Delaware Unclaimed Property: How to Search and Claim for Free
Delaware claim card
- How to claim Online, on the official site1
- How you are paid Paper check only, by first-class mail or courier; no wire or ACH.2
- Deadline to claim No time limit2
- Finder-fee cap Total fees and costs may not exceed the lesser of $1,000 or 10% of the value of the property recovered3
- Phone (855) 505-7520 (claims) · (302) 232-3022 (international callers)4
We could not confirm the processing time from official sources; see the official site.
The Office of Unclaimed Property (OUP), Delaware Department of Finance2 runs Delaware's unclaimed property program. Search it free at unclaimedproperty.delaware.gov1 and claim directly from the state at no charge.2 Delaware sets no deadline to claim.2
On this page
How to search for Delaware unclaimed property
The official search is at unclaimedproperty.delaware.gov/app/claim-search.1
Which names and places to try: how to search well.
Fast-track and automatic payments
- MONEY MATCH: each September the Office mails checks automatically, with no claim or paperwork, to Delaware taxpayers whose name and address in their most recent Delaware income tax return match qualifying property5
Delaware's records can also be searched through MissingMoney.com.2
Property the state program does not hold
These official bodies keep their own records, searched separately:
- Project Rightful Owner (Delaware Superior Court): excess proceeds from sheriff's sales of real property. courts.delaware.gov/…2
- Uncashed State of Delaware vendor checks (issuing agency / Office of the State Treasurer): uncashed State vendor checks, which are not sent to OUP2
How to claim unclaimed property in Delaware, step by step
Claims can be filed online on the official site.1 Cost: Free.2
- Search the database by name or business name (optionally city or ZIP).6
- Select each property, then CONTINUE TO FILE CLAIM.6
- Choose your relationship to the owner for each property (Owner, Heir or Representative) and click FILE CLAIM.7
- Enter claimant details with a current physical mailing address (not a PO box).7
- Preview, accept the terms and SUBMIT; you get a claim number immediately. No claim number means the claim was not filed.7
- Gather the documents listed in Section C of the claim form you receive.8
- Send documents: secure upload (recommended), mail, or fax (302) 622-4115 (fax not for color documents).8
- Track the claim with the claim number on the status page.9
- Notary: Often required: the claim form may need to be notarized (listed per claim in Section C); the JTWROS certification must be signed before a notarial officer8
- Interest: No interest is paid after the property is reported to the State (dividends/increments on securities received by the State are passed on)3
- If a claim is denied: Within 120 days of the State Escheator's determination, apply for a hearing before the Tax Appeal Board; either side may appeal the Board's decision to the Court of Chancery within 30 days3
The general process is in our how to claim guide.
Documents you need, by situation
These are the official requirements. The claim form for a specific property can ask for more.
Claiming your own property
- General (all claims): completed, signed and notarized claim form; high-resolution color image of government-issued photo ID; proof of current mailing address; proof of connection to the property; exact list in Section C of the claim form8
- Someone acting for a living owner (POA): POA signed by all living original owners naming an individual (not a business); the OUP Limited Durable POA form needs two witnesses2
- Holder reimbursement: NAUPA Holder Reimbursement Claim Form, signed and notarized, plus proof the holder repaid the owner10
The owner has died (estate)
- Property of a deceased owner is paid only to the estate, by check; securities are paid in cash; a POA ends at death; joint accounts not reported as JTWROS: the survivor gets only their own share unless they prove survivorship2
- Deceased owner / estate: proof of legal right to claim for the estate, e.g. certified Letters Testamentary or a small estate affidavit, certified copy of the will; payment goes to the estate only2
- Surviving joint owner: documents showing the account was Joint Tenants with Rights of Survivorship, or the notarized JTWROS Certification Form if the holder's documents are not available2
You are an heir
- Heir: certified copy of a document showing relationship to the deceased owner (e.g. birth certificate, marriage license)2
A business or government agency
- Former address / connection to the reporting company: official correspondence with the reporting organization from on or before escheatment, or an old utility bill, filed tax return, mortgage or lease showing your name at the reported address2
- Business / organization: authorization letter from an owner, partner or corporate officer plus the most recent federal tax filing showing the signer as owner, partner or officer2
Securities, safe deposit boxes and other cases
- Securities (return of shares): name, DTC number, account number and direct contact details of a US brokerage account in the owner's name; or the Securities Transfer Release form if no brokerage account2
- Gift cards, gift certificates, bonds, money orders, cashier's checks, or name not found: submit the Online Request Form; staff search internally2
Not listed in the official sources we checked: a former address or a name change. The claim form shows what to send.
