹⁰
• U.S. savings bonds: presumed abandoned five years after final maturity, and the Treasurer may ask the Richland County court of common pleas to escheat them to the State (2015 law); owners can still file a claim for escheated bonds or their proceeds.⁵
• The program does not take most tangible items: except U.S. savings bonds, safe deposit box contents must be sold by the holder and the cash remitted.²⁵
• Records go back decades: the law took effect in 1971 and some accounts date from the 1940s.²⁶
• Securities: if the State sells stock within three years of receipt, a claimant gets the greater of the sale proceeds or the market value at the time of the claim.⁵
• Forfeited reservation deposits (hotel, vacation rental, restaurant, doctor appointment) are excluded from the law.⁵
• Newly reported property may not be claimable until January 1 after the November 1 report (per the State's sample owner notice).²⁷
• Real estate and vehicles are not unclaimed property in South Carolina.²⁸
• The Treasurer runs yearly awareness campaigns: county-by-county 'Looking for ... County Residents' lists, 'Spooky Names' at Halloween, 'Happy HoliPAID' in December, 'The Matchelor', and National Unclaimed Property Day (February 1) announcements of newly added properties.²⁹
• The Treasurer's website menu sends savings-bond seekers to the U.S. Treasury's own search: 'Search for Uncashed Savings Bonds' links to TreasuryDirect's Treasury Hunt (treasurydirect.gov/savings-bonds/treasury-hunt).⁸

South Carolina unclaimed property: questions people ask

What is the dormancy period for unclaimed property in South Carolina?

5 years for most property;⁵ other types differ (see the table).

Where do I search for South Carolina unclaimed property?

On the official search at southcarolina.findyourunclaimedproperty.com.¹ Searching and claiming there is free.⁴

When is the South Carolina unclaimed property report due?

Before November 1 each year, covering property presumed abandoned as of the preceding June 30.⁵ Details above.

Which law governs unclaimed property in South Carolina?

S.C. Code Ann. Title 27, Chapter 18, Uniform Unclaimed Property Act (1981), enacted by 1988 Act No. 658⁵

How do I claim unclaimed property in South Carolina?

Claims can be filed online on the official site.² First step: Search the portal database by last name or business name (first name and city optional).¹³ All the steps.

What is the South Carolina unclaimed property phone number?

Unclaimed property: (803) 737-4771.⁶

Is it free to claim unclaimed property in South Carolina?

Free; no fee to search or claim⁴

Moved? Neighboring programs

• North Carolina unclaimed property
• Georgia unclaimed property

See which state holds your property, or list every search with the multi-state checklist.

Sources

Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).

1. Unclaimed Property Program SC Office of the State Treasurer · treasurer.sc.gov · checked Nov. 3, 2026
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   Search for Unclaimed Property [https://southcarolina.findyourunclaimedproperty.com/app/claim-search]

   Individuals, estates, businesses and even churches and charities can have unclaimed property. It only takes a minute to find out if we are holding money for you.

2. Search for Unclaimed Property SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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   This is a free and secure service provided by the State Treasurer’s Office to claim your lost funds.

   If you have any questions or concerns regarding the privacy of your information or the legitimacy of this website, please see our Privacy Information page.

3. How to Claim Unclaimed Property: 2. Submit a Claim SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
   Quoted text (4)

   This is to ensure we are sending your check to a valid mailing address.

   This should include your current mailing address as it will be the address where the funds are mailed.

   If correct, click SUBMIT to officially create your claim and generate your claim number.

   For example, if you are the owner of this property, please select ‘Owner’; if you are an heir to the property’s owner, please select either ‘Heir’ or ‘Representative,’ depending on the applicable situation.

4. FAQs: Claiming Unclaimed Property SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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   Depending on the complexity of the claim, and the thoroughness of the claim documentation, it can take from four to twelve weeks. However, in many cases, the claim is processed within just a few weeks.

   There is no time limit. The rightful owner always has the right to claim the funds.

   No. There is no fee for this service.

   The Personal Representative for the estate can make a claim on the property by providing a copy of the death certificate, a currently dated Probate Order, as well as proof of the deceased’s ownership of the property.

   If no estate was opened, or the estate has been closed, contact the South Carolina Unclaimed Property Program at (803) 737-4771 to discuss your options.

   If you are contacted by an individual or firm offering to return property to you for a fee, contact the South Carolina Unclaimed Property Program Offices BEFORE YOU SIGN AN AGREEMENT.

5. S.C. Code Title 27, Chapter 18: Uniform Unclaimed Property Act South Carolina Legislature (scstatehouse.gov) · scstatehouse.gov · Code current through the 2026 Session (per sc-code-statmast); unofficial online version · checked Nov. 3, 2026
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   It is unlawful for any person to seek or receive from any person or contract with any person for any fee or compensation for locating or purporting to locate any property which he knows has been reported or paid or delivered to the administrator pursuant to this chapter, in excess of fifteen percent of the value thereof returned to the owner.