See also: claiming for a deceased relative and the claim documents tool.
How long it takes, how you are paid and the deadline
How you are paid
Delaware pays by check and does not offer direct deposit, so keep the mailing address on your claim current.
- Paper check only, by first-class mail or courier; no wire or ACH. Securities: shares can be transferred to a US brokerage account if eligible; estates are paid by check only.2
Deadline
There is no deadline for owners and heirs in Delaware.
- No time limit2
Contact the Delaware unclaimed property office
| Agency | Office of Unclaimed Property (OUP), Delaware Department of Finance2 |
|---|---|
| Office holder | State Escheator (by law the Secretary of Finance or the Secretary's delegate); the Director of the Office of Unclaimed Property serves as State Escheator. A Department of Finance release of September 15, 2026 names Kyle K. Pritchard as State Escheator and Director.11 |
| Official site | unclaimedproperty.delaware.gov12 |
| Search | unclaimedproperty.delaware.gov/app/claim-search1 |
| Claim forms | unclaimedproperty.delaware.gov/app/forms10 |
| Phone | (855) 505-7520 (claims); (302) 232-3022 (international callers)4 |
| [email protected] (claims); [email protected] (Money Match); [email protected] (holders)4 | |
| Delaware Department of Finance, Office of Unclaimed Property, PO Box 8931, Wilmington, DE 19899-8931 (claims contact address)4 | |
| In person | No in-person walk-in described; a Virtual Walk-In service (15-minute online appointments) is offered to Delaware constituents only4 |
| Hours | 8:00 a.m. to 4:00 p.m. Eastern (office/phone)4 |
When property becomes unclaimed: dormancy periods
In Delaware most property is presumed abandoned after 5 years without owner contact.3 More on how this works: what happens after the dormancy period.
| Property type | Period | Notes |
|---|---|---|
| General (all other property) | 5 years3 | 12 Del. C. § 1133(17) |
| Checking/savings/time deposits | 5 years3 | 12 Del. C. § 1133(5) |
| Wages | 5 years3 | 12 Del. C. § 1133(11) |
| Securities | 3 years3 | 12 Del. C. § 1133(13) |
| Insurance (life/endowment/annuity) | 5 years3 | 12 Del. C. § 1133(7)a.1 |
| Gift cards / stored-value cards | 5 years3 | 12 Del. C. § 1133(14) |
| Money orders | 5 years3 | 12 Del. C. § 1133(2) |
| Traveler's checks | 15 years3 | 12 Del. C. § 1133(1) |
| Cashier's checks | 5 years12 | |
| Retail customer credits / refunds | 5 years3 | 12 Del. C. § 1133(6) |
| Utility deposits | 5 years3 | 12 Del. C. § 1133(12) |
| Safe deposit box (sale proceeds) | 5 years3 | 12 Del. C. § 1134 |
| Government-held property (incl. state/municipal bond interest) | 3 years3 | 12 Del. C. § 1133(10) |
| Court-held property / class action proceeds | 5 years3 | 12 Del. C. § 1133(9) |
| Business dissolution distributions | 5 years3 | 12 Del. C. § 1133(8) |
| Bearer / original-issue-discount bonds | 3 years3 | 12 Del. C. § 1133(3) |
| Interest on business debt | 5 years3 | 12 Del. C. § 1133(4) |
| IRAs | 3 years3 | 12 Del. C. § 1133(15) |
| Virtual currency | 5 years3 | 12 Del. C. § 1133(18) |
| Pari-mutuel tickets | 1 year3 | 12 Del. C. § 1133(16) |
Other states: dormancy periods table.
- Minimum amounts: No general minimum for reporting. Holder notice to owners is required for property of $50 or more (any value for securities); the State's online list must include money of $10 or more; gift cards are exempt from reporting below $5,000 aggregate face value per period, and restaurant cards with an original value of $5 or less are exempt3
- Gift cards: Reportable 5 years after the later of purchase, reload, balance check or last owner interest; the amount reported is the issuer's maximum cost of the goods or services (holders must show both face value and maximum cost); exempt if aggregate face value is under $5,000 for the period or for restaurant cards of $5 or less3
- Published lists of owners: Every June and December the State Escheator publishes a notice of at least half a page in a Delaware daily newspaper pointing to the online searchable database and the toll-free number; holders no longer advertise (direct mail only since February 2017)3
Finder fees and heir finders in Delaware
The legal limit in Delaware: Total fees and costs may not exceed the lesser of $1,000 or 10% of the value of the property recovered (12 Del. C. § 1187(c), which is worded to apply to "an agreement under subsection (a)").3 Among the flat caps in our finder-fee comparison, 1 is lower and 11 are higher. You never need a finder: claiming directly is free.2
- Are finders allowed? Yes.3
- Contract rules: Agreement must be in a record describing the property and services, signed by the owner with notarized signature, state the estimated value before and after the fee, and disclose that the property is held by the Department of Finance; agreements made from the date the property became distributable until 24 months after it was paid to the State are void3
- The law: 12 Del. C. §§ 1186-11883 (read the text)
Before signing with a finder, read how finders work.
How to spot Delaware unclaimed property scams
Delaware's official search is on unclaimedproperty.delaware.gov, a .gov address.1
What Delaware warns about
- Money Match checks are real: they carry the state seal, are signed by the State Treasurer and come with a short letter from the Office; verify at [email protected] or (302) 577-8782 option 15
- The State never pays claims by wire or ACH (fraud prevention); payment is by check2
- Amounts and property types are not shown online, by law and to prevent fraud2
- Without a valid POA the Office will not discuss a claim with anyone but the owner or claimant2
- Suspected claim fraud can be investigated and referred to law enforcement3
Unsure about a letter, text or call? Try the scam check or read how to spot a fake notice.
Delaware unclaimed property in numbers
| What | Figure | Year or date |
|---|---|---|
| Returned (5 years) | over $1.8 billion returned to owners during the last 5 years13 | last 5 years (undated banner, read Nov. 3, 2026) |
| Money Match automatic returns | over $1.2 million to approximately 10,000 Delaware taxpayers (September 2026); over $6 million to over 50,000 taxpayers in total14 | 2026 |
| Returned in year | over $125 million to almost 16,000 claimants15 | not labeled; listed under Department Accomplishments in the FY2027 budget hearing presentation of November 17, 2025 (most likely FY2025, not stated) |
| Returned per year (average, as stated) | on average between $150 million and $200 million a year, to owners in Delaware and around the world16 | as stated in the September 9, 2025 release (no period given) |
| Money Match by fiscal year | FY2021 25,610 checks $3,921,475; FY2022 3,466 $453,302; FY2023 4,701 $576,311; FY2024 2,706 $357,269; FY2025 2,798 $383,047; total 39,281 checks $5,691,40415 | FY2021-FY2025 |
| Unclaimed property revenue | $554.0 million (Unclaimed Property line in the Department of Finance revenue chart, $ in millions)15 | not labeled in the chart (presentation dated November 17, 2025) |
| Returned (3 fiscal years) | over $1.5 billion in cash and securities to over 70,000 claimants17 | the three fiscal years before February 1, 2024 |
| Share of residents | about 1 in 7 people nationally (national figure, not Delaware-specific)17 | 2024 |
For businesses: reporting unclaimed property to Delaware
- Report due: March 1 for most holders (12 months to December 31); November 10 for banking organizations (12 months to June 30); December 20 for insurance companies (12 months to December 31 of the prior year); payment is due with the report18
- Due diligence letters to owners: First-class mail notice to owners 60-120 days before filing, for property of $50 or more and all securities, with a statutory heading3
- Where to report: unclaimedproperty.delaware.gov/… (payments: /app/holder/payment/search)19
- File format: Online only, through the State's secure portal, in NAUPA II format (upload, or manual entry for 10 or fewer properties); paper and emailed reports are rejected3
- Penalties: Interest 0.5% per month on late amounts (max 50%); late report: 5% per month up to 50% or $100 per day up to $5,000, whichever is less; late payment: 0.5% per month up to 25%; fraud: 75% of the deficiency; willful evasion: $1,000 per day up to $25,000 plus 25% of the property3
- Voluntary disclosure: Voluntary Disclosure Agreement program run solely by the Delaware Secretary of State (vda.delaware.gov, [email protected]); waives interest and penalties; 10-year look-back; not available after a Notice of Examination has been mailed20
New to this? See who must report. Other states' dates are in the holder reporting deadlines table.