   If the property claimed was interest-bearing to the owner on the date of surrender by the holder, the administrator also shall pay interest at a rate provided in Section 12-54-25 or any lesser rate the property earned while in the possession of the holder. Interest begins to accrue when the property is delivered to the administrator and ceases on the earlier of the expiration of ten years after delivery or the date on which payment is made to the owner.

   A person aggrieved by a decision of the administrator or whose claim has not been acted upon within ninety days after its filing may bring an action to establish the claim in the court of common pleas of Richland County naming the administrator as a defendant.

   (A) Except as otherwise provided by this chapter, all intangible property, including any income or increment derived therefrom, less any lawful charges, that is held, issued, or owing in the ordinary course of a holder's business and has remained unclaimed by the owner for more than five years after it became payable or distributable is presumed abandoned.

   Unpaid wages, including wages represented by unpresented payroll checks, owing in the ordinary course of the holder's business which remain unclaimed by the owner for more than one year after becoming payable are presumed abandoned.

   (A) Any demand, savings, or matured time deposit with a banking or financial organization, including a deposit that is automatically renewable, and any funds paid toward the purchase of a share, a mutual investment certificate, or any other interest in a banking or financial organization is presumed abandoned unless the owner, within five years has:

   (A) Any sum payable on a check, draft, or similar instruments, except those subject to Section 27-18-50, on which a banking or financial organization is directly liable, including a cashier's check and a certified check, which has been outstanding for more than five years after it was payable or after its issuance if payable on demand, is presumed abandoned,

   (B) Subject to subsection (D), any sum payable on a money order or similar written instrument, other than a third-party bank check, that has been outstanding for more than seven years after its issuance is presumed abandoned

   (A) Subject to subsection (D), any sum payable on a travelers check that has been outstanding for more than fifteen years after its issuance is presumed abandoned

   (A) A deposit, including any interest thereon, made by a subscriber with a utility to secure payment or any sum paid in advance for utility services to be furnished, less any lawful deductions, that remains unclaimed by the owner for more than one year after termination of the services for which the deposit or advance payment was made is presumed abandoned.

   that has remained unclaimed by the person appearing on the records of the utility entitled thereto for more than five years after the date it became payable in accordance with the final determination or order providing for the refund is presumed abandoned.

   (A) Stock or other equity interest in a business association is presumed unclaimed three years after the earliest of:

   (C) Matured or redeemed debt is presumed unclaimed three years after the date of maturity or redemption.

   (A) Funds held or owing under any life or endowment insurance policy or annuity contract that has matured or terminated are presumed abandoned if unclaimed for more than five years after the funds became due and payable as established from the records of the insurance company holding or owing the funds, but property described in subsection (C)(2) is presumed abandoned if unclaimed for more than two years.

   Unclaimed property payable or distributable in the course of a demutualization of an insurance company is presumed abandoned five years after the earlier of the date:

   any sum that a business association has been ordered to refund by a court or administrative agency which has remained unclaimed by the owner for more than one year after it became payable

   Intangible property distributable in the course of a dissolution of a business association which remains unclaimed by the owner for more than one year after the date specified for final distribution is presumed abandoned.

   (A) Intangible property and any income or increment derived therefrom held in a fiduciary capacity for the benefit of another person is presumed abandoned unless the owner, within five years after it has become payable or distributable,

   (A) Intangible property held for the owner by a court, state, or other government, governmental subdivision or agency, public corporation, or public authority which remains unclaimed by the owner for more than five years after becoming payable or distributable is presumed abandoned.

   (B) Notwithstanding the provisions of subsection (A), tax refund checks as defined in Chapter 54 of Title 12 are presumed abandoned if unclaimed for a period of three months from the date the tax refund check was issued by the Department of Revenue.

   (A) A credit memo issued in the ordinary course of an issuer's business which remains unclaimed by the owner for more than five years after becoming payable or distributable is presumed abandoned.

   All tangible and intangible property held in a safe deposit box or any other safekeeping repository in this State in the ordinary course of the holder's business and proceeds resulting from the sale of the property permitted by other law, which remain unclaimed by the owner for more than five years after the lease or rental period on the box or other repository has expired, are presumed abandoned.

   (A) Notwithstanding any other provisions of law, a United States savings bond in the possession of the administrator or registered to a person with a last known address in this State, including a bond that is lost, stolen, or destroyed, is presumed abandoned and unclaimed five years after the bond reaches final maturity and no longer earns interest.