Other rules specific to Delaware
- Law: 12 Del. C. ch. 11, subch. II (§§ 1130-1191), "Unclaimed Property"; delcode.delaware.gov/…. Regulations: 12 DE Admin. Code 104 (Department of Finance) and 301 (Department of State VDA).21
- MONEY MATCH: automatic checks each September to Delaware income-tax filers, no claim needed (seventh round in September 2026)14
- Securities: if the claim is made within 558 days of the State's notice, the State gives back the shares or their market value at claim time (its choice); later claims get the sale proceeds3
- Joint accounts: unless the holder reported them as joint tenants with right of survivorship ("JS"), Delaware treats the deceased co-owner's share as belonging to the estate2
- The State may first apply unclaimed property to debts the owner owes in Delaware (child support arrears, court fines/restitution, delinquent state or local taxes)3
- Claimants of liquidated securities get IRS Form 1099-B, and Form 1099-DIV for cash dividends of $10 or more, mailed in January2
- As the state of incorporation of many companies, Delaware takes property with unknown or (in most cases) foreign owner addresses from Delaware-incorporated holders (second priority rule); unclaimed property was a $554.0 million line in the Department of Finance revenue chart12
- Virtual currency (cryptocurrency) is reportable after 5 years and is liquidated by the holder before remittance; owners cannot recover later gains3
- Excluded from unclaimed property: loyalty cards, game-related digital content, layaway accounts, uninvoiced payables, and payments under the 2022 Delaware Relief Rebate Program3
- Whistleblowers who report a holder's non-compliance can receive the interest and penalties collected3
- Financial institutions may not sell military medals found in abandoned property; they may give them to a veterans organization, the awarding agency or a government entity3
- Executive Order 25 (July 14, 2026) bars people with financial ties to the unclaimed property industry (auditors, holder advocates, heir finders, lobbyists) from executive-branch seats on the Unclaimed Property Task Force, whose report is due by February 1, 202722
- Property owned by Delaware state agencies escheats permanently to the General Fund and cannot be claimed3
Delaware unclaimed property: questions people ask
When is the Delaware unclaimed property report due?
March 1 for most holders (12 months to December 31).18 Details above.
Which law governs unclaimed property in Delaware?
12 Del. C. ch. 11, subch. II, "Unclaimed Property"; delcode.delaware.gov/….21
Where do I search for Delaware unclaimed property?
On the official search at unclaimedproperty.delaware.gov.1 Searching and claiming there is free.2
What is the dormancy period for unclaimed property in Delaware?
5 years for most property;3 other types differ (see the table).
How do I claim a deceased relative's unclaimed property in Delaware?
Property of a deceased owner is paid only to the estate, by check.2 Details above.
How do I claim unclaimed property in Delaware?
Claims can be filed online on the official site.1 First step: Search the database by name or business name (optionally city or ZIP).6 All the steps.
Where are the Delaware unclaimed property claim forms?
unclaimedproperty.delaware.gov/app/forms10
Is it free to claim unclaimed property in Delaware?
Free2
Moved? Neighboring programs
See which state holds your property, or list every search with the multi-state checklist.
Sources
Footnote numbers point here. Open "Quoted text" for the exact words relied on ("[…]" marks words left out).