   (F) Notwithstanding Section 27-18-190, the State Treasurer shall only be required to publish a notice not later than April thirtieth of the year immediately following the report required by this section by electronic means or at least once in a newspaper of general circulation in the county in this State which is the last known address of any person named in the notice.

   All agreements to pay compensation to recover or assist in the recovery of property reported under Section 27-18-180, made within twenty-four months after the date payment or delivery is made under Section 27-18-200 are unenforceable.

   Any person violating this section is guilty of a misdemeanor and, upon conviction, must be fined not less than the amount of the fee or charge he has sought or received or contracted for, nor more than ten times the amount, or imprisoned for not more than thirty days, or both.

   SECTION 27-18-360. Restrictions on agreements to recover or assist in recovery of reported property; penalties.

   (D) The report must be filed before November first of each year as of June thirtieth, next preceding.

   (E) Not more than one hundred twenty days before filing the report required by this section, the holder in possession of property presumed abandoned and subject to custody as unclaimed property under this chapter shall send written notice to the apparent owner at his last known address informing him that the holder is in possession of property subject to this chapter if:

   (B) A person who fails to render any report or perform other duties required pursuant to this chapter may be required to pay a civil penalty of one hundred dollars for each day the report is withheld or the duty is not performed, but not more than five thousand dollars.

   This chapter may be cited as the Uniform Unclaimed Property Act (1981).

   A person claiming a United States savings bond escheated to the State under Section 27-18-75, or for the proceeds from the bond, may file a claim with the administrator.

   If the claim is for property presumed abandoned under Section 27-18-110 which was sold by the administrator within three years after the date of delivery, the amount payable for that claim is the value of the property at the time the claim was made or the net proceeds of sale, whichever is greater.

   This chapter does not apply to forfeited reservation deposits.

6. Contact Us SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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   Unclaimed Property - Searches & General Questions phone 803.737.4771

   South Carolina State Treasurer Unclaimed Property Program

   Unclaimed Property - Searches & General Questions phone 803.737.4771 email [email protected]

7. S.C. Treasurer Curtis Loftis Celebrates National Unclaimed Property Day SC Office of the State Treasurer · treasurer.sc.gov · Jan. 31, 2025 · checked Nov. 3, 2026
   Quoted text (2)

   Currently, the State Treasurer’s Office has more than $950 million in unclaimed property for individuals, businesses and organizations across the state.

   State Treasurer Curtis Loftis announced today that more than 800,000 new properties have been reported to the State’s Unclaimed Property Program

8. Palmetto Payback SC Office of the State Treasurer · treasurer.sc.gov · checked Nov. 3, 2026
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   The State Treasurer’s Office has launched a process to match qualified unclaimed property to its rightful owner, and automatically initiate payment without the need for additional paperwork.

   In those cases, you may submit a claim through our website and provide any documentation necessary to prove ownership.

   The check will be voided if you do not cash it within 90 days, but you will still be able to create a claim for these funds on our website using our standard claims process.

   Search for Uncashed Savings Bonds

9. Looking for Extra Funds? State Treasurer Curtis Loftis Says Checking MissingMoney.com Is a Safe Bet SC Office of the State Treasurer · treasurer.sc.gov · Sept. 12, 2023 · checked Nov. 3, 2026
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   South Carolina participates in MissingMoney.com to help people from all over the U.S. search for lost funds.

   This is a free service offered by the states, and no one will charge a fee or ask for a percentage of any funds found.”

   “People are bombarded daily with texts, emails and social media posts generated by cybercriminals promising financial gain when in fact, they are really trying to steal your identity or personal funds for their own benefit,” Loftis said.

10. Unclaimed Cooperative Capital Credits SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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    Legislation passed in 2011 eliminated the requirement for electric and telephone cooperatives to report to the State Treasurer’s Office unclaimed capital credits owed to current and former members with a last known address in South Carolina. Instead, the Act requires each cooperative to maintain a searchable website containing the names of the owners of unclaimed capital credits with instructions for claiming the funds.

    Below are links to the cooperative websites that have been established.

11. Outstanding State Issued Checks SC Office of the State Treasurer · treasurer.sc.gov · checked Nov. 3, 2026
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    This database consists of outstanding state-issued checks that are over two (2) years old and provides payees with information to assist them with requesting a replacement check from the issuing agency.

12. Other Unclaimed Property Databases SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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    Unclaimed Child Support Held by SC Department of Social Services

    Unclaimed Funds Held by the SC Retirement System

13. How to Claim Unclaimed Property: 1. Search for Property SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
    Quoted text (2)

    Type your name (first name, last name or both) into the Name/Business Name field and click SEARCH. If you receive too many results, try to narrow down the search by entering a city.

    Click the CLAIM button next to each property that belongs to you. Then, click CONTINUE TO FILE CLAIM to start the claims process.