- Search for Unclaimed Property Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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To search for property, enter an individual name or business name; no specific order is required when entering the information (last name, first name, business name, etc.). To help narrow your search results, enter a city or zip code.
Select (or remove) all properties you wish to claim by clicking the appropriate choice under the "Select an Action" area. Once all properties you wish to claim have been selected, click on "Continue To File Claim" to continue initiating your claim.
- FAQs: Claiming Property Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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As a fraud prevention measure, the Office of Unclaimed Property does not send funds via wire or ACH payments. A check will be sent to the address provided during the claims process.
You may submit a claim at any time.
No. There are no service charges assessed by the State of Delaware for initiating or completing a claim.
The Office of Unclaimed Property is part of the Department of Finance, while Project Rightful Owner is run by the Superior Court of Delaware.
You can search for unclaimed property held by other states through the National Association of Unclaimed Property Administrators (NAUPA) website: Missingmoney.com, which includes property reported to Delaware and 48 other states.
To recover excess funds from a sheriff’s sale of real property (e.g., land, real estate), please contact the Delaware Superior Court’s Project Rightful Owner here:https://courts.delaware.gov/superior/rightfulowner/index.aspx
When a State of Delaware check goes uncashed and the payee seeks to have the check reissued, the payee should contact the issuing state agency, who will request a reissue from the Office of the State Treasurer (OST). Uncashed State of Delaware vendor checks are not reported to the Office of Unclaimed Property (OUP).
In most situations, the Delaware Office of Unclaimed Property will honor POA paperwork signed by all living original owner(s) of the unclaimed property. The POA paperwork must clearly assign another individual (not a business/organization) to act on the owner’s behalf.
Unclaimed property for decedents will be reunited with their respective estates via check only. All checks will be paid to the estate only. Checks will not be paid directly to any individual or estate representative.
This documentation will include items such as, but not limited to: providing documentation demonstrating that you have a legal right to claim property on behalf of the deceased or the estate (example: A certified copy of Letters Testamentary or small Estate Affidavit for some Estates), certified copy of a Last Will and Testament, etc.
Claimants will need to provide documentation showing that the property was titled as Joint Tenants with Rights of Survivorship (JTWROS) in order to directly claim the property of the deceased owner.
You will be required to provide our office with a certified copy of any document showing your relationship to the deceased/owner.
You may also provide our Office with an old utility bill, filed tax return, mortgage or lease documentation, etc. showing your name in association with the address listed on the property.
This will include business authorization documents such as a letter from an authorized owner, partner, or corporate officer of the organization along with a copy of the most recent federal tax filings for the organization which reflects the signatory as an owner, partner, or corporate officer of the organization.
If applicable, and you elect to be reunited with your shares, you will be required to provide the name, DTC number, account number, direct contact name, direct contact phone number, and direct contact e-mail address of a U.S. Brokerage firm (not a transfer agent) where you maintain a current and active account.
If you believe you have Unclaimed Property that was escheated to the State of Delaware, however you are not able to locate the property on our website, or you have a Gift Card, Gift Certificate, Bond, or Money Order, please submit a request using the Online Request Form.
As a fraud prevention measure, the Office of Unclaimed Property does not send funds via wire or ACH payments.
The State of Delaware is prohibited by statute and as a fraud prevention measure from disclosing the amount or type of any unclaimed property, except to a person who has presented satisfactory proof that indicates to the State that he or she has a legal right to the property being claimed.
In fact, without a valid POA on file, the Delaware Office of Unclaimed Property will not discuss or disclose information about a claim to an individual who is not the rightful owner or claimant of the property.
Without a clear indication in the holder’s report that the property is Joint Tenants with Rights of the Survivorship (JS), Delaware will take the position that only the estate of the deceased owner may claim their portion of the property, not the surviving owner.
The cash value of securities liquidated by the OUP: the claimant will receive an IRS Form 1099-B listing the stock name, CUSIP, number of shares, and amount of the proceeds for each security payment.
- Delaware Code Title 12, Chapter 11, Subchapter II. Unclaimed Property (§§ 1130-1191) Delaware General Assembly / Delaware Code Online · delcode.delaware.gov · current Delaware Code Online text (latest session law cited: 84 Del. Laws c. 368, 2024) · checked Nov. 3, 2026
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(c) For an agreement under subsection (a) of this section, total fees and costs may not exceed $1,000 or 10% of the value of the property recovered, whichever is less.
(a) Notwithstanding any other provision of law, no person entitled to or owner of property shall be entitled to receive interest on account of such property from and after the date a report of such property is made to the State Escheator under this chapter whether or not the person was entitled to interest on such property prior to such date.
At any time within 120 days after the State Escheator sends notice of the determination, which includes the State Escheator’s initial attempt to pay or deliver the property to a claimant, a claimant may apply for a hearing and determination of the claim by the Tax Appeal Board created by subchapter II, Chapter 3, Title 30.
(17) All other property not specified in this section or § 1134 of this title, the earlier of 5 years after the owner first has a right to demand the property or the obligation to pay or distribute the property arises.
(5) A demand, savings, or time deposit, including a deposit that is automatically renewable, 5 years after the earlier of maturity or the date of the last indication of interest in the property by the owner, except a deposit that is automatically renewable is deemed matured on its initial date of maturity unless the owner consented in a record on file with the holder to a renewal at or about the time of the renewal.
(11) Wages, including commissions, bonuses, or reimbursements to which an employee is entitled, or other compensation for personal services, 5 years after the amount becomes payable.
(13) A security 3 years after the last indication of interest in the property.
1. Five years after knowledge of death of the insured.
(14) A stored-value card or gift card, 5 years after the later of the date of purchase, the addition of funds to the stored-value card or gift card, a verification of the balance by the owner, or the last indication of interest in the property.
(2) A money order, 5 years after issuance.
(1) A traveler’s check, 15 years after issuance.
(6) Money or credits owed to a customer as a result of a retail business transaction, 5 years after the obligation arose.
(12) A deposit or refund owed to a subscriber by a utility, 5 years after the deposit or refund becomes payable.
Proceeds from a sale of tangible property held in a safe deposit box by the holder permitted by law of this State other than this chapter are presumed abandoned if the property remains unclaimed by the owner 5 years after the earlier of 1 of the following:
(10) Property held by a government or governmental subdivision, agency, or instrumentality, including state and municipal bond interest and unredeemed principal under the administration of a paying agent or indenture trustee, 3 years after the property becomes distributable.
(9) Property held by a court, including property received as proceeds of a class action, 5 years after the property becomes distributable.
(8) Property distributable by a business association in the course of dissolution, 5 years after the property becomes distributable.
(3) A bearer bond or an original-issue-discount bond, 3 years after the earliest of the date the bond matures or is called or the obligation to pay the principal of the bond arises.
(4) Interest on debt of a business association, 5 years after the obligation to pay arises.
a. For an owner for which the holder has no knowledge of death, 3 years after the owner’s last indication of interest in the account following the date specified in the income tax laws of the United States by which distribution of the property must begin in order to avoid a tax penalty.
(18) Virtual currency, 5 years after the owner’s last indication of interest in the property.
(16) Sums held for the payment of outstanding pari-mutuel tickets from the meet, 1 year following the last day of the meet.
(2) The value of the property is $50 or more, unless the property is a security, in which case the holder must send notice to the owner regardless of the value of the property.
For a stored-value card or gift card, the amount unclaimed is the amount representing the maximum cost to the issuer of the merchandise, goods, or services represented by the card.
(d) In June and December of each year, the State Escheator shall publish in a daily newspaper of this State a notice that unclaimed property paid to the State Escheator is available to be claimed by the owners of the unclaimed property.
An agreement by an owner and a person, a purpose of which is to locate, deliver, recover, or assist in the location, delivery, or recovery of property held by the State Escheator, is enforceable only if the agreement meets all of the following criteria:
(a) Subject to subsection (b) of this section, an agreement under § 1186 of this title is void and unenforceable if it is entered into during the period beginning on the date the property was distributable to the owner and ending 24 months after the payment or delivery.
1186. When agreement to locate property enforceable.
(c) The State Escheator may exercise the powers granted by § 1171 of this title to investigate any suspicion of fraudulent activity in a claim and may refer the matter to law enforcement notwithstanding the confidentiality provisions contained in §§ 1174 and 1189 of this title.