14. How to Claim Unclaimed Property: 3. Complete Your Claim SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
    Quoted text (4)

    Each unclaimed property claim requires a minimum of a completed and signed claim form, a copy of photo identification and a social security number.

    You have two options to submit your claim form and additional documentation.

    To determine the specific requirements of your claim, please review the email sent to you. The items required will be listed on the claim form attachment.

    Mail in your documentation to the following address: South Carolina State Treasurer Unclaimed Property Program 1200 Senate Street, Suite 214 Wade Hampton Building Columbia, SC 29201

15. How to Claim Unclaimed Property: 4. Track Your Claim's Progress SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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    Enter your claim number at any time via our Status Page to receive the most recent status.

16. Meet the Treasurer SC Office of the State Treasurer · treasurer.sc.gov · checked Nov. 3, 2026
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    Curtis Loftis is the State Treasurer of South Carolina. First elected in 2010, he is currently serving his fourth term as State Treasurer.

17. Resources (Deadlines and Forms) SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · report deadline November 1, 2026 · checked Nov. 3, 2026
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    Holder Reimbursement Form This form should be completed and returned to the Unclaimed Property Program for reimbursement after a holder has returned money previously reported to the State.

18. FAQs: Holder Information SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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    Yes, all amounts are reportable. However, holders may report property valued at less than $50 in the aggregate.

    To protect the personal information of the owners for whom property is being reported, paper reports will not be accepted. All reports must be uploaded through our secure website in the prescribed NAUPA format.

19. South Carolina Official Unclaimed Property Site (home) SC Office of the State Treasurer (findyourunclaimedproperty.com portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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    We currently have over $1 Billion available to claim.

    WE HAVE RETURNED MORE THAN: $608,955,813

20. Treasurer Loftis Shatters Record with More Than $52 Million in Unclaimed Property Returned SC Office of the State Treasurer · treasurer.sc.gov · Aug. 27, 2026 · checked Nov. 3, 2026
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    State Treasurer Curtis Loftis announced today that South Carolina’s Unclaimed Property Program had a record-breaking year, with the State Treasurer’s Office returning more than $52 million in unclaimed property.

    Since taking office in 2011, Treasurer Loftis has returned over $470 million, more than 4.5 times the amount returned by all previous South Carolina State Treasurer’s combined.

21. State Treasurer's Office 2025 Annual Accountability Report (FY2024-25) SC Office of the State Treasurer · treasurer.sc.gov · FY2025 (fiscal year ended June 30, 2025) · checked Nov. 3, 2026
    Quoted text (3)

    Each year, the STO calculates the refund liability of the Unclaimed Property Program, which was $281.6 million as of June 30, 2025.

    Program also received nearly $129.9 million in new unclaimed property from business entities.

    In fiscal year 2024-2025, $15 million was transferred.

22. Surprise Checks Coming: State Treasurer Curtis Loftis announces "Palmetto Payback" initiative SC Office of the State Treasurer · treasurer.sc.gov · May 5, 2025 · checked Nov. 3, 2026
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    It is estimated that one in seven people in South Carolina has unclaimed property, with the average property worth more than $500.

23. Unclaimed Property Reporting (For Businesses) SC Office of the State Treasurer · treasurer.sc.gov · checked Nov. 3, 2026
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    Submit a Report [https://southcarolina.findyourunclaimedproperty.com/app/submit-a-report]

24. Voluntary Disclosure Program SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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    If your business has never reported unclaimed property, or simply missed a deadline to report property when it was due, the Voluntary Disclosure Program allows eligible businesses and organizations an opportunity to report past-due property without incurring penalties.

25. Reporting Guidelines SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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    With the exception of US Savings Bonds, South Carolina does not accept any other tangible property located in an abandoned safe deposit box.

26. FAQs: General SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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    South Carolina's Unclaimed Property law went into effect in 1971. However, there are some accounts with a last date of owner-initiated activity from the 1940's.

27. Sample Due Diligence Letter (PDF) SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
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    • Funds reported to the State may not be available for you to claim until January 1st.

28. What Is Unclaimed Property? SC Office of the State Treasurer (portal) · southcarolina.findyourunclaimedproperty.com · checked Nov. 3, 2026
    Quoted text (1)

    It does not include real estate or vehicles.

29. State Treasurer Curtis Loftis Announces the 'Happy HoliPAID' Campaign SC Office of the State Treasurer · treasurer.sc.gov · Dec. 3, 2021 · checked Nov. 3, 2026
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    Beginning Monday, December 6 and running for 12 consecutive days, the seasonal initiative will share parody lyrics from timeless holiday tunes and highlight names of people, businesses and organizations from across the state with unclaimed funds.