The holder of property presumed abandoned shall send to the owner notice that complies with § 1149 of this title in a format acceptable to the State Escheator, by first-class United States mail, not more than 120 days nor less than 60 days before filing the report under § 1142 of this title, or at any time as directed under § 1171(5) of this title, if both of the following apply:
Beginning March 1, 2018, all reports under this section must be in a web-based record, and the State Escheator may not accept any other medium or method for submitting the report.
Interest at 0.5% per month on outstanding unpaid amounts accrues from the date the amounts or property were due under this chapter until paid. Interest due in accordance with this subsection may not exceed 50% of the amount required to be paid.
(2) If the claim is made within 558 days from the date notice was mailed by the State Escheator to the rightful owner under § 1150 of this title or the date notice was otherwise provided as required by the law in effect at the time the property was delivered to the State Escheator, the replacement of the security or the market value of the security at the time the claim is filed, at the option of the State Escheator, plus any dividends, interest, and other increments on the security paid to the State Escheator.
(b) At the discretion of the State Escheator, property of an owner is subject to a claim for payment of an enforceable debt that the owner owes in this State for any of the following:
The owner shall not have recourse against the holder or the State Escheator to recover any gain in value that occurs after the liquidation of the virtual currency under this subsection.
7. Any payment or credit arising under the 2022 Delaware Relief Rebate Program, 83 Del. Laws, c. 290.
(e) If the State Escheator initiates an examination pursuant to information provided by a whistleblower that results in payment from the holder or recovery of property under this chapter, the State Escheator shall award interest and penalties collected under this section to the whistleblower, provided that the whistleblower and any of its agents and counsel have complied with the obligations set forth in the written agreement required by § 1191(a) of this title.
(a) A financial institution may not sell a medal or decoration awarded for military service in the armed forces of the United States.
Property presumed abandoned where the State Escheator reasonably believes the owner is an agency of the State or a discretely presented component unit included in the annual comprehensive financial report of the State shall escheat to the State and be deposited into the General Fund pursuant to § 1163(a) of this title and shall not be claimable under § 1165 of this title.
- Contact Us Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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[email protected] phone 855-505-7520 phone 302-232-3022 (International Callers)
Claims alternate_email [email protected]
Delaware Department of Finance Office of Unclaimed Property PO Box 8931 Wilmington, DE 19899-8931
Our Virtual Walk-in service is designed to assist with property search, claim creation and document uploads from the comfort of your home. Please follow the link below to schedule a 15-minute appointment.
Hours of Operation 8:00 am until 4:00 pm Eastern Standard Time
- Money Match Program Details Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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MONEY MATCH compares the state's unclaimed property database with verified address information provided in your most recent Delaware state income tax filing. Upon verification, the Delaware Office of Unclaimed Property mails a check for qualified unclaimed property to the taxpayer’s address.
The check contains the state seal and is signed by State Treasurer Colleen C. Davis. The check is accompanied by a short letter from the Office of Unclaimed Property. This is not a scam.
- How to Claim: 1. Search for Property Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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Type the owner’s name (First name, last name, or both) or business name into the Name/Business Name field and click SEARCH. If you receive too many results, try to narrow down the search by entering a city.
Once you’ve found the property that belongs to you, check the CLAIM button and click the CONTINUE TO FILE CLAIM button to begin the claims process.
- How to Claim: 2. Initiate a Claim Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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Once you have selected the property(ies) you wish to claim, select your ‘Relationship to Owner’ for each property you are claiming.
This should include your current physical mailing address (NOT a post office box), as this information will be validated and used for the purpose of reuniting you with your property.
You will immediately be provided a claim number based on the information you entered. If you do not receive a claim number, your claim was not fully initiated and you will need to contact
- How to Claim: 3. Complete Your Claim Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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To determine the specific documentation requirements of your claim, please review all communications sent to you from our agency an initial list can be found in Section C of the claim form you received.
Most secure and efficient method: Upload your documents via our secure link.
Documentation can include items such as a completed, signed, and notarized claim form; high resolution, color image of a government issued photo identification; proof of current mailing address; proof of connection to the property being claimed; etc.
- How to Claim: 4. Track Your Claim's Progress Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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Enter your claim number into our Status Page to receive the most recent status updates.
- Forms Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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This Claim Form is to be used for all Holder Reimbursement requests, including CHRVO. The form must be signed and notarized, and additionally signed by all authorized claimant representatives.
To download, click "view" to access the form, then right-click anywhere on the form and select "Save As."
- Delaware Code Title 12, Chapter 11, Subchapter I (§ 1102 Escheator of the State) Delaware General Assembly / Delaware Code Online · delcode.delaware.gov · current Delaware Code Online text · checked Nov. 3, 2026
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There shall be an Escheator of the State, who shall be the Secretary of Finance or the Secretary’s delegate.
- Holder Handbook: Instructions for Preparing Delaware Unclaimed Property Reports Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · August 2026, Version 1 · checked Nov. 3, 2026
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a. Website https://unclaimedproperty.delaware.gov/ where claimants can search for their property and submit a request online along with all other required information.
CK01 Cashier's Checks 5
Second Priority Rule: Owner's address is unknown or foreign, and holder is legally domiciled or incorporated in Delaware.
- Delaware Unclaimed Property homepage Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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OVER $1.8 BILLION HAS BEEN RETURNED TO OWNERS DURING THE LAST 5 YEARS
- Unclaimed Property MONEY MATCH Program Returns over $1.2 million to Delaware Taxpayers State of Delaware News (Department of Finance) · news.delaware.gov · Sept. 15, 2026 · checked Nov. 3, 2026
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This week, the Delaware Office of Unclaimed Property will return over $1.2 million in unclaimed property directly to approximately 10,000 Delaware taxpayers through the annual MONEY MATCH program.
This is the seventh iteration of Delaware’s MONEY MATCH program, which now occurs annually each September.
- Department of Finance FY 2027 Public Hearing Budget Presentation Delaware Department of Finance (Office of Management and Budget hearing) · budget.delaware.gov · Nov. 17, 2025 · checked Nov. 3, 2026
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Returned over $125M to almost 16,000 claimants
2025 2,798 $383,047 TOTAL 39,281 $5,691,404
Unclaimed Property $554.0
- Unclaimed Property Money Match Program Returns Almost $400,000 Automatically to Thousands of Delaware Taxpayers State of Delaware News (Department of Finance) · news.delaware.gov · Sept. 9, 2025 · checked Nov. 3, 2026
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Annually, Delaware returns on average between $150 and 200 million in unclaimed property to owners in Delaware and around the world.
- National Unclaimed Property Day 2024 State of Delaware News (Department of Finance) · news.delaware.gov · Feb. 1, 2024 · checked Nov. 3, 2026
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Delaware has returned over $1.5 billion in cash and securities to over 70,000 claimants during the last three fiscal years.
Approximately 1 in 7 people nationally may have unclaimed property held by Delaware or another state.
- Holder Deadlines Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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All Other: Holders, Business Associates, and Corporations December 31st March 1st Banking Organizations June 30th November 10th Insurance Companies December 31st December 20th
- Submit a Holder Report Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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If you have already created your NAUPA report and simply need to submit it, click the button below.
- Voluntary Disclosure Program Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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Per 12 Del. C. sec. 1173, the Delaware Unclaimed Property Voluntary Disclosure Agreement Program is now solely administered by the Delaware Secretary of State (SOS VDA Program).
- Unclaimed Property Statute & Regulations Delaware Department of Finance, Office of Unclaimed Property · unclaimedproperty.delaware.gov · checked Nov. 3, 2026
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UNCLAIMED PROPERTY STATUTE & REGULATIONS: Delaware Unclaimed Property Statute
- Executive Order #25 (Unclaimed Property Task Force conflicts of interest) Office of the Governor of Delaware · governor.delaware.gov · July 14, 2026 · checked Nov. 3, 2026
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RE: Safeguarding the unclaimed property task force from conflicts of interest and ensuring that Delaware's unclaimed property policy is written for the public, not for the industry that profits from it.
